generated: '2026-09-20' method: searched source: https://resource.payrix.com/docs/processor-response-codes description: Processor response codes published by Payrix Pro, grouped by processing platform; includes approvals and informational codes as well as soft/hard declines (see reason_type). docs: https://resource.payrix.com/docs/processor-response-codes decline_codes: - code: '001' meaning: Transaction Received action: 'This is sent to acknowledge that the submitted transaction has been received. Note: This response applies only to V10.x versions of the API.' reason_type: Info processor: Vantiv (VAP) - code: '000' meaning: Approved action: No action required. reason_type: Approved processor: Vantiv (VAP) - code: '010' meaning: Partially Approved action: The authorized amount is less than the requested amount. reason_type: Approved processor: Vantiv (VAP) - code: '011' meaning: Offline Approval action: Offline approval issued while the terminal is unable to communicate with the issuer. reason_type: Approved processor: Vantiv (VAP) - code: '013' meaning: Offline Approval (unable to go online) action: Offline approval issued while the terminal is unable to communicate with the issuer. reason_type: Approved processor: Vantiv (VAP) - code: '100' meaning: Processing Network Unavailable action: There is a problem with the card or PIN-less Debit network. Contact the network for more information. reason_type: Soft Decline processor: Vantiv (VAP) - code: '101' meaning: Issuer Unavailable action: There is a problem with the issuer network. Please contact the issuing bank. reason_type: Soft Decline processor: Vantiv (VAP) - code: '102' meaning: Re-submit Transaction action: There is a temporary problem with your submission. Please re-submit the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '103' meaning: Merchant not configured for processing at this site action: You submitted the transaction to a Hot-Hot URL, but are not configured for multi-site processing. reason_type: Soft Decline processor: Vantiv (VAP) - code: '108' meaning: Try again later action: We were unable to process the transaction due to a transitory communication issue to an internal or external service. Please try submitting the transaction again. reason_type: Soft processor: Vantiv (VAP) - code: '110' meaning: Insufficient Funds action: The card does not have enough funds to cover the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '111' meaning: Authorization amount has already been depleted action: The total amount of the original Authorization has been used. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '112' meaning: Insufficient Funds, Retry after 1 hour action: You should retry the transaction after waiting 1 hour. reason_type: Soft Decline processor: Vantiv (VAP) - code: '113' meaning: Insufficient Funds, Retry after 24 hour action: You should retry the transaction after waiting 24 hours. reason_type: Soft Decline processor: Vantiv (VAP) - code: '114' meaning: Insufficient Funds, Retry after 2 days action: You should retry the transaction after waiting 2 days. reason_type: Soft Decline processor: Vantiv (VAP) - code: '115' meaning: Insufficient Funds, Retry after 4 days action: You should retry the transaction after waiting 4 days. reason_type: Soft Decline processor: Vantiv (VAP) - code: '116' meaning: Insufficient Funds, Retry after 6 days action: You should retry the transaction after waiting 6 days. reason_type: Soft Decline processor: Vantiv (VAP) - code: '117' meaning: Insufficient Funds, Retry after 8 days action: You should retry the transaction after waiting 8 days. reason_type: Soft Decline processor: Vantiv (VAP) - code: '118' meaning: Insufficient Funds, Retry after 10 days action: You should retry the transaction after waiting 10 days. reason_type: Soft Decline processor: Vantiv (VAP) - code: '120' meaning: Call Issuer action: There is an unspecified problem, contact the issuing bank. reason_type: Soft Decline processor: Vantiv (VAP) - code: '121' meaning: Call AMEX action: There is an unspecified problem; contact AMEX. reason_type: Referral processor: Vantiv (VAP) - code: '122' meaning: Call Diners Club action: There is an unspecified problem; contact Diners Club. reason_type: Referral processor: Vantiv (VAP) - code: '123' meaning: Call Discover action: There is an unspecified problem; contact Discover. reason_type: Referral processor: Vantiv (VAP) - code: '124' meaning: Call JBS action: There is an unspecified problem; contact JBS. reason_type: Referral processor: Vantiv (VAP) - code: '125' meaning: Call Visa/Mastercard action: There is an unspecified problem; contact Visa or Mastercard. reason_type: Referral processor: Vantiv (VAP) - code: '126' meaning: Call Issuer - Update Cardholder Data action: Some data is out of date; contact the issuer to update this information. reason_type: Referral processor: Vantiv (VAP) - code: '127' meaning: Exceeds Approval Amount Limit action: This transaction exceeds the daily approval limit for the card. reason_type: Soft Decline processor: Vantiv (VAP) - code: '130' meaning: Call Indicated Number action: There is an unspecified problem; contact the phone number provided. reason_type: Referral processor: Vantiv (VAP) - code: '131' meaning: Unacceptable PIN - Transaction declined - Retry action: There is an unspecified problem with the submitted PIN. Confirm value and retry. reason_type: Soft Decline processor: Vantiv (VAP) - code: '132' meaning: PIN not changed action: The PIN did not change. Please retry. reason_type: Soft Decline processor: Vantiv (VAP) - code: '137' meaning: Consumer, Multi-use virtual card number, Soft Decline action: Mastercard identified the card number as belonging to a multi-use virtual card and generated a soft decline (MAC code of 43). reason_type: Soft Decline processor: Vantiv (VAP) - code: '140' meaning: Update Cardholder Data action: Cardholder data is incorrect; contact the issuing bank. reason_type: Referral processor: Vantiv (VAP) - code: '141' meaning: Consumer non-reloadable prepaid card, Approved action: The submitted card number indicates a non-reloadable, prepaid card. Returned when the transaction approved and has a MAC code of 40. reason_type: Approved processor: Vantiv (VAP) - code: '142' meaning: Consumer single-use virtual card number, Approved action: The submitted card number indicates a single-use virtual card. Returned when the transaction approved and has a MAC code of 41. reason_type: Approved processor: Vantiv (VAP) - code: '143' meaning: Merchant doesn't qualify for product code action: Merchant doesn't qualify for product code reason_type: Soft Decline processor: Vantiv (VAP) - code: '145' meaning: Lifecycle action: This is a Mastercard specific decline code associated with the MAC (Merchant Advice Code). The MAC value is either unknown or null. Contact the issuing bank for additional information. reason_type: Hard or Soft Decline processor: Vantiv (VAP) - code: '146' meaning: Policy action: This is a Mastercard specific decline code associated with the MAC (Merchant Advice Code). The MAC value is either unknown or null. Contact the issuing bank for additional information. reason_type: Hard or Soft Decline processor: Vantiv (VAP) - code: '147' meaning: Fraud/Security action: This is a Mastercard specific decline code associated with the MAC (Merchant Advice Code). The MAC value is either unknown or null. Contact the issuing bank for additional information. reason_type: Hard or Soft Decline processor: Vantiv (VAP) - code: '148' meaning: Invalid or expired card; contact cardholder to update action: The card is invalid or expired. Contact cardholder to update information. reason_type: Soft Decline processor: Vantiv (VAP) - code: '149' meaning: Invalid transaction or card restriction; verify information and resubmit action: The transaction is not permitted, or the card is not available for use. Verify the information and resubmit the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '150' meaning: Original transaction found. action: A Query transaction response indicating that the original transaction was found. reason_type: Info processor: Vantiv (VAP) - code: '151' meaning: Original transaction not found. action: A Query transaction response indicating that the original transaction was not found. reason_type: Info processor: Vantiv (VAP) - code: '152' meaning: Original transaction found, but response not yet available. action: A Query transaction response indicating that the original transaction was found, but the final response information is not yet available. reason_type: Info processor: Vantiv (VAP) - code: '153' meaning: Query transaction not enabled. action: A Query transaction response indicating that you are not enabled for use of the Query transaction. reason_type: Info processor: Vantiv (VAP) - code: '154' meaning: At least one of origId or origCnpTxnId is required action: When submitting a Query transaction, you must include either the origId or origCnpTxnId. reason_type: Soft Decline processor: Vantiv (VAP) - code: '155' meaning: origCnpTxnId is required when showStatusOnly is used action: When submitting a Query transaction with the showStatusOnly flag set to Y, you must include the origCnpTxnId element. reason_type: Soft Decline processor: Vantiv (VAP) - code: '156' meaning: Incremental Auth not supported action: This method of payment does not support incremental auths. reason_type: Hard Decline processor: Vantiv (VAP) - code: '157' meaning: Set authIndicator to Incremental action: You set the authIndicator in the initial auth to Estimated. You must set the authIndicator in any subsequent auths to Incremental. reason_type: Soft Decline processor: Vantiv (VAP) - code: '158' meaning: Incremental value for authIndicator not allowed in this auth structure action: You used the message structure for an initial auth. Resubmit the transaction using the message structure for an incremental auth. reason_type: Soft Decline processor: Vantiv (VAP) - code: '159' meaning: Cannot request an Incremental auth if original auth not set to Estimated action: You cannot submit an incremental auth if the initial auth did not include an authIndicator value of Estimated. reason_type: Hard Decline processor: Vantiv (VAP) - code: '161' meaning: Transaction must reference the Estimated auth action: Resubmit the transaction using the cnpTxnId from the initial, estimated auth. reason_type: Soft Decline processor: Vantiv (VAP) - code: '162' meaning: Incremented auth exceeds max transaction amount action: The incremental auth increased the transaction total to a value above the maximum transaction amount allowed. reason_type: Hard Decline processor: Vantiv (VAP) - code: '170' meaning: Submitted MCC not allowed action: The allowed MCC white list does not include the submitted MCC. Resubmit the transaction with an allowed MCC, or ask your Partner Experience Manager about adding the submitted MCC to the white list. reason_type: Hard Decline processor: Vantiv (VAP) - code: '191' meaning: The merchant is not registered in the update program. action: This is an Account Updater response indicating a set-up problem that must be resolved prior to submitting another request file. Escalate this to your Partner Experience Manager. reason_type: N/A processor: Vantiv (VAP) - code: '192' meaning: Merchant not certified/enabled for IIAS action: Your organization is not certified or enabled for IIAS/FSA transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '206' meaning: Issuer Generated Error action: An unspecified error was returned by the issuer. Please retry the transaction and if the problem persist, contact the issuing bank. reason_type: Soft Decline processor: Vantiv (VAP) - code: '207' meaning: Pickup card - Other than Lost/Stolen action: The issuer indicated that the gift card should be removed from use. reason_type: Hard Decline processor: Vantiv (VAP) - code: '209' meaning: Invalid Amount action: The specified amount is invalid for this transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '211' meaning: Reversal Unsuccessful action: The reversal transaction was unsuccessful. reason_type: Hard Decline processor: Vantiv (VAP) - code: '212' meaning: Missing Data action: Contact your Partner Experience Manager. reason_type: Hard Decline processor: Vantiv (VAP) - code: '213' meaning: Pickup Card - Lost Card action: The submitted card was reported as lost and should be removed from use. reason_type: Hard Decline processor: Vantiv (VAP) - code: '214' meaning: Pickup Card - Stolen Card action: The submitted card was reported as stolen and should be removed from use. reason_type: Hard Decline processor: Vantiv (VAP) - code: '215' meaning: Restricted Card action: The specified Gift Card is not available for use. reason_type: Hard Decline processor: Vantiv (VAP) - code: '216' meaning: Invalid Deactivate action: The Deactivate transaction is invalid for the specified card. reason_type: Hard Decline processor: Vantiv (VAP) - code: '217' meaning: Card Already Active action: The submitted card is already active. reason_type: Hard Decline processor: Vantiv (VAP) - code: '218' meaning: Card Not Active action: The submitted card has not been activated. reason_type: Soft Decline processor: Vantiv (VAP) - code: '219' meaning: Card Already Deactivate action: The submitted card has already been deactivated. reason_type: Hard Decline processor: Vantiv (VAP) - code: '221' meaning: Over Max Balance action: The activate or load amount exceeds the maximum allowed for the specified gift Card. reason_type: Hard Decline processor: Vantiv (VAP) - code: '222' meaning: Invalid Activate action: The activate transaction is not valid or can no longer be reversed. reason_type: Hard Decline processor: Vantiv (VAP) - code: '223' meaning: No transaction Found for Reversal action: The transaction referenced in the reversal transaction does not exist. reason_type: Hard Decline processor: Vantiv (VAP) - code: '226' meaning: Incorrect CVV action: The transaction was declined because it was submitted with the incorrect security code. reason_type: Hard Decline processor: Vantiv (VAP) - code: '229' meaning: Illegal Transaction action: The transaction would violate the law. reason_type: Soft Decline processor: Vantiv (VAP) - code: '251' meaning: Duplicate Transaction action: The transaction is a duplicate of a previously submitted transaction. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '252' meaning: System Error action: Contact your Partner Experience Manager. reason_type: Hard Decline processor: Vantiv (VAP) - code: '253' meaning: Deconverted BIN action: The bank identification number (BIN) is no longer valid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '254' meaning: Merchant Depleted action: No balance remains on gift Card. reason_type: Hard Decline processor: Vantiv (VAP) - code: '255' meaning: Gift Card Escheated action: The Gift Card has been seized by the government while resolving an estate. reason_type: Hard Decline processor: Vantiv (VAP) - code: '256' meaning: Invalid Reversal Type for Credit Card Transaction action: You attempted to use a Closed Loop Gift Card reversal transaction to reverse a credit card transaction. For example, you cannot use a Deposit Reversal transaction to reverse a Capture. To reverse a credit card Capture transaction, use a Credit transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '257' meaning: System Error (message format error) action: Issuer reported message format is incorrect. Contact your Partner Experience Manager. reason_type: Hard Decline processor: Vantiv (VAP) - code: '258' meaning: System Error (cannot process) action: Issuer reported transaction could not be processed. Contact your Partner Experience Manager. reason_type: Hard Decline processor: Vantiv (VAP) - code: '271' meaning: Refund rejected due to pending deposit status action: The refund is tied to a deposit that is still in pending state or the state is in doubt. You can retry the refund at a later time. reason_type: Soft Decline processor: Vantiv (VAP) - code: '272' meaning: Refund rejected due to declined deposit status action: The refund is tied to a deposit that failed. reason_type: Hard Decline processor: Vantiv (VAP) - code: '273' meaning: Refund rejected by the processing network action: The refund is tied to a deposit that succeeded, but was declined by PayPro. reason_type: Soft Decline processor: Vantiv (VAP) - code: '284' meaning: Capture, Credit and AuthReversal tags cannot be used for Gift Card Transactions action: You must use the Gift Card version of these transactions for Gift Cards (i.e., giftCardCapture, giftCardCredit, and giftCardAuthReversal). reason_type: Hard Decline processor: Vantiv (VAP) - code: '301' meaning: Invalid Account Number action: The account number is not valid; contact the cardholder to confirm information or inquire about another form of payment. reason_type: Hard Decline processor: Vantiv (VAP) - code: '302' meaning: Account Number Does Not Match Payment Type action: The payment type was selected as one card type (e.g. Visa), but the card number indicates a different card type (e.g. Mastercard). reason_type: Hard Decline processor: Vantiv (VAP) - code: '303' meaning: Pick Up Card action: This is a card present response, but in a card not present environment. Do not process the transaction and contact the issuing bank. reason_type: Hard Decline processor: Vantiv (VAP) - code: '304' meaning: Lost/Stolen Card action: The card has been designated as lost or stolen; contact the issuing bank. reason_type: Hard Decline processor: Vantiv (VAP) - code: '305' meaning: Expired Card action: The card is expired. reason_type: Soft Decline processor: Vantiv (VAP) - code: '306' meaning: Authorization has expired; no need to reverse action: The original Authorization is no longer valid, because it has expired. You can not perform an Authorization Reversal for an expired Authorization. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '307' meaning: Restricted Card action: The card has a restriction preventing approval for this transaction. Please contact the issuing bank for a specific reason. You may also receive this code if the transaction was declined due to FraudSight Prior Fraud Advice Filtering and you are using a schema version V8.10 or older. reason_type: Soft Decline processor: Vantiv (VAP) - code: '308' meaning: Restricted Card - Chargeback action: This transaction is being declined due the operation of the FraudSight Prior Chargeback Card Filtering Service or the card has a restriction preventing approval if there are any chargebacks against it. reason_type: Hard Decline processor: Vantiv (VAP) - code: '309' meaning: Restricted Card - Prepaid Card Filtering Service action: This transaction is being declined due the operation of the FraudSight Prepaid Card Filtering service. reason_type: Hard Decline processor: Vantiv (VAP) - code: '310' meaning: Invalid track data action: The track data is not valid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '311' meaning: Deposit is already referenced by a chargeback action: The deposit is already referenced by a chargeback; therefore, a refund cannot be processed against the original transaction. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '312' meaning: Restricted Card - International Card Filtering Service action: This transaction is being declined due the operation of the FraudSight International Card Filtering Service. reason_type: Hard Decline processor: Vantiv (VAP) - code: '313' meaning: International filtering for issuing card country (where is the 3-character country code) action: This is returned when the transaction involves a US based merchant processing Canadian transactions has a transaction that uses a US card. reason_type: Hard Decline processor: Vantiv (VAP) - code: '315' meaning: Restricted Card - Auth Fraud Velocity Filtering Service action: This transaction is being declined due the operation of the FraudSight Auth Fraud Velocity Filtering Service. reason_type: Hard Decline processor: Vantiv (VAP) - code: '316' meaning: Automatic Refund Already Issued action: This refund transaction is a duplicate for one already processed automatically by the Fraud Chargeback Prevention Service (FCPS). Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '317' meaning: Restricted Card - card under sanction action: The submitted card is under sanction and cannot be processed. reason_type: Hard Decline processor: Vantiv (VAP) - code: '318' meaning: Restricted Card - Auth Fraud Advice Filtering Service action: This transaction is being declined due the operation of the Auth Fraud Advice Filtering Service. reason_type: Hard Decline processor: Vantiv (VAP) - code: '319' meaning: Restricted Card - Fraud AVS Filtering Service action: This transaction is being declined due the operation of the FraudSight Auth Fraud AVS Filtering Service. reason_type: Hard Decline processor: Vantiv (VAP) - code: '320' meaning: Invalid Expiration Date action: The expiration date is invalid reason_type: Hard Decline processor: Vantiv (VAP) - code: '321' meaning: Invalid Merchant action: The card is not allowed to make purchases from this merchant (e.g. a Travel only card trying to purchase electronics). reason_type: Soft Decline processor: Vantiv (VAP) - code: '322' meaning: 'Invalid Transaction Note: If you are enabled for Transaction Filtering, but have not upgraded to use schema version 8.3 or above, the system returns this code for transactions filtered by the Prepaid or International Card Filtering Service. If you are enabled for Velocity Fraud Filtering, but have not upgraded to V8.9, you will receive this code for filtered transactions. If you are enabled for AVS Fraud Filtering, but have not upgraded to V8.13, you will receive this code for filtered transactions.' action: The transaction is not permitted; contact the issuing bank. The system also returns this code if you attempt to use a Void transaction to cancel a Gift Card transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '323' meaning: No such issuer action: The card number references an issuer that does not exist. Do not process the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '324' meaning: Invalid Pin action: The PIN provided is invalid. Appears in Declined Transaction report reason_type: Soft Decline processor: Vantiv (VAP) - code: '325' meaning: Transaction not allowed at terminal action: The transaction is not permitted; contact the issuing bank. reason_type: Soft Decline processor: Vantiv (VAP) - code: '326' meaning: Exceeds number of PIN entries action: (Referring to a debit card) The incorrect PIN has been entered excessively and the card is locked. reason_type: Hard Decline processor: Vantiv (VAP) - code: '327' meaning: Cardholder transaction not permitted action: Merchant does not allow that card type or specific transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '328' meaning: Cardholder requested that recurring or installment payment be stopped action: Recurring/Installment Payments no longer accepted by the card issuing bank. reason_type: Hard Decline processor: Vantiv (VAP) - code: '330' meaning: Invalid Payment Type action: This payment type is not accepted by the issuer. reason_type: Hard Decline processor: Vantiv (VAP) - code: '331' meaning: Invalid POS Capability for Cardholder Authorized Terminal Transaction action: For a Cardholder Authorized Terminal Transaction the POS capability must be set to magstripe. reason_type: Hard Decline processor: Vantiv (VAP) - code: '332' meaning: Invalid POS Cardholder ID for Cardholder Authorized Terminal Transaction action: For a Cardholder Authorized Terminal Transaction the POS Cardholder ID must be set to nopin. reason_type: Hard Decline processor: Vantiv (VAP) - code: '335' meaning: This method of payment does not support authorization reversals action: You can not perform an Authorization Reversal transaction for this payment type. reason_type: Hard Decline processor: Vantiv (VAP) - code: '336' meaning: Reversal amount does not match Authorization amount. action: For a merchant initiated reversal against an American Express authorization, the reversal amount must match the authorization amount exactly. reason_type: Hard Decline processor: Vantiv (VAP) - code: '337' meaning: Transaction did not convert to Pinless action: Retry the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '340' meaning: Invalid Amount action: The transaction amount is invalid (too high or too low). For example, less than 0 for an authorization, or less than .01 for other payment types. reason_type: Soft Decline processor: Vantiv (VAP) - code: '341' meaning: Invalid Healthcare Amounts action: The amount submitted with this FSA/Healthcare transaction is invalid. The FSA amount must be greater than 0, and cannot be greater than the transaction amount. reason_type: Hard Decline processor: Vantiv (VAP) - code: '346' meaning: Invalid billing descriptor prefix action: The billing descriptor prefix submitted is not valid. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '347' meaning: Invalid billing descriptor action: The billing descriptor is not valid because you are not authorized to send transactions with custom billing fields. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '348' meaning: Invalid Report Group action: The Report Group specified in the transaction is invalid, because it is either not in the defined list of acceptable Report Groups or there is a mis-match between the Report Group and the defined Billing Descriptor. reason_type: Hard Decline processor: Vantiv (VAP) - code: '349' meaning: Do Not Honor action: The issuing bank has put a temporary hold on the card. reason_type: Soft Decline processor: Vantiv (VAP) - code: '350' meaning: Generic Decline action: 'There is an unspecified problem; contact the issuing bank for more details. Note: This code can be a hard or soft decline, depending on the method of payment, and other variables.' reason_type: Soft or Hard Decline processor: Vantiv (VAP) - code: '351' meaning: Decline - Request Positive ID action: Card Present transaction that requires a picture ID match. reason_type: Hard Decline processor: Vantiv (VAP) - code: '352' meaning: Decline CVV2/CID Fail action: The CVV2/CID is invalid. reason_type: Soft Decline processor: Vantiv (VAP) - code: '354' meaning: 3-D Secure transaction not supported by merchant action: You are not certified to submit 3-D Secure transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '356' meaning: Invalid purchase level III, the transaction contained bad or missing data action: Submitted Level III data is bad or missing. reason_type: Soft Decline processor: Vantiv (VAP) - code: '357' meaning: Missing healthcareIIAS tag for an FSA transaction action: The FSA Transactions submitted does not contain the data element. reason_type: Hard Decline processor: Vantiv (VAP) - code: '358' meaning: Restricted by Vantiv due to security code mismatch. action: The transaction was declined due to the security code (CVV2, CID, etc) not matching. reason_type: Hard Decline processor: Vantiv (VAP) - code: '360' meaning: No transaction found with specified Transaction Id action: There were no transactions found with the specified Transaction Id. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '361' meaning: Authorization no longer available action: The authorization for this transaction is no longer available. Either the authorization has already been consumed by another capture, the authorization has expired, or the cardholder revoked the authorization. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '362' meaning: Transaction Not Voided - Already Settled action: This transaction cannot be voided; it has already been delivered. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '363' meaning: Auto-void on refund action: This transaction (both capture and refund) has been voided. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '364' meaning: Invalid Account Number - original or NOC updated eCheck account required action: The submitted account number is invalid. Confirm the original account number or check NOC for new account number. reason_type: Hard Decline processor: Vantiv (VAP) - code: '365' meaning: Total credit amount exceeds capture amount action: The amount of the credit is greater than the capture, or the amount of this credit plus other credits already referencing this capture are greater than the capture amount. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '366' meaning: Exceed the threshold for sending redeposits action: NACHA rules allow two redeposit attempts within 180 days of the settlement date of the initial deposit attempt. This threshold has been exceeded. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '367' meaning: Deposit has not been returned for insufficient/non-sufficient funds action: NACHA rules only allow redeposit attempts against deposits returned for Insufficient or Uncollected Funds. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '368' meaning: Invalid check number action: The check number is invalid. reason_type: Soft Decline processor: Vantiv (VAP) - code: '369' meaning: Redeposit against invalid transaction type action: The redeposit attempted against an invalid transaction type. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '370' meaning: Internal System Error - Call Vantiv action: There is a problem with the system. Contact your partner Experience Manager. reason_type: Hard Decline processor: Vantiv (VAP) - code: '371' meaning: Original Transaction has been Processed - Future Redeposits Canceled action: Do not send additional redeposit transactions, since the original transaction was processed. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '372' meaning: Soft Decline - Auto Recycling In Progress action: The transaction was intercepted because it is being auto recycled by the Recycling Engine. While designated a Soft Decline, the system always intercepts submitted transactions, while the Recycling Engine is active. reason_type: Soft Decline processor: Vantiv (VAP) - code: '373' meaning: Hard Decline - Auto Recycling Complete action: The transaction was intercepted because auto recycling has completed with a final decline. reason_type: Hard Decline processor: Vantiv (VAP) - code: '375' meaning: Merchant is not enabled for surcharging action: The submitted transaction contained a surcharge and the merchant is not enabled for surcharging. reason_type: Hard Decline processor: Vantiv (VAP) - code: '376' meaning: This method of payment does not support surcharging action: The use of a surcharge is only allowed for Visa and Mastercard methods of payment. reason_type: Hard Decline processor: Vantiv (VAP) - code: '377' meaning: Surcharge is not valid for debit or prepaid cards action: You cannot apply a surcharge to a transaction using a debit or prepaid card. reason_type: Hard Decline processor: Vantiv (VAP) - code: '378' meaning: The submitted surcharge exceeds the maximum allowed limit. action: The surcharge in the submitted transaction exceeded the maximum allowed for a surcharge. reason_type: Hard Decline processor: Vantiv (VAP) - code: '379' meaning: Transaction declined by the processing network action: 'The SEPA Direct Debit processing network declined the transaction for unspecified reasons. Some possible reasons are: insufficient funds, IBAN/Name disagreement, red flag on account, etc.' reason_type: Hard Decline processor: Vantiv (VAP) - code: '380' meaning: Secondary amount cannot exceed the sale amount action: The secondary amount exceeded the sale amount in the submitted transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '381' meaning: This method of payment does not support secondary amount action: The submitted method of payment does not allow the use of Convenience Fees. reason_type: Hard Decline processor: Vantiv (VAP) - code: '382' meaning: Secondary amount cannot be less than zero action: The secondary amount must be a positive integer. reason_type: Hard Decline processor: Vantiv (VAP) - code: '383' meaning: Partial transaction is not supported when including a secondary amount action: Transactions set to allow partial authorizations cannot include a secondary amount. reason_type: Hard Decline processor: Vantiv (VAP) - code: '384' meaning: Secondary amount required on partial refund when used on deposit action: If the associated sale or capture transaction included a secondary amount, an associated partial refund must include a secondary amount. reason_type: Hard Decline processor: Vantiv (VAP) - code: '385' meaning: Secondary amount not allowed on refund if not included on deposit action: If the associated sale or capture transaction did not included a secondary amount, you cannot include a secondary amount on an associated refund. reason_type: Hard Decline processor: Vantiv (VAP) - code: '386' meaning: Processing Network Error action: Worldpay is experiencing issues communicating with the SEPA Direct Debit network. Please retry the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '401' meaning: Invalid E-mail action: The e-mail address provided is not valid. Verify that it was entered correctly. reason_type: Hard Decline processor: Vantiv (VAP) - code: '469' meaning: Invalid Recurring Request - See Recurring Response for Details action: The Recurring Request was invalid, which invalidated the transaction. The Response Code and Message in the Recurring Response contains additional information. reason_type: Hard Decline processor: Vantiv (VAP) - code: '470' meaning: Approved - Recurring Subscription Created action: The recurring request was processed successfully. reason_type: Approved processor: Vantiv (VAP) - code: '471' meaning: Parent Transaction Declined - Recurring Subscription Not Created action: The original payment transaction was declined, so the recurring payments have not been scheduled. