generated: '2026-07-20'
method: searched
source: https://docs.payabli.com/guides/pay-in-unified-response-codes-reference
scheme:
  description: >-
    Payabli uses a unified response-code system across Pay In transactions. Each code is a letter
    prefix plus a four-digit number.
  categories:
  - prefix: A
    range: A0000-A0099
    meaning: Approved (HTTP 200/201)
  - prefix: D
    range: D0100-D2999
    meaning: Declined (HTTP 402)
  - prefix: E
    range: E3000-E9999
    meaning: Error condition (HTTP 400/500)
envelope_fields:
- responseCode
- responseText
- response_code
- response_code_text
- avsresponse
- cvvresponse
notes: >-
  Codes appear on the transaction response object (response_code / response_code_text and the
  unified responseCode). Only representative codes are captured below — see the reference for the
  complete list. Fraud-policy blocks surface as responseCode 9005 (HTTP 422).
approved_codes:
- code: A0000
  meaning: Transaction approved
- code: A0001
  meaning: Transaction initiated
- code: A0002
  meaning: Transaction authorized
- code: A0003
  meaning: Transaction canceled
- code: A0004
  meaning: Transaction refunded
- code: A0010
  meaning: Card issuer approved an amount less than requested
- code: A0030
  meaning: Zero-dollar verification approved
- code: A0050
  meaning: Pending approval at processor
decline_codes:
- code: D0100
  meaning: Generic decline from card network or issuer
- code: D0110
  meaning: Card verification failed
- code: D0120
  meaning: Declined due to policy restrictions
- code: D0225
  meaning: Insufficient funds or over credit limit
- code: D0270
  meaning: Suspected fraud
- code: D0284
  meaning: Closed or inactive account
- code: D0460
  meaning: Expired card
- code: D0580
  meaning: Terminal is offline
error_codes:
- code: '9005'
  http: 422
  meaning: Blocked by fraud control (terminal — transaction rejected)