specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: PayTabs
providerId: paytabs
created: '2026-07-17'
modified: '2026-07-17'
reconciled: false
tags:
- Payments
- Payment Gateway
- Fintech
- MENA
- Plans
description: >-
  PayTabs is priced as a merchant acquirer, not as a metered developer API.
  There is no per-API-call fee; merchants pay a per-transaction merchant
  discount rate (a percentage, sometimes plus a fixed per-transaction fee) that
  varies by country, card scheme, and negotiated volume, and in some markets a
  one-time setup and/or annual fee. The API itself is included with a merchant
  account. Exact rates are quoted per merchant and per region and are not
  published as a single global rate card.
notes: >-
  Rates are country- and negotiation-specific; the entries below describe the
  pricing MODEL, not confirmed universal numbers. Confirm live rates on the
  PayTabs regional pricing pages or via a sales quote during reconciliation.
sources:
- https://paytabs.com/en/
- https://ai.paytabs.com/en/payment-gateway-apis/
- https://support.paytabs.com/
plans:
- id: paytabs-merchant-transaction
  name: Merchant Transaction Pricing
  type: usage
  description: >-
    Per-transaction merchant discount rate charged on successful payments;
    percentage varies by region, method, and volume. API access is included.
  entries:
  - label: Card / wallet transaction fee
    name: transaction_fee
    type: usage
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: regional
    unit: 1
    price: percentage MDR per transaction (region/scheme/volume dependent - quoted)
    userMultiplied: false
  - label: Setup / onboarding fee
    name: setup_fee
    type: flat
    metric: account
    limit: 1
    timeFrame: once
    geo: regional
    unit: 1
    price: one-time (region dependent; may be waived)
    userMultiplied: false
  elements:
  - name: Hosted Payment Page
  - name: Managed Form
  - name: Own Form
  - name: Token & Recurring Billing
  - name: Invoices
  - name: Transaction Management (query/capture/void/refund)
- id: paytabs-enterprise
  name: Enterprise / Orchestration
  type: enterprise
  description: >-
    Negotiated pricing for high-volume merchants, payment orchestration,
    multi-acquirer routing, and PayTabs' broader fintech services. Contact
    PayTabs sales.
  entries:
  - label: Negotiated Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: regional
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Payment Orchestration
  - name: Multi-acquirer Routing
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com