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '472' meaning: Invalid Plan Code action: The plan specified in the recurring request was invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '473' meaning: Scheduled Recurring Payment Processed action: The scheduled recurring payment has been processed successfully. reason_type: Approved processor: Vantiv (VAP) - code: '475' meaning: Invalid Subscription Id action: The referenced subscription Id does not exist. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '476' meaning: Add On Code Already Exists action: The specified Add On code already exists. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '477' meaning: Duplicate Add On Codes in Requests action: Multiple createAddOn requests submitted with the same Add On Code. reason_type: Hard Decline processor: Vantiv (VAP) - code: '478' meaning: No Matching Add On Code for the Subscription action: The Add On code specified does not exist. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '480' meaning: No Matching Discount Code for the Subscription action: The Discount Code supplied in the updateDiscount or deleteDiscount transaction does not exist. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '481' meaning: Duplicate Discount Codes in Request action: Multiple createDiscount requests submitted with the same Discount Code. reason_type: Hard Decline processor: Vantiv (VAP) - code: '482' meaning: Invalid Start Date action: The supplied Start Date is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '483' meaning: Merchant Not Registered for Recurring Engine action: You are not registered for the use of the Recurring Engine. reason_type: Hard Decline processor: Vantiv (VAP) - code: '484' meaning: Insufficient data to update subscription action: The transaction did not include data needed for update operation. reason_type: Hard Decline processor: Vantiv (VAP) - code: '485' meaning: Invalid Billing Date action: The submitted billing date is either before the current date or otherwise invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '486' meaning: Discount Code Already Exists action: The specified Discount code already exists. reason_type: Hard Decline processor: Vantiv (VAP) - code: '487' meaning: Plan Code already exists action: The specified Plan Code already exists. reason_type: Hard Decline processor: Vantiv (VAP) - code: '500' meaning: The account number was changed action: An Account Updater response indicating the Account Number changed from the original number. reason_type: Hard Decline processor: Vantiv (VAP) - code: '501' meaning: The account was closed action: The account was closed. Contact the cardholder directly for updated information. reason_type: Hard Decline processor: Vantiv (VAP) - code: '502' meaning: The expiration date was changed action: An Account Updater response indicating the Expiration date for the card has changed. reason_type: N/A processor: Vantiv (VAP) - code: '503' meaning: The issuing bank does not participate in the update program action: An Account Updater response indicating the issuing bank does not participate in the update program reason_type: N/A processor: Vantiv (VAP) - code: '504' meaning: Contact the cardholder for updated information action: An Account Updater response indicating you should contact the cardholder directly for updated information. reason_type: N/A processor: Vantiv (VAP) - code: '505' meaning: No match found action: An Account Updater response indicating no match was found in the updated information. reason_type: N/A processor: Vantiv (VAP) - code: '506' meaning: No changes found action: An Account Updater response indicating there have been no changes to the account information. reason_type: N/A processor: Vantiv (VAP) - code: '507' meaning: The cardholder has opted out of the update program action: The cardholder requested that no updates be included for their account. reason_type: N/A processor: Vantiv (VAP) - code: '521' meaning: Soft Decline - Card reader decryption service is not available action: The connection to the decryption service is currently unavailable. Please retry the transaction and/or contact your Partner Experience Manager. reason_type: Soft Decline processor: Vantiv (VAP) - code: '523' meaning: Soft Decline - Decryption failed action: Our attempt to decrypt the card information failed. Please retry the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '524' meaning: Hard Decline - Input data is invalid. action: The submitted data is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '530' meaning: Apple Pay Key Mismatch action: The submitted publicKeyHash element does not match any configured entries. Contact your Implementation Consultant. reason_type: Hard Decline processor: Vantiv (VAP) - code: '531' meaning: Apple Pay Decryption Failed action: Worldpay was unable to decrypt the submitted information. reason_type: Hard Decline processor: Vantiv (VAP) - code: '540' meaning: Hard Decline - Decryption Failed action: Worldpay was unable to decrypt the submitted card number and/or CVV. reason_type: Hard Decline processor: Vantiv (VAP) - code: '550' meaning: Advanced Fraud Filter Score Below Threshold action: The transaction was declined because the resulting FraudSight Fraud Filter Score was below the acceptable threshold set in the merchant’s policy. reason_type: Hard Decline processor: Vantiv (VAP) - code: '555' meaning: Suspected Fraud action: The issuing bank declined the transaction as suspected fraud. reason_type: Soft Decline processor: Vantiv (VAP) - code: '560' meaning: System Error - Contact Worldpay representative action: There was an unspecified problem with the transaction. Please contact your Partner Experience Manager. reason_type: Soft Decline processor: Vantiv (VAP) - code: '561' meaning: Amazon Pay - Amazon Unavailable action: Amazon was unavailable. Please retry the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '562' meaning: Amazon Pay - Amazon Declined action: Amazon declined the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '563' meaning: Amazon Pay - Invalid Token action: The submitted Amazon token is invalid or you do not have access to this token. Please correct the token value before resubmitting the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '564' meaning: Merchant not enabled for Amazon Pay action: Your organization is not enabled for the use of Amazon Pay. Please contact your Partner Experience Manager. reason_type: Hard Decline processor: Vantiv (VAP) - code: '565' meaning: Transaction not supported by issuer action: The issuing bank does not support the submitted transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '566' meaning: Blocked by cardholder/contact cardholder action: The cardholder blocked this transaction. Contact the cardholder to resolve the issue. reason_type: Soft Decline processor: Vantiv (VAP) - code: '601' meaning: Soft Decline - Primary Funding Source Failed action: A PayPal response indicating the transaction failed due to an issue with primary funding source (e.g. expired Card, insufficient funds, etc.). reason_type: Soft Decline processor: Vantiv (VAP) - code: '602' meaning: Soft Decline - Buyer has alternate funding source action: 'The transaction could not be completed for one of the following reasons: - The billing address associated with the financial Instrument could not be confirmed. - The transaction exceeds the card limit. - The transaction was denied by the card issuer. You should establish error handling logic that directs the customer to contact PayPal to resolve the issue with their account.' reason_type: Soft Decline processor: Vantiv (VAP) - code: '610' meaning: Hard Decline - Invalid Billing Agreement Id action: A PayPal response indicating the Billing Agreement ID is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '611' meaning: Hard Decline - Primary Funding Source Failed action: A PayPal response indicating the issuer is unavailable. reason_type: Hard Decline processor: Vantiv (VAP) - code: '612' meaning: Hard Decline - Issue with Paypal Account action: A PayPal response indicating the transaction failed due to an issue with the buyer account. reason_type: Hard Decline processor: Vantiv (VAP) - code: '613' meaning: Hard Decline - PayPal authorization ID missing action: A PayPal response indicating the need to correct the authorization ID before resubmitting. reason_type: Hard Decline processor: Vantiv (VAP) - code: '614' meaning: Hard Decline - confirmed email address is not available action: A PayPal response indicating your account is configured to decline transactions without a confirmed address. request another payment method or contact [eCommerceSupport@vantiv.com](mailto:eCommerceSupport@vantiv.com) to modify your account settings. reason_type: Hard Decline processor: Vantiv (VAP) - code: '615' meaning: Hard Decline - PayPal buyer account denied action: A PayPal response indicating account unauthorized payment risk. reason_type: Hard Decline processor: Vantiv (VAP) - code: '616' meaning: Hard Decline - PayPal buyer account restricted action: A PayPal response indicating PayPal is unable to process the payment. Buyer should contact PayPal with questions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '617' meaning: Hard Decline - PayPal order has been voided, expired, or completed action: A PayPal response indicating no further authorizations/captures can be processed against this order. A new order must be created. reason_type: Hard Decline processor: Vantiv (VAP) - code: '618' meaning: Hard Decline - issue with PayPal refund action: 'A PayPal response indicating one of these potential refund related issues: duplicate partial refund must be less than or equal to original or remaining amount, past time limit, not allowed for transaction type, consumer account locked/inactive, or complaint exists - only a full refund of total/remaining amount allowed. Contact [eCommerceSupport@vantiv.com](mailto:eCommerceSupport@vantiv.com) for specific details.' reason_type: Hard Decline processor: Vantiv (VAP) - code: '619' meaning: Hard Decline - PayPal credentials issue action: A PayPal response indicating you do not have permissions to make this API call. reason_type: Hard Decline processor: Vantiv (VAP) - code: '620' meaning: Hard Decline - PayPal authorization voided or expired action: A PayPal response indicating you cannot capture against this authorization. You need to perform a brand new authorization for the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '621' meaning: Hard Decline - required PayPal parameter missing action: A PayPal response indicating missing parameters are required. Contact [eCommerceSupport@vantiv.com](mailto:eCommerceSupport@vantiv.com) for specific details. reason_type: Hard Decline processor: Vantiv (VAP) - code: '622' meaning: Hard Decline - PayPal transaction ID or auth ID is invalid action: A PayPal response indicating the need to check the validity of the authorization ID prior to reattempting the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '623' meaning: Hard Decline - Exceeded maximum number of PayPal authorization attempts action: A PayPal response indicating you should capture against a previous authorization. reason_type: Hard Decline processor: Vantiv (VAP) - code: '624' meaning: Hard Decline - Transaction amount exceeds merchant’s PayPal account limit. action: A PayPal response indicating the transaction amount exceeds the merchant’s account limit. Contact [eCommerceSupport@vantiv.com](mailto:eCommerceSupport@vantiv.com) to modify your account settings. reason_type: Hard Decline processor: Vantiv (VAP) - code: '625' meaning: Hard Decline - PayPal funding sources unavailable. action: A PayPal response indicating the buyer needs to add another funding sources to their account. reason_type: Hard Decline processor: Vantiv (VAP) - code: '626' meaning: Hard Decline - issue with PayPal primary funding source. action: A PayPal response indicating there are issues with the buyer’s primary funding source. reason_type: Hard Decline processor: Vantiv (VAP) - code: '627' meaning: Hard Decline - PayPal profile does not allow this transaction type. action: Contact your Partner Experience Manager to adjust your PayPal merchant profile preferences. reason_type: Hard Decline processor: Vantiv (VAP) - code: '628' meaning: Internal System Error with PayPal - Contact Vantiv action: There is a problem with your username and password. Contact [eCommerceSupport@vantiv.com.](mailto:eCommerceSupport@vantiv.com) reason_type: Hard Decline processor: Vantiv (VAP) - code: '629' meaning: Hard Decline - Contact PayPal consumer for another payment method action: A PayPal response indicating you should contact the consumer for another payment method. reason_type: Hard Decline processor: Vantiv (VAP) - code: '637' meaning: Invalid terminal Id action: The terminal Id submitted with the POS transaction is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '640' meaning: PINless Debit processing not supported for non-recurring transactions action: At this time, we support PINless Debit transaction only for recurring transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '641' meaning: PINless Debit processing not supported for partial auths action: PINless Debit does not support partial authorizations. You can resubmit the transaction without using the partial auth flag. reason_type: Hard Decline processor: Vantiv (VAP) - code: '642' meaning: Merchant not configured for PINless Debit processing action: You are not enabled for PINless Debit processing. Please consult your Partner Experience Manager for additional information about this feature. reason_type: Hard Decline processor: Vantiv (VAP) - code: '651' meaning: Decline - Customer Cancellation action: The customer has cancelled the transaction or recurring payment. reason_type: Hard Decline processor: Vantiv (VAP) - code: '652' meaning: Decline - Re-try transaction action: Unspecified decline. Please re-try the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '653' meaning: Decline - Unable to locate record on file action: We are unable to locate the referenced file. Please verify the submitted information. reason_type: Hard Decline processor: Vantiv (VAP) - code: '654' meaning: Decline - file update field edit error action: Decline - file update field edit error reason_type: Soft Decline processor: Vantiv (VAP) - code: '655' meaning: Remote function unknown action: Remote function unknown reason_type: Soft Decline processor: Vantiv (VAP) - code: '656' meaning: Declined - Exceeds withdrawal frequency limit action: The transaction exceeded the allowed activity on the account. You can retry the transaction later. reason_type: Soft Decline processor: Vantiv (VAP) - code: '657' meaning: Decline - Card record not available action: Decline - Card record not available reason_type: Soft Decline processor: Vantiv (VAP) - code: '658' meaning: Invalid Authorization Code action: Invalid Authorization Code reason_type: Soft Decline processor: Vantiv (VAP) - code: '659' meaning: Reconciliation error action: Reconciliation error reason_type: Soft Decline processor: Vantiv (VAP) - code: '660' meaning: 'Preferred Debit Routing Denial: Credit transaction can be debit' action: 'Preferred Debit Routing Denial: Credit transaction can be debit' reason_type: Soft Decline processor: Vantiv (VAP) - code: '661' meaning: Declined - Currency Conversion Complete, No Auth Performed action: Declined - Currency Conversion Complete, No Auth Performed reason_type: Soft Decline processor: Vantiv (VAP) - code: '662' meaning: Declined - Multi-Currency DCC Fail action: Declined - Multi-Currency DCC Fail reason_type: Soft Decline processor: Vantiv (VAP) - code: '663' meaning: Declined - Multi-Currency Invert Fail action: Declined - Multi-Currency Invert Fail reason_type: Soft Decline processor: Vantiv (VAP) - code: '664' meaning: Invalid 3-D Secure Password action: Invalid 3-D Secure Password reason_type: Soft Decline processor: Vantiv (VAP) - code: '665' meaning: Invalid Social Security Number action: Invalid Social Security Number reason_type: Soft Decline processor: Vantiv (VAP) - code: '666' meaning: Invalid Mother's Maiden Name action: Invalid Mother's Maiden Name reason_type: Soft Decline processor: Vantiv (VAP) - code: '667' meaning: Enrollment Inquiry Declined action: Enrollment Inquiry Declined reason_type: Soft Decline processor: Vantiv (VAP) - code: '668' meaning: Social Security Number Not Available action: Social Security Number Not Available reason_type: Soft Decline processor: Vantiv (VAP) - code: '669' meaning: Mother's Maiden Name Not Available action: Mother's Maiden Name Not Available reason_type: Soft Decline processor: Vantiv (VAP) - code: '670' meaning: PIN Already Exists on Database action: PIN Already Exists on Database reason_type: Soft Decline processor: Vantiv (VAP) - code: '701' meaning: Under 18 years old action: A PayPal Credit response indicating the customer is under 18 years of age based upon the date of birth. reason_type: Hard Decline processor: Vantiv (VAP) - code: '702' meaning: Bill to outside USA action: A PayPal Credit response indicating the billing address is outside the United States. reason_type: Hard Decline processor: Vantiv (VAP) - code: '703' meaning: Bill to address is not equal to ship to address action: A PayPal Credit response indicating that the billing address does not match the shipping address. reason_type: Hard Decline processor: Vantiv (VAP) - code: '704' meaning: Declined, foreign currency, must be USD action: A PayPal Credit or PINless Debit response indicating the transaction is declined, because it is not in US dollars. reason_type: Hard Decline processor: Vantiv (VAP) - code: '705' meaning: On negative file action: A PayPal Credit response indicating the account is on the negative file. reason_type: Hard Decline processor: Vantiv (VAP) - code: '706' meaning: Blocked agreement action: A PayPal Credit response indicating a blocked agreement account status. reason_type: Hard Decline processor: Vantiv (VAP) - code: '707' meaning: Insufficient buying power action: A PayPal Credit response indicating that the account holder does not have sufficient credit available for the transaction amount. reason_type: Other processor: Vantiv (VAP) - code: '708' meaning: Invalid Data action: A PayPal Credit response indicating that there are one or more problems with the submitted data. reason_type: Hard Decline processor: Vantiv (VAP) - code: '709' meaning: Invalid Data - data elements missing action: A PayPal Credit response indicating one or more required data elements are missing. Also, returned for a Direct Debit transaction that is missing a required data element. For example, failure to include the name element in an echeckSale or echeckCredit transaction would result in this code being returned. reason_type: Hard Decline processor: Vantiv (VAP) - code: '710' meaning: Invalid Data - data format error action: A PayPal Credit response indicating that some data was formatted incorrectly. reason_type: Hard Decline processor: Vantiv (VAP) - code: '711' meaning: Invalid Data - Invalid T&C version action: A PayPal Credit response indicating the T&C version is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '712' meaning: Duplicate transaction action: A PayPal Credit response indicating that the transaction is a duplicate. reason_type: Soft Decline- processor: Vantiv (VAP) - code: '713' meaning: Verify billing address action: A PayPal Credit response indicating that you should verify the billing address. reason_type: Hard Decline processor: Vantiv (VAP) - code: '714' meaning: Inactive Account action: A PayPal Credit response indicating the customer account is inactive. reason_type: Hard Decline processor: Vantiv (VAP) - code: '716' meaning: Invalid Auth action: A PayPal Credit response indicating that the referenced authorization is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '717' meaning: Authorization already exists for the order action: A PayPal Credit response indicating that an authorization already exists for the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '730' meaning: Lodging transactions are not allowed for this MCC action: Your current MCC does not allow lodging transactions. Please consult your Partner Experience Manager. reason_type: Hard Decline processor: Vantiv (VAP) - code: '731' meaning: Duration cannot be negative action: You submitted a negative value for the element. Correct the error and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '732' meaning: Hotel Folio Number cannot be blank action: Although the schema does not require the submission of the element, if you do include it, you must specify a value (i.e., null not allowed). Please either add a valid value or remove the element and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '733' meaning: Invalid check in date action: There is a problem with the submitted check-in date (for example, 2018-02-32). Please correct the date and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '734' meaning: