aid: paytm
name: Paytm
description: >-
  Paytm (One97 Communications) is India's leading digital payments and
  financial services company. Through Paytm for Business it operates a wide
  catalogue of payment APIs covering online payment gateway, UPI, payment
  links, subscriptions, auto-debit, pre-auth, refunds, settlement, payouts,
  token gateway, bank offers, EMI, disputes, and in-store retail solutions
  (Dynamic QR, EDC, Point-of-Sale). Backend integrations are exposed via
  REST APIs at the secure gateway (securegw.paytm.in), with first-party
  Android, iOS, Flutter, React Native, and Web JS / Custom Checkout / JS
  Elements SDKs, and server SDKs for S2S checksum-signed flows.
type: Index
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
access: 3rd-Party
position: Producer
created: '2026-05-23'
modified: '2026-05-23'
tags:
  - Payments
  - Payment Gateway
  - UPI
  - Payouts
  - Subscriptions
  - Refunds
  - Settlement
  - QR
  - EDC
  - Fintech
  - India
url: >-
  https://raw.githubusercontent.com/api-evangelist/paytm/refs/heads/main/apis.yml
specificationVersion: '0.20'
apis:
  - aid: paytm:payments
    name: Paytm Payments API
    description: >-
      Core server-to-server payment initiation and status APIs. Generates
      transaction tokens, processes payments across UPI, cards, netbanking,
      and wallet, and exposes transaction-status retrieval. Requests are
      checksum-signed and routed through the secure gateway.
    humanURL: https://business.paytm.com/docs/api/
    baseURL: https://securegw.paytm.in
    tags:
      - Payments
      - Checkout
      - Transactions
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/
  - aid: paytm:refunds
    name: Paytm Refunds API
    description: >-
      Initiates full and partial refunds against settled or unsettled Paytm
      transactions and exposes refund status retrieval. Supports instant
      refund flows for eligible payment methods.
    humanURL: https://business.paytm.com/docs/api/refunds/
    baseURL: https://securegw.paytm.in
    tags:
      - Refunds
      - Payments
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/refunds/
  - aid: paytm:settlement
    name: Paytm Settlement API
    description: >-
      Returns settlement reports and merchant payout cycles for transactions
      collected through Paytm, including settlement IDs, UTRs, and per-order
      breakdowns for reconciliation.
    humanURL: https://business.paytm.com/docs/api/settlement/
    baseURL: https://securegw.paytm.in
    tags:
      - Settlement
      - Reconciliation
      - Reporting
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/settlement/
  - aid: paytm:subscriptions
    name: Paytm Subscriptions API
    description: >-
      Creates and manages recurring payment subscriptions and mandates across
      cards, UPI AutoPay, and netbanking e-mandates. Supports plan creation,
      subscription activation, renewal charging, and cancellation.
    humanURL: https://business.paytm.com/docs/api/subscription/
    baseURL: https://securegw.paytm.in
    tags:
      - Subscriptions
      - Recurring
      - Mandates
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/subscription/
  - aid: paytm:auto-debit
    name: Paytm Auto-Debit API
    description: >-
      Auto-debit mandate APIs for recurring collections, enabling merchants
      to register, authenticate, and debit customer accounts on a schedule
      under RBI's e-mandate framework.
    humanURL: https://business.paytm.com/docs/api/auto-debit/
    baseURL: https://securegw.paytm.in
    tags:
      - Auto Debit
      - Mandates
      - Recurring
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/auto-debit/
  - aid: paytm:pre-auth
    name: Paytm Pre-Auth API
    description: >-
      Authorize and later capture or release card holds. Used for travel,
      hospitality, and rental flows that need to block funds before final
      settlement.
    humanURL: https://business.paytm.com/docs/api/pre-auth/
    baseURL: https://securegw.paytm.in
    tags:
      - Pre Auth
      - Authorization
      - Capture
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/pre-auth/
  - aid: paytm:payment-links
    name: Paytm Payment Links API
    description: >-
      Generate shareable payment links for collection over email, SMS,
      WhatsApp, or social channels. Supports expiry, partial payments, and
      callback notifications on completion.
