generated: '2026-08-26'
method: searched
source: https://paymate.in/Pricing_terms.html (clause 9 fee schedule); https://paymate.in/paymateapi/APIDoc.html (error codes)
docs: https://paymate.in/Pricing_terms.html
note: >-
  PayMate publishes no HTTP rate limit — no requests-per-second/minute figure, no burst allowance, no
  X-RateLimit-*/RateLimit-*/Retry-After response header and no dedicated 429 status appear anywhere in either
  API's documentation, and none was observed on a live unauthenticated probe of
  https://api.paymate.my/v1/Countrylist on 2026-08-26. What PayMate does publish is a set of COMMERCIAL
  volume caps attached to the subscription plan, plus a source-address allowlist whose size is also a plan
  attribute. Those are recorded below because they are the real ceiling an integrator hits, but an agent gets
  no runtime signal that it is approaching one.
limit_count: 6
limits:
- scope: per-account (monthly quota)
  plan: Try and Buy
  window: 30 days
  limit: 25 transactions (AR+AP)
  burst: null
  overage: no transactions permitted past the limit
  additional:
    max_amount_per_transaction: 10000 INR
    total_amount_transacted: 100000 INR
- scope: per-account (monthly quota)
  plan: SME Plan 499
  window: month
  limit: 500 transactions (AR+AP)
  burst: null
  overage: Rs. 10 per additional transaction
- scope: per-account (monthly quota)
  plan: Basic API
  window: month
  limit: 1000 transactions (AR+AP)
  burst: null
  overage: Rs. 10 per additional transaction
- scope: per-account (monthly quota)
  plan: Enterprise API
  window: month
  limit: 3000 transactions (AR+AP)
  burst: null
  overage: Rs. 10 per additional transaction
- scope: per-transaction (payment rail)
  plan: all
  window: per transaction
  limit: IMPS capped at Rs. 2 lakh per transaction
  burst: null
- scope: per-account (source allowlist)
  plan: Basic API 1 domain / Enterprise API 3 domains / Enterprise Custom 5 domains
  window: n/a
  limit: number of domains or IP addresses permitted to call the API
  burst: null
  note: >-
    The India API rejects calls from an unlisted source with error code 129 "Request from invalid Source"
    and 192 "No Method Access for ip".
response_headers:
  published: none
  observed: none
  probe: POST https://api.paymate.my/v1/Countrylist — HTTP 401, no rate-limit headers in the response.
exhaustion:
  status_code: not published
  error_codes:
  - code: '140'
    api: Global Partner API
    description: Amount limit exceeded
  - code: '417'
    api: Global Partner API
    description: Amount limit exceeded
  - code: '542'
    api: Global Partner API
    description: Transaction failed due to transaction limit exceeded
  - code: '180'
    api: India API
    description: Amount limit exceeded
gaps:
- No per-second/per-minute request limit is published for either API.
- No rate-limit response headers, so a client cannot pace itself.
- No documented 429 behaviour or Retry-After guidance.
- Monthly quotas are commercial and enforced through billing (Rs. 10/transaction overage), not through the
  HTTP surface.