generated: '2026-07-17'
method: searched
probe: true
source: https://pay.jp/ and https://help.pay.jp/
url: https://pay.jp/
certifications:
- PCI DSS
compliance:
- name: PCI DSS
  note: >-
    PAY.JP is built for PCI DSS compliance; card tokenization (payjp.js / Checkout)
    keeps raw card numbers out of the merchant environment so merchants can qualify
    for reduced SAQ scope. PAY, Inc. is a registered payment service provider in Japan.
- name: 3D Secure (EMV 3DS)
  note: Cardholder authentication supported on charges and stored cards to reduce chargeback/fraud risk.
- name: Japan (割賦販売法 / Installment Sales Act)
  note: Operates under Japanese payment/credit regulation as a domestic PSP.
evidence:
- source: https://pay.jp/
  keywords:
  - PCI DSS
  - トークン化
  - 3D Secure
  - セキュリティ
- source: https://docs.pay.jp/v1/api/
  keywords:
  - 3d_secure
  - tds_finish
notes: >-
  No dedicated public "trust center" portal (e.g. Vanta/SafeBase) was found;
  security posture is described across pay.jp and the help center. Verify current
  certifications directly with PAY, Inc. during reconciliation.