# Pricing transcribed from the provider's own page — see provenance. Numbers are quoted, not derived.
generated: '2026-09-20'
method: searched
source: https://www.paypal.com/us/business/paypal-business-fees
sources:
- https://www.paypal.com/us/business/paypal-business-fees
provenance:
  tool: planning/api-economics/harvest_pricing.py
  run: 20260920T120546
  grounding: every price_text was found verbatim in the fetched page text
audience: business-product
pricing_basis: ad-valorem
delivery:
  delivery: managed
  method: page
  read: '2026-09-20'
published: true
note: US merchant fee schedule covering payment processing, gateway, payouts, disputes and crypto; dominant
  basis is percentage-of-transaction with fixed per-transaction fees, plus some flat monthly service fees.
  Only a representative subset of the many fee tables is transcribed.
plan_count: 26
currency: USD
plans:
- name: PayPal Checkout (domestic commercial transaction)
  price_text: 3.49% + fixed fee
  period: per-use
  unit: transaction
- name: QR code Transactions
  price_text: 2.29% + fixed fee
  price: 2.29
  period: per-use
  unit: transaction
- name: Send/Receive Money for Goods and Services
  price_text: 2.99%
  price: 2.99
  period: per-use
  unit: transaction
- name: PayPal Pay Later options
  price_text: 4.99% + fixed fee
  price: 4.99
  period: per-use
  unit: transaction
- name: Additional fee for international commercial transactions
  price_text: 1.50%
  price: 1.5
  period: per-use
  unit: transaction
- name: Fixed fee, US dollar
  price_text: 0.49 USD
  price: 0.49
  currency: USD
  period: per-use
  unit: transaction
- name: Invoicing Subscription
  price_text: 14.99 USD per month
  price: 14.99
  currency: USD
  period: month
  unit: subscription
- name: Invoicing Pay by Bank (ACH)
  price_text: 1% (capped at $10.00 per transaction)
  period: per-use
  unit: transaction
- name: Advanced Credit and Debit Card Payments
  price_text: 2.89% + fixed fee
  price: 2.89
  period: per-use
  unit: transaction
- name: ACH Services
  price_text: 0.80% (capped at $5.00 per transaction)
  period: per-use
  unit: transaction
- name: Virtual Terminal
  price_text: 3.39% + fixed fee
  price: 3.39
  period: per-use
  unit: transaction
- name: Interchange Plus Plus (Advanced Credit and Debit Card Payments)
  price_text: Interchange Pass-through Costs + 0.49% + fixed fee
  price: 0.49
  period: per-use
  unit: transaction
- name: Payments Advanced monthly fee
  price_text: 5.00 USD
  price: 5
  currency: USD
  period: month
  unit: account
- name: Payments Pro monthly fee
  price_text: 30.00 USD
  price: 30
  currency: USD
  period: month
  unit: account
- name: Payflow Pro Transaction
  price_text: 0.10 USD
  price: 0.1
  currency: USD
  period: per-use
  unit: transaction
- name: Payflow Pro monthly fee
  price_text: 25.00 USD
  price: 25
  currency: USD
  period: month
  unit: gateway
- name: Fraud Protection Advanced
  price_text: 0.07 USD per transaction
  price: 0.07
  currency: USD
  period: per-use
  unit: transaction
- name: Account Updater
  price_text: 0.25 USD per update
  price: 0.25
  currency: USD
  period: per-use
  unit: update
- name: Buyer Authentication Service
  price_text: 10.00 USD per month
  price: 10
  currency: USD
  period: month
  unit: service
- name: Network Tokenization
  price_text: 0.15 USD per token issued
  price: 0.15
  currency: USD
  period: per-use
  unit: token
- name: 3D Secure Advanced
  price_text: 0.03 USD per lookup
  price: 0.03
  currency: USD
  period: per-use
  unit: lookup
- name: PayPal Payouts (US, Payouts API)
  price_text: 0.25 USD
  price: 0.25
  currency: USD
  period: per-use
  unit: payout
- name: PayPal Payouts (US)
  price_text: 2% of total transaction amount
  price: 2
  period: per-use
  unit: payout
- name: Micropayments (domestic US)
  price_text: 4.99% + fixed fee
  price: 4.99
  period: per-use
  unit: transaction
- name: Standard Dispute Fee (US dollar)
  price_text: 15.00 USD
  price: 15
  currency: USD
  period: per-use
  unit: dispute
- name: Pay With Crypto (until July 31, 2026)
  price_text: 0.99% of transaction amount
  price: 0.99
  period: per-use
  unit: transaction
rate_limit_statements:
- Per transaction 25,000.00 USD
- Per transaction 50,000.00 USD
- Per day 100,000.00 USD
- Per week 250,000.00 USD
- Per month 500,000.00 USD
- 'Merchant Branded Card Issuing Fees (minimum order: 1,000 cards)'