Invalid check out date action: There is a problem with the submitted check-out date (for example, 2018-02-32). Please correct the date and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '735' meaning: Invalid check in or check out date action: There is a problem with the submitted check-in or check-out date (for example, 2018-02-32). Please correct the date(s) and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '736' meaning: Check out date cannot be before check in date action: The check-out date you submitted was before the check-in date. Correct the error and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '737' meaning: Number of adults cannot be negative action: You submitted a negative value for the element. Correct the error and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '738' meaning: Room rate cannot be negative action: You submitted a negative value for the element. Correct the error and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '739' meaning: Room tax cannot be negative action: You submitted a negative value for the element. Correct the error and resubmit the transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '740' meaning: Duration can only be from 0 to 99 for Visa action: For Visa the maximum duration is 99 (2-digits). reason_type: Hard Decline processor: Vantiv (VAP) - code: '801' meaning: Account number was successfully registered action: The card number was successfully registered and a token number was returned. reason_type: Approved processor: Vantiv (VAP) - code: '802' meaning: Account number was previously registered action: 'The card number was previously registered for tokenization. Note: You also receive this response code when using a low value token in a transaction, because the system registers the PAN at the time it creates the LVT.' reason_type: Approved processor: Vantiv (VAP) - code: '803' meaning: Valid Token action: The token is valid. reason_type: Approved processor: Vantiv (VAP) - code: '805' meaning: Card Validation Number Updated action: The stored value for CVV2/CVC2/CID has been successfully updated. reason_type: Approved processor: Vantiv (VAP) - code: '820' meaning: Credit card number was invalid action: The card number submitted for tokenization is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '821' meaning: Merchant is not authorized for tokens action: Your organization is not authorized to use tokens. reason_type: Hard Decline processor: Vantiv (VAP) - code: '822' meaning: Token was not found action: The token number submitted with this transaction was not found. reason_type: Hard Decline processor: Vantiv (VAP) - code: '823' meaning: Token Invalid action: The submitted token is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '825' meaning: Merchant not authorized for eCheck tokens action: Your organization is not authorized for Direct Debit tokenization. reason_type: Hard Decline processor: Vantiv (VAP) - code: '826' meaning: Checkout Id was invalid action: The submitted checkoutId is invalid. reason_type: Soft Decline processor: Vantiv (VAP) - code: '827' meaning: Checkout Id was not found action: The submitted checkoutId was not found. The low value token is only good for 24 hours and may have expired. reason_type: Soft Decline processor: Vantiv (VAP) - code: '828' meaning: Generic Checkout Id error action: An unknown error caused the use of checkoutId to fail. reason_type: Soft Decline processor: Vantiv (VAP) - code: '835' meaning: Capture amount can not be more than authorized amount action: The amount in the submitted Capture exceeds 115% of the authorized amount. Appears in Declined Transaction report. reason_type: Hard Decline processor: Vantiv (VAP) - code: '850' meaning: Tax Billing only allowed for MCC 9311 action: Tax Billing elements are allowed only for MCC 9311. reason_type: Hard Decline processor: Vantiv (VAP) - code: '851' meaning: MCC 9311 requires taxType element action: Missing taxType element reason_type: Hard Decline processor: Vantiv (VAP) - code: '852' meaning: Debt Repayment only allowed for VI transactions on MCCs 6012 and 6051 action: You must be either MCC 6012 or 6051 to designate a Visa transaction as Debt Repayment (debtRepayment element set to true). reason_type: Hard Decline processor: Vantiv (VAP) - code: '861' meaning: Routing Number did not match one on file for token action: The routing number submitted does not match the number submitted when the token was created. Verify the routing number and resubmit the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '877' meaning: Invalid Pay Page Registration Id action: An eProtect response indicating that the Registration ID submitted is invalid. reason_type: Hard Decline processor: Vantiv (VAP) - code: '878' meaning: Expired Pay Page Registration Id action: An eProtect response indicating that the Registration ID has expired (Registration IDs expire 24 hours after being issued). reason_type: Hard Decline processor: Vantiv (VAP) - code: '879' meaning: Merchant is not authorized for Pay Page action: Your organization is not authorized to use eProtect. reason_type: Hard Decline processor: Vantiv (VAP) - code: '890' meaning: Maximum number of updates for this token exceeded action: You have submitted the maximum number of update token requests within a rolling 30 day period. reason_type: Hard Decline processor: Vantiv (VAP) - code: '891' meaning: Too many tokens created for existing namespace action: You exceeded the maximum number of tokens (16) allowed for this shopper. reason_type: Hard Decline processor: Vantiv (VAP) - code: '895' meaning: PIN validation not possible action: PIN validation not possible reason_type: Soft Decline processor: Vantiv (VAP) - code: '898' meaning: Generic token registration error action: There is an unspecified token registration error; contact your Partner Experience Manager reason_type: Soft Decline processor: Vantiv (VAP) - code: '899' meaning: Generic token use error action: There is an unspecified token use error; contact your Partner Experience Manager. reason_type: Soft Decline processor: Vantiv (VAP) - code: '900' meaning: Invalid Bank Routing Number action: The Direct Debit routing number submitted with this transaction has failed validation. reason_type: Hard Decline processor: Vantiv (VAP) - code: '901' meaning: Missing Name action: The customer name is required for SEPA transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '902' meaning: Invalid Name action: The customer name must be a minimum of two characters for SEPA transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '903' meaning: Missing Billing Country Code action: The Billing Country code is required for SEPA transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '904' meaning: Invalid IBAN action: The submitted International Bank Account number is invalid. Please correct the number and resubmit the traction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '905' meaning: Missing Email Address action: The customer email address is required for SEPA transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '906' meaning: Missing mandate reference action: You must provide a Mandate reference for standard and BYOM recurring SEPA deposit transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '907' meaning: Invalid mandate reference action: 'The Mandate reference is invalid. It must conform to the following format: 1 to 35 characters consisting of alphanumeric, colon, question mark, forward slash, plus, parenthesis, comas, period, space, and dash. The applicable regular expression is: ^[A-Za-z0-9:?/+(),. -]{1,35}$' reason_type: Hard Decline processor: Vantiv (VAP) - code: '908' meaning: Missing mandate URL action: You must provide a Mandate URL for SEPA Bring Your Own Mandate deposit transactions (both one-time and recurring). reason_type: Hard Decline processor: Vantiv (VAP) - code: '909' meaning: Invalid mandate URL action: 'The Mandate URL must start with https and be followed by 5 to 120 characters adhering to the following regular expression: ^https://.{5,120}$' reason_type: Hard Decline processor: Vantiv (VAP) - code: '911' meaning: Missing mandate signature date action: You must provide a Mandate signature date for SEPA Bring Your Own Mandate deposit transactions (both one-time and recurring). reason_type: Hard Decline processor: Vantiv (VAP) - code: '912' meaning: Invalid mandate signature date action: 'You must provide a Mandate signature date earlier than or the same as the current date with the following format: YYYY-MM-DD.' reason_type: Hard Decline processor: Vantiv (VAP) - code: '913' meaning: Recurring mandate already exists action: Worldpay returns this message when you submit multiple first Bring Your Own Mandate recurring transactions with the same mandate reference. The mandate references among the recurring transactions for a single merchant must be unique. reason_type: Hard Decline processor: Vantiv (VAP) - code: '914' meaning: Recurring mandate was not found action: Worldpay returns this message when you submit a subsequent or final standard recurring transaction before a first standard recurring is processed and confirmed. reason_type: Hard Decline processor: Vantiv (VAP) - code: '915' meaning: Final recurring was already received using this mandate action: Worldpay returns this message when you submit a first or subsequent recurring transaction after we received a final recurring. The life cycle of a recurring mandate ends after the processing of a final recurring deposit transaction. This applies to both standard and Bring Your Own Mandate recurring transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '916' meaning: IBAN did not match one on file for mandate action: 'Worldpay returns this message when you submit a subsequent or final recurring with a different IBAN than the IBAN used in the first recurring transaction. This applies to both standard and Bring Your Own Mandate recurring transactions. Note: If a customer wants to use a different IBAN for a recurring SEPA mandate, they must use a request for another mandate reference using this new IBAN.' reason_type: Hard Decline processor: Vantiv (VAP) - code: '917' meaning: Invalid Billing Country action: Some of the alternative payment methods restrict the allowed consumer's billing country codes. For example, iDEAL only allows country code NL. reason_type: Hard Decline processor: Vantiv (VAP) - code: '922' meaning: Expiration date required for Interac transaction action: The submitted transaction uses the Canadian Interac network and requires the inclusion of an expiration date. reason_type: Hard Decline processor: Vantiv (VAP) - code: '923' meaning: Transaction type is not supported with this Method of Payment action: This transaction type is not support for the Canadian Interac network. reason_type: Hard Decline processor: Vantiv (VAP) - code: '924' meaning: Unreferenced (orphan) refunds are not allowed action: We do not support refunds