arazzo: 1.0.1
info:
  title: Paystack Create Recipient and Initiate Transfer
  summary: Create a transfer recipient from bank details, initiate a transfer to it, then verify the transfer by reference.
  description: >-
    The core payout flow. A transfer recipient is created from a bank account,
    a transfer is initiated from the Paystack balance to that recipient, and the
    transfer is then verified by its reference. A branch inspects the verified
    status to separate successful payouts from those still pending or failed.
    Every step spells out its request inline so the flow can be read and executed
    without opening the underlying OpenAPI description.
  version: 1.0.0
sourceDescriptions:
- name: transfersApi
  url: ../openapi/paystack-transfers-openapi.yml
  type: openapi
workflows:
- workflowId: create-recipient-and-initiate-transfer
  summary: Register a payout recipient, send a transfer, then verify its status.
  description: >-
    Creates a NUBAN transfer recipient, initiates a transfer to its recipient
    code, and verifies the outcome by reference, branching on success.
  inputs:
    type: object
    required:
    - name
    - account_number
    - bank_code
    - amount
    properties:
      name:
        type: string
        description: Recipient's name.
      account_number:
        type: string
        description: Recipient's bank account number.
      bank_code:
        type: string
        description: Recipient's bank code from the List Banks endpoint.
      currency:
        type: string
        description: Currency for the receiving account (defaults to NGN).
      amount:
        type: string
        description: Amount to transfer in the smallest currency unit, as a string.
      reason:
        type: string
        description: Narration shown for the transfer.
      reference:
        type: string
        description: Unique lowercase identifier for the transfer.
  steps:
  - stepId: createRecipient
    description: Create a NUBAN transfer recipient from the supplied bank details.
    operationId: transferrecipient_create
    requestBody:
      contentType: application/json
      payload:
        type: nuban
        name: $inputs.name
        account_number: $inputs.account_number
        bank_code: $inputs.bank_code
        currency: $inputs.currency
    successCriteria:
    - condition: $statusCode == 201
    outputs:
      recipientCode: $response.body#/data/recipient_code
  - stepId: initiateTransfer
    description: Initiate a transfer from the Paystack balance to the new recipient.
    operationId: transfer_initiate
    requestBody:
      contentType: application/json
      payload:
        source: balance
        amount: $inputs.amount
        recipient: $steps.createRecipient.outputs.recipientCode
        reason: $inputs.reason
        reference: $inputs.reference
    successCriteria:
    - condition: $statusCode == 201
    outputs:
      transferCode: $response.body#/data/transfer_code
      reference: $response.body#/data/reference
      transferStatus: $response.body#/data/status
  - stepId: verifyTransfer
    description: Verify the transfer by reference and branch on whether it succeeded.
    operationId: transfer_verify
    parameters:
    - name: reference
      in: path
      value: $steps.initiateTransfer.outputs.reference
    successCriteria:
    - condition: $statusCode == 200
    outputs:
      verifiedStatus: $response.body#/data/status
    onSuccess:
    - name: transferSucceeded
      type: end
      criteria:
      - context: $response.body
        condition: $.data.status == "success"
        type: jsonpath
    - name: transferPending
      type: end
      criteria:
      - context: $response.body
        condition: $.data.status != "success"
        type: jsonpath
  outputs:
    recipientCode: $steps.createRecipient.outputs.recipientCode
    transferCode: $steps.initiateTransfer.outputs.transferCode
    verifiedStatus: $steps.verifyTransfer.outputs.verifiedStatus