    humanURL: https://business.paytm.com/docs/api/payment-links/
    baseURL: https://securegw.paytm.in
    tags:
      - Payment Links
      - Collection
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/payment-links/
  - aid: paytm:token-gateway
    name: Paytm Token Gateway API
    description: >-
      Card tokenization service compliant with RBI guidelines. Exchanges raw
      card PANs for network or issuer tokens that merchants can store and use
      for repeat charging and CVV-less flows.
    humanURL: https://business.paytm.com/docs/api/token-gateway/
    baseURL: https://securegw.paytm.in
    tags:
      - Tokenization
      - Card on File
      - PCI
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/token-gateway/
  - aid: paytm:bank-offers
    name: Paytm Bank Offers / EMI API
    description: >-
      Returns available bank offers, instant discounts, no-cost EMI plans,
      and EMI subvention metadata for the customer's card or netbanking
      option at checkout.
    humanURL: https://business.paytm.com/docs/api/bank-offers/
    baseURL: https://securegw.paytm.in
    tags:
      - Offers
      - EMI
      - Affordability
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/bank-offers/
  - aid: paytm:disputes
    name: Paytm Disputes / Chargeback API
    description: >-
      Lists, retrieves, and responds to chargebacks and disputes raised
      against merchant transactions, including evidence upload and status
      tracking.
    humanURL: https://business.paytm.com/docs/api/disputes/
    baseURL: https://securegw.paytm.in
    tags:
      - Disputes
      - Chargebacks
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/disputes/
  - aid: paytm:dynamic-qr
    name: Paytm Dynamic QR API
    description: >-
      Generates per-order dynamic UPI / Bharat QR codes for in-store and
      contactless collection, with order-linked status callbacks.
    humanURL: https://business.paytm.com/docs/api/dynamic-qr/
    baseURL: https://securegw.paytm.in
    tags:
      - QR
      - UPI
      - In Store
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/dynamic-qr/
  - aid: paytm:webhook
    name: Paytm Status Notification Webhook
    description: >-
      Server-to-server notification posted to a merchant-configured URL when
      a transaction reaches a terminal state. Includes signed payload with
      transaction, refund, or subscription event details.
    humanURL: https://business.paytm.com/docs/api/webhook/
    baseURL: customer-configured
    tags:
      - Webhooks
      - Events
      - Callbacks
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/api/webhook/
  - aid: paytm:all-in-one-sdk-android
    name: Paytm All-in-One SDK (Android)
    description: >-
      Native Android SDK that hosts the Paytm payment experience inside the
      merchant app, supporting UPI, cards, netbanking, wallet, and Paytm
      Postpaid in a single flow.
    humanURL: https://business.paytm.com/docs/all-in-one-sdk/
    baseURL: https://business.paytm.com/docs/all-in-one-sdk/
    tags:
      - SDK
      - Android
      - Mobile
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/all-in-one-sdk/
  - aid: paytm:all-in-one-sdk-ios
    name: Paytm All-in-One SDK (iOS)
    description: >-
      Native iOS SDK that hosts the Paytm payment experience inside the
      merchant app across all supported payment methods.
    humanURL: https://business.paytm.com/docs/all-in-one-sdk/
    baseURL: https://business.paytm.com/docs/all-in-one-sdk/
    tags:
      - SDK
      - iOS
      - Mobile
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/all-in-one-sdk/
  - aid: paytm:js-checkout
    name: Paytm JS Checkout
    description: >-
      Browser JavaScript checkout that renders the Paytm payment page in two
      steps - server-side token creation followed by client-side invocation
      of the hosted checkout overlay.
    humanURL: https://business.paytm.com/docs/js-checkout/
    baseURL: https://securegw.paytm.in
    tags:
      - JavaScript
      - Checkout
      - Web
    properties:
      - type: Documentation
        url: https://business.paytm.com/docs/js-checkout/
common:
  - type: Website
    url: https://business.paytm.com/
  - type: Documentation
    url: https://business.paytm.com/docs/
  - type: LinkedIn
    url: https://www.linkedin.com/company/paytm
  - type: GitHub
    url: https://github.com/Paytm-Payments
  - type: LLMsTxt
    url: https://paytm.com/llms.txt
maintainers:
  - FN: API Evangelist
    url: https://apievangelist.com