generated: '2026-08-26'
method: searched
source: https://paymate.in/Pricing_terms.html
docs: https://paymate.in/Pricing_terms.html
currency: INR
region: India
note: >-
  PayMate's dedicated pricing page (https://paymate.in/pricing.html, still listed in
  https://paymate.in/paymateSitemap.xml and still linked from the API documentation) returns HTTP 404. The
  published plan and fee schedule that survives is clause 9 of the Payment Terms at
  https://paymate.in/Pricing_terms.html, transcribed below. All charges are stated exclusive of 18% GST.
  No pricing at all is published for the Global Partner API or for the Singapore, Malaysia, UAE, Oman,
  Australia or South Africa deployments — those are sales-gated.
plan_count: 6
plans:
- name: Try and Buy
  price: 0
  currency: INR
  period: 30 days
  billing: one-off trial
  platform_access: Mobile App + Web
  api_access: false
  included:
    total_transactions: 25 AR+AP
    max_amount_per_transaction: 10000 INR
    total_amount_transacted: 100000 INR
  overage: No transactions permitted past the limit.
  functionality: Standard payments; single user account; PAYG Rs. 5/invoice.
- name: SME Plan 499 (Enterprise 499)
  price: 499
  currency: INR
  period: month
  setup_fee: 0
  platform_access: Mobile App + Web
  api_access: false
  included:
    total_transactions: 500 AR+AP/month
    max_amount_per_transaction: unlimited
    total_amount_transacted: unlimited
  overage: Additional charge of Rs. 10 per transaction beyond the monthly cap.
  functionality: Maker/Checker/Approver; invoicing.
- name: App
  price: 0
  currency: INR
  period: month
  platform_access: Mobile App only
  api_access: false
  included:
    total_transactions: unlimited
    max_amount_per_transaction: no limit
  functionality: Standard payments; single user account.
- name: Basic API
  price: 999
  currency: INR
  period: month
  setup_fee: 5000
  platform_access: Mobile App + Web + Standard APIs
  api_access: true
  included:
    total_transactions: 1000 AR+AP/month
    max_amount_per_transaction: unlimited
    total_amount_transacted: unlimited
    domains_allowed_access: 1
  overage: Additional charge of Rs. 10 per transaction beyond the monthly cap.
  functionality: Maker/Checker/Approver; invoicing along with standard APIs.
- name: Enterprise API
  price: 1999
  currency: INR
  period: month
  setup_fee: 5000
  platform_access: Mobile App + Web + Enhanced APIs
  api_access: true
  included:
    total_transactions: 3000 AR+AP/month
    max_amount_per_transaction: unlimited
    total_amount_transacted: unlimited
    domains_allowed_access: 3
  overage: Additional charge of Rs. 10 per transaction beyond the monthly cap.
  functionality: Maker/Checker/Approver; invoicing along with standard APIs for Procure To Pay.
- name: Enterprise Custom Plan
  price: null
  currency: INR
  period: null
  setup_fee: 25000
  platform_access: Mobile App + Web + Enhanced APIs
  api_access: true
  included:
    total_transactions: unlimited
    max_amount_per_transaction: unlimited
    domains_allowed_access: 5
  overage: not applicable
  functionality: Maker/Checker/Approver; invoicing along with standard APIs for Procure To Pay.
  note: Built with the PayMate team and customised to requirement; no published price.
transaction_fees:
  note: >-
    Charged per transaction in addition to the subscription, exclusive of 18% GST. Values below are the
    Basic API / Enterprise API / Enterprise Custom columns of the published fee schedule.
  send_money:
    neft: free
    rtgs: free
    imps: 10 INR
    credit_card: 2.5% (2.25% on Enterprise Custom)
    debit_card: 1%
    net_banking: 30 INR
  receive_money:
    neft: free
    rtgs: free
    credit_card: 2.5% (2.25% on Enterprise Custom)
    debit_card: 1% (only above Rs. 2000)
    net_banking: 30 INR
    settlement: T+2, free
  constraints:
  - IMPS transactions are limited to Rs. 2 lacs per transaction.
  - Fees on a confirmed transaction are not returned even if the transaction is rejected, charged back,
    refunded or disputed.
  - PayMate reserves the right to terminate unpaid accounts inactive for 120 continuous days.
subscription_terms:
  auto_renew: true
  refunds: >-
    "A User shall not be entitled to any refunds or credits in respect of the Subscription Fees ... even in
    cases where the User has elected to terminate his subscription."
  cancellation: Once renewed the subscription cannot be cancelled, modified or reversed.