for Interac transaction unless we also processed the capture. reason_type: Hard Decline processor: Vantiv (VAP) - code: '939' meaning: Unable to void a transaction with a Held state action: The transaction you tried to void is in a Held state. You can not void a transaction in this state. You must first resolve the hold. reason_type: Hard Decline processor: Vantiv (VAP) - code: '940' meaning: This Funding Instruction results in a negative account balance action: There are insufficient funds in the account balance to cover the Funding Instruction. Wait for additional funds to settle to the account and then resubmit the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '941' meaning: Account balance information unavailable at this time. action: Typically, this response occurs only for new accounts that do not yet have any settled transactions and were not pre-funded (i.e., no balance yet recorded for the account). Wait for additional funds to settle to the account or pre-fund the account and then resubmit the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '942' meaning: The submitted card is not eligible for Fast Access Funding. action: The card you submitted in the Fast Access Funding instruction cannot receive funds using this method. reason_type: Hard Decline processor: Vantiv (VAP) - code: '943' meaning: Transaction cannot use both ccdPaymentInformation and ctxPaymentInformation action: A transaction can not contain both the ccdPaymentInformation and ctxPaymentInformation elements. reason_type: Hard Decline processor: Vantiv (VAP) - code: '944' meaning: Processing Error action: Please retry the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '945' meaning: This Funding Instruction type is invalid for Canadian merchants action: 'We do not support the following Funding Instructions in Canada: - Physical Check Credit/Debit - Reserve Credit/Debit - Vendor Credit/Debit' reason_type: Hard Decline processor: Vantiv (VAP) - code: '947' meaning: Canadian account number cannot exceed 12 digits action: You submitted a Canadian account number using more than 12 digits, which is not allowed. Check the account number and resubmit using 12 or less digits. reason_type: Hard Decline processor: Vantiv (VAP) - code: '948' meaning: This funding instruction type is invalid action: The submitted finding instruction transaction is not supported. reason_type: Hard Decline processor: Vantiv (VAP) - code: '950' meaning: Decline - Negative Information on File action: A Direct Debit response indicating the account is on the negative file. reason_type: Hard Decline processor: Vantiv (VAP) - code: '951' meaning: Absolute Decline action: A Direct Debit response indicating that this transaction was declined. reason_type: Hard Decline processor: Vantiv (VAP) - code: '952' meaning: The Merchant Profile does not allow the requested operation action: A Direct Debit response indicating that your Merchant Profile does not allow the requested operation. Contact your Partner Experience Manager for additional information. reason_type: Hard Decline processor: Vantiv (VAP) - code: '953' meaning: The account cannot accept ACH transactions action: A Direct Debit response indicating the customer’s checking account does not accept ACH transactions. reason_type: Hard Decline processor: Vantiv (VAP) - code: '954' meaning: The account cannot accept ACH transactions or site drafts action: A Direct Debit response indicating the customer’s checking account does not accept ACH transactions or site drafts. reason_type: Hard Decline processor: Vantiv (VAP) - code: '955' meaning: Amount greater than limit specified in the Merchant Profile action: A Direct Debit response indicating that the dollar amount of this transaction exceeds the maximum amount specified in your Merchant Profile. Contact your Partner Experience Manager for additional information. reason_type: Hard Decline processor: Vantiv (VAP) - code: '956' meaning: Merchant is not authorized to perform eCheck Verification transactions action: A Direct Debit response indicating that your organization is not authorized to perform eCheck verifications. Contact your Partner Experience Manager for additional information. reason_type: Hard Decline processor: Vantiv (VAP) - code: '957' meaning: First Name and Last Name required for eCheck Verifications action: A Direct Debit response indicating that the first and last name of the customer is required for eCheck verifications. reason_type: Hard Decline processor: Vantiv (VAP) - code: '958' meaning: Company Name required for corporate account for eCheck Verifications action: A Direct Debit response indicating that the company name is required for verifications on corporate accounts. reason_type: Hard Decline processor: Vantiv (VAP) - code: '959' meaning: Phone number required for eCheck Verifications action: A Direct Debit response indicating that the phone number of the customer is required for echeck verifications. reason_type: Hard Decline processor: Vantiv (VAP) - code: '961' meaning: Card Brand token not supported action: This code is returned if the merchant submits a Visa generated token. reason_type: Hard Decline processor: Vantiv (VAP) - code: '962' meaning: Private Label Card not supported action: This code is returned if the transaction involves a Visa Private Label card. reason_type: Hard Decline processor: Vantiv (VAP) - code: '965' meaning: Allowed daily Direct Debit capture (eCheckSale) limit exceeded. action: If processed, the rejected transaction would exceed the daily limit (amount) for Direct Debit captures. Please resubmit the transaction tomorrow. reason_type: Hard Decline processor: Vantiv (VAP) - code: '966' meaning: Allowed daily Direct Debit credit (eCheckCredit) limit exceeded. action: If processed, the rejected transaction would exceed the daily limit (amount) for Direct Debit credits. Please resubmit the transaction tomorrow. reason_type: Hard Decline processor: Vantiv (VAP) - code: '980' meaning: Soft Decline - Customer Authentication Required action: The submitted transaction requires Customer Authentication. reason_type: Soft Decline processor: Vantiv (VAP) - code: '981' meaning: Transaction Not Reversed - Void Workflow need to be invoked action: Use a Void transaction. reason_type: Hard Decline processor: Vantiv (VAP) - code: '982' meaning: Transaction Reversal not supported for the Core Merchants action: This transaction originated on the Core platform, which does not support this transaction type. reason_type: Hard Decline processor: Vantiv (VAP) - code: '983' meaning: No valid Parent Deposit or Parent Refund found action: The referenced (by the cnpTxnId) parent transaction does not exist. Verify the Id and resubmit with correct value. reason_type: Hard Decline processor: Vantiv (VAP) - code: '984' meaning: Transaction Reversal not enabled for Visa action: This transaction type has not been enabled for Visa. reason_type: Hard Decline processor: Vantiv (VAP) - code: '985' meaning: Transaction Reversal not enabled for Mastercard action: This transaction type has not been enabled for Mastercard. reason_type: Hard Decline processor: Vantiv (VAP) - code: '986' meaning: Transaction Reversal not enabled for AmEx action: This transaction type has not been enabled for American Express. reason_type: Hard Decline processor: Vantiv (VAP) - code: '987' meaning: Transaction Reversal not enabled for Discover action: This transaction type has not been enabled for Discover. reason_type: Hard Decline processor: Vantiv (VAP) - code: '988' meaning: Transaction Reversal not supported action: This transaction type is not supported. reason_type: Hard Decline processor: Vantiv (VAP) - code: '990' meaning: Funding Instruction held. Please contact your Partner Experience Manager. action: The transaction is held. You must contact your Partner Experience Manager for information about the reason. reason_type: Hard Decline processor: Vantiv (VAP) - code: '991' meaning: Missing address information action: Add the missing address information and resubmit the transaction. reason_type: Soft Decline processor: Vantiv (VAP) - code: '992' meaning: Cryptographic failure action: Cryptographic error found in PIN or CVV. reason_type: Soft Decline processor: Vantiv (VAP) - code: '995' meaning: Invalid Credit Account action: The referenced credit card account is invalid. reason_type: Soft Decline processor: Vantiv (VAP) - code: '996' meaning: Invalid Checking Account action: The referenced checking account is invalid. reason_type: Soft Decline processor: Vantiv (VAP) - code: '997' meaning: Invalid Savings Account action: The referenced savings account is invalid. reason_type: Soft Decline processor: Vantiv (VAP) - code: '0' meaning: Approved / Success action: Approved processor: Vantiv Core (VCore) - Express - code: '5' meaning: Partial Approval action: Info processor: Vantiv Core (VCore) - Express - code: '7' meaning: DCC Requested action: Info processor: Vantiv Core (VCore) - Express - code: '8' meaning: Non-Financial Card action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '20' meaning: Declined action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '21' meaning: Expired Card action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '22' meaning: Duplicate Approved action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '23' meaning: Duplicate action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '24' meaning: Pick Up Card action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '25' meaning: Referral / Call Issuer action: Soft Decline processor: Vantiv Core (VCore) - Express - code: '30' meaning: Balance Not Available action: Soft Decline processor: Vantiv Core (VCore) - Express - code: '90' meaning: Not Defined action: Soft Decline processor: Vantiv Core (VCore) - Express - code: '101' meaning: Invalid Data action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '102' meaning: Invalid Account action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '103' meaning: Invalid Request action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '104' meaning: Authorization Failed action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '105' meaning: Not Authorized action: Hard Decline processor: Vantiv Core (VCore) - Express - code: '120' meaning: Out of Balance action: Soft Decline processor: Vantiv Core (VCore) - Express - code: '1001' meaning: Communication Error action: Soft Decline processor: Vantiv Core (VCore) - Express - code: '1002' meaning: Host Error action: Soft Decline processor: Vantiv Core (VCore) - Express - code: '1009' meaning: Error action: Soft Decline processor: Vantiv Core (VCore) - Express - code: '001' meaning: AUTH DOWN action: This is the TPS response when no external authorizer is available. processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: CONVERSION TRAN ERR action: 'Token/De-token conversion transaction not allowed Action: Check Host tokenization configuration settings and request message' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: