specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Paysafe
providerId: paysafe
created: '2026-06-13'
modified: '2026-06-13'
reconciled: false
tags:
  - Payments
  - Digital Wallets
  - Prepaid Cards
  - High-Risk Payments
  - Fintech
description: >-
  Paysafe does not publish standard rate-card pricing publicly. Transaction fees are customized based on
  monthly processing volume, average ticket size, industry/risk profile, and geographic scope. Pricing
  structures include interchange-plus, tiered, and flat-rate models negotiated directly with Paysafe sales.
  Independent review sources indicate indicative rates of approximately 2.75%–3.9% per transaction for
  cards plus a fixed fee, with higher rates for high-risk verticals. Monthly fees, PCI compliance fees,
  statement fees, and chargeback fees may also apply.
sources:
  - https://pricingnow.com/question/paysafe-pricing/
  - https://thefinrate.com/paysafe-review-2026-high-risk-merchant-accounts-fees-approval-rates/
  - https://www.comparisun.com/credit-card-processing/reviews/paysafe/
  - https://developer.paysafe.com/en/
plans:
  - id: paysafe-interchange-plus
    name: Interchange Plus (Custom)
    type: usage-based
    description: >-
      Interchange-plus pricing passes the actual card network interchange rate through to the merchant,
      plus a fixed Paysafe markup percentage and per-transaction fee. Rates are individually negotiated.
    entries:
      - label: Card transaction (interchange-plus)
        name: tx_card_interchange_plus
        type: metered
        metric: transaction
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: interchange + ~0.50% + ~$0.10 (indicative; custom quote required)
        userMultiplied: false
      - label: Monthly account fee
        name: monthly_fee
        type: flat
        metric: month
        limit: -1
        timeFrame: monthly
        geo: global
        unit: 1
        price: ~$7.95 (indicative; varies by account)
        userMultiplied: false
    elements:
      - name: Visa and Mastercard cards
      - name: American Express
      - name: Custom monthly account fee
      - name: Dedicated account management
  - id: paysafe-tiered-standard
    name: Tiered Rate (Standard)
    type: usage-based
    description: >-
      Tiered card processing rate applied at approximately 2.75%–3.9% per transaction depending on
      card type, industry, and volume tier. Fixed per-transaction fee applies in addition.
    entries:
      - label: Standard card transaction
        name: tx_card_standard
        type: metered
        metric: transaction
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: 2.75%–3.9% + fixed fee (indicative; custom quote required)
        userMultiplied: false
      - label: High-ticket volume rate
        name: tx_high_ticket
        type: metered
        metric: transaction
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: ~3.9% + ~€1.50 per transaction (indicative)
        userMultiplied: false
    elements:
      - name: Credit and Debit Cards
      - name: High-Risk Industry Support
  - id: paysafe-alternative-payments
    name: Alternative and Local Payment Methods
    type: usage-based
    description: >-
      Processing fees for bank transfers, direct debit (ACH, SEPA, BACS, EFT), cash vouchers
      (PaysafeCash, PaysafeCard), and digital wallets (PayPal, Skrill, Neteller). Rates negotiated
      per method and volume.
    entries:
      - label: Bank transfer / direct debit transaction
        name: tx_bank_transfer
        type: metered
        metric: transaction
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: custom quote required
        userMultiplied: false
      - label: PaysafeCash / PaysafeCard transaction
        name: tx_cash_voucher
        type: metered
        metric: transaction
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: custom quote required
        userMultiplied: false
      - label: Digital wallet transaction
        name: tx_digital_wallet
        type: metered
        metric: transaction
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: custom quote required
        userMultiplied: false
    elements:
      - name: iDEAL, BLIK, EPS, Interac e-Transfer
      - name: ACH, SEPA, BACS, EFT direct debit
      - name: PaysafeCash and PaysafeCard vouchers
      - name: PayPal, Skrill, Neteller, Venmo
  - id: paysafe-chargeback
    name: Chargeback and Dispute Fees
    type: usage-based
    description: Per-incident fees for chargebacks and disputed transactions, applied on top of standard processing fees.
    entries:
      - label: Chargeback fee
        name: chargeback_fee
        type: metered
        metric: dispute
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: varies (custom; typically $15–$25 per dispute)
        userMultiplied: false
      - label: Retrieval / inquiry fee
        name: retrieval_fee
        type: metered
        metric: inquiry
        limit: -1
        timeFrame: usage
        geo: global
        unit: 1
        price: varies by account
        userMultiplied: false
    elements:
      - name: Dispute and Chargeback Handling
  - id: paysafe-enterprise
    name: Enterprise / High Volume (Custom)
    type: enterprise
    description: >-
      Fully negotiated rates for established merchants and platforms with high monthly processing volumes.
      Includes dedicated account management, custom SLAs, and tailored payment method configurations.
    entries:
      - label: Custom transaction pricing
        name: tx_enterprise
        type: metered
        metric: transaction
        limit: -1
        timeFrame: usage
        geo: configurable
        unit: 1
        price: custom (volume-discounted, interchange-plus or tiered)
        userMultiplied: false
    elements:
      - name: Negotiated Rates
      - name: Dedicated Account Management
      - name: Custom Payment Method Mix
      - name: Priority Support and SLAs
maintainers:
  - FN: Kin Lane
    email: info@apievangelist.com