PAYMENT TYPE ERROR action: 'Host payment type setup configured to decline token transaction request Action: Check Host tokenization configuration settings and request message' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: ADDITIONAL TRAN ERR action: 'Transaction not allowed to use token Action: Check Host tokenization configuration settings and request message' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: RESTRICT TRAN ERROR action: 'Restricted transactions not allowed to process Action: Check Host tokenization configuration settings and request message' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: INVALID TRACK DATA action: 'Track data is blank, unable to tokenize transaction request Action: Verify values for clear PAN or Track data - retry transaction' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: INV POS COND CODE action: 'POS condition code is invalid for request message Action: Verify values for POS condition code field - retry transaction' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: INV ORIG DATE TIME action: 'Invalid token original date or time values, not numeric or format issue Action: Verify POS values for token original date and time fields - retry transaction' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: TRAN NOT ALLOWED action: 'Transaction requesting or using token is not allowed Action: Verify POS request message - retry transaction' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: POS ENTRY MODE ERROR action: 'Transaction request using token must set manual POS entry mode Action: Verify POS request message - retry transaction' processor: Vantiv Core (VCore) - RAFT - code: '307' meaning: PAN OR TRACK ERROR action: 'Transaction using token must initialize track and/or PAN to spaces Action: Verify POS request message - retry transaction' processor: Vantiv Core (VCore) - RAFT - code: '416' meaning: REGISTRATION-ID NOT FOUND action: 'DThe transaction’s Registration-ID is not found in the ES data base. It may have expired. Action: Check the Registration-ID and retry the transaction.' processor: Vantiv Core (VCore) - RAFT - code: '550' meaning: FRAUDSIGHT DENIED action: Transaction declined by FraudSight processor: Vantiv Core (VCore) - RAFT - code: '701' meaning: CALL OPER action: Refer to card issuer processor: Vantiv Core (VCore) - RAFT - code: '702' meaning: CALL OPER action: Refer to card issuer - special condition processor: Vantiv Core (VCore) - RAFT - code: '703' meaning: INV MERCHANT action: Invalid merchant processor: Vantiv Core (VCore) - RAFT - code: '704' meaning: PICK UP CARD action: Pick up card processor: Vantiv Core (VCore) - RAFT - code: '705' meaning: TRANS DENIED action: Do not honor processor: Vantiv Core (VCore) - RAFT - code: '706' meaning: TRANS DENIED action: One or more errors in message processor: Vantiv Core (VCore) - RAFT - code: '707' meaning: PICK UP CARD action: Pick up card (special condition) processor: Vantiv Core (VCore) - RAFT - code: '708' meaning: INVALID ID action: Invalid format in identification data processor: Vantiv Core (VCore) - RAFT - code: '712' meaning: INV TRANS action: Invalid transaction processor: Vantiv Core (VCore) - RAFT - code: '713' meaning: INV DOLLAR AMT action: Invalid amount processor: Vantiv Core (VCore) - RAFT - code: '714' meaning: INV CARD NUMBER action: This is the TPS response code that will most commonly be presented when a transaction fails to locate a viable routing option. processor: Vantiv Core (VCore) - RAFT - code: '715' meaning: INV ISSUER action: No such issuer processor: Vantiv Core (VCore) - RAFT - code: '716' meaning: VOUCHER EXPIRED action: Voucher expired processor: Vantiv Core (VCore) - RAFT - code: '717' meaning: PAN RETRIES EXCEDED action: 'Allowable # of PAN tries exceeded' processor: Vantiv Core (VCore) - RAFT - code: '718' meaning: INV SECURITY COD action: 'Invalid Security Code NOTE: The actual return code from Telecheck is 88.' processor: Vantiv Core (VCore) - RAFT - code: '719' meaning: RE-ENTER TRANSACTION action: Re-enter transaction processor: Vantiv Core (VCore) - RAFT - code: '721' meaning: NO ACTION TAKEN action: No action taken - unable to back out prior transaction processor: Vantiv Core (VCore) - RAFT - code: '722' meaning: UNMATCHED VOUCHER action: Unmatched voucher information processor: Vantiv Core (VCore) - RAFT - code: '723' meaning: UNDEFINED TRANS action: Transaction not defined processor: Vantiv Core (VCore) - RAFT - code: '724' meaning: DOB MISMATCH action: ID or Date of Birth Mismatch processor: Vantiv Core (VCore) - RAFT - code: '725' meaning: TRANS DENIED action: Unable to locate record in file processor: Vantiv Core (VCore) - RAFT - code: '726' meaning: ID RESTRICTIONS action: ID Restrictions processor: Vantiv Core (VCore) - RAFT - code: '728' meaning: TRANS DENIED action: File is unavailable processor: Vantiv Core (VCore) - RAFT - code: '729' meaning: TRANS DENIED action: Hard Negative Information on File processor: Vantiv Core (VCore) - RAFT - code: '730' meaning: FORMAT ERROR action: Format error processor: Vantiv Core (VCore) - RAFT - code: '731' meaning: OVER LIMITS action: Over Daily, Periodic, Maximum Limits processor: Vantiv Core (VCore) - RAFT - code: '732' meaning: INVALID STATION ID action: Invalid Station ID processor: Vantiv Core (VCore) - RAFT - code: '734' meaning: TRANS DENIED action: Enter DL/Date of Birth processor: Vantiv Core (VCore) - RAFT - code: '735' meaning: CALL OPER action: Refer to Call Center processor: Vantiv Core (VCore) - RAFT - code: '739' meaning: TRANS DENIED action: No credit account processor: Vantiv Core (VCore) - RAFT - code: '740' meaning: FUNCTION NOT AVAIL action: Requested function not supported processor: Vantiv Core (VCore) - RAFT - code: '741' meaning: PICK UP CARD action: Lost card - pick up processor: Vantiv Core (VCore) - RAFT - code: '743' meaning: PICK UP CARD action: Stolen card - pick up processor: Vantiv Core (VCore) - RAFT - code: '747' meaning: TRAN UNDELIVERABLE action: Undeliverable transaction processor: Vantiv Core (VCore) - RAFT - code: '751' meaning: TRANS DENIED action: Insufficient funds processor: Vantiv Core (VCore) - RAFT - code: '752' meaning: TRANS DENIED action: No checking account processor: Vantiv Core (VCore) - RAFT - code: '753' meaning: TRANS DENIED action: No savings account processor: Vantiv Core (VCore) - RAFT - code: '754' meaning: CARD EXPIRED action: Expired card processor: Vantiv Core (VCore) - RAFT - code: '755' meaning: INVALID PIN action: Incorrect PIN processor: Vantiv Core (VCore) - RAFT - code: '756' meaning: CANNOT PROCESS action: Cannot process processor: Vantiv Core (VCore) - RAFT - code: '757' meaning: TRANS NOT ALLOW action: Transactions not allowed to cardholder processor: Vantiv Core (VCore) - RAFT - code: '758' meaning: TRANS NOT ALLOW action: Transactions not allowed to terminal processor: Vantiv Core (VCore) - RAFT - code: '761' meaning: EXCEEDS MAX AMT action: Exceeds withdrawal/approval amount limits processor: Vantiv Core (VCore) - RAFT - code: '762' meaning: TRANS DENIED action: Restricted card processor: Vantiv Core (VCore) - RAFT - code: '763' meaning: TRANS DENIED action: Security violation processor: Vantiv Core (VCore) - RAFT - code: '765' meaning: TRANS DENIED action: Activity count limit exceeded processor: Vantiv Core (VCore) - RAFT - code: '766' meaning: CARD ESCHEATED action: Card Escheated (Gift Card) processor: Vantiv Core (VCore) - RAFT - code: '767' meaning: PICK UP CARD action: Pick up card processor: Vantiv Core (VCore) - RAFT - code: '768' meaning: MERCHANT DEPLETED action: Merchant Depleted (Gift Card) processor: Vantiv Core (VCore) - RAFT - code: '769' meaning: BAD CLOSE action: Bad close (Gift Card) processor: Vantiv Core (VCore) - RAFT - code: '770' meaning: CARD ALREADY ACTIVE action: Card already active (Gift Card) processor: Vantiv Core (VCore) - RAFT - code: '771' meaning: CARD INACTIVE action: Card not active (Gift Card) processor: Vantiv Core (VCore) - RAFT - code: '772' meaning: CARD CLOSED action: Card already closed (Gift Card) processor: Vantiv Core (VCore) - RAFT - code: '773' meaning: OVER MAX BALANCE action: Over maximum balance (Gift Card) processor: Vantiv Core (VCore) - RAFT - code: '774' meaning: INVALID ACTIVATE action: Invalid activate (Gift Card) processor: Vantiv Core (VCore) - RAFT - code: '775' meaning: TRANS DENIED action: Allowable number of PIN entry tries exceeded processor: Vantiv Core (VCore) - RAFT - code: '776' meaning: INV REF NUMBER action: Unable to locate previous message processor: Vantiv Core (VCore) - RAFT - code: '777' meaning: DATA INCONSISTENT action: Previous message located for repeat/reversal, but data inconsistent processor: Vantiv Core (VCore) - RAFT - code: '778' meaning: NO 'TO'ACCT action: No "to" account specified processor: Vantiv Core (VCore) - RAFT - code: '779' meaning: TRANS DENIED action: Already reversed by switch processor: Vantiv Core (VCore) - RAFT - code: '780' meaning: INVALID DATE action: Invalid date processor: Vantiv Core (VCore) - RAFT - code: '781' meaning: TRANS DENIED action: Cryptographic error found in PIN or CVV processor: Vantiv Core (VCore) - RAFT - code: '782' meaning: TRANS DENIED action: Incorrect CVV processor: Vantiv Core (VCore) - RAFT - code: '783' meaning: INCORRECT PIN action: Unable to verify PIN processor: Vantiv Core (VCore) - RAFT - code: '784' meaning: TRANS DENIED action: Time limit for a pre-authorization is too long processor: Vantiv Core (VCore) - RAFT - code: '786' meaning: TRANS DENIED action: Cannot verify PIN processor: Vantiv Core (VCore) - RAFT - code: '787' meaning: RECON TOTAL STOPPED action: Reconciliation totaling has stopped for current settlement day processor: Vantiv Core (VCore) - RAFT - code: '788' meaning: NO TOTALS TRY LATER action: Switch cannot provide totals now; try again in 30 minutes processor: Vantiv Core (VCore) - RAFT - code: '789' meaning: GIV TRANS DENIED action: Ineligible to receive financial position information (GIV) processor: Vantiv Core (VCore) - RAFT - code: '790' meaning: EXCEEDS LIMIT action: Exceeds approval/daily limit. ECHO Override optional. processor: Vantiv Core (VCore) - RAFT - code: '791' meaning: AUTH DOWN action: Issuer/switch inoperative processor: Vantiv Core (VCore) - RAFT - code: '792' meaning: AUTH DOWN action: Financial Inst facility cannot be found for routing processor: Vantiv Core (VCore) - RAFT - code: '793' meaning: TRANS NOT ALLOW action: Illegal transaction - violation of law processor: Vantiv Core (VCore) - RAFT - code: '794' meaning: DUPL TRAN action: Duplicate transaction processor: Vantiv Core (VCore) - RAFT - code: '795' meaning: AUTH DOWN action: Issuer/switch inoperative POSA Prepaid Network SAF processor: Vantiv Core (VCore) - RAFT - code: '796' meaning: AUTH DOWN action: There is a system malfunction. processor: Vantiv Core (VCore) - RAFT - code: '798' meaning: DUPLICATE TRANSACTION action: Duplicate Transaction processor: Vantiv Core (VCore) - RAFT