slug: payu
provider: PayU
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 4
edges:
- tag: Marketplace-Verification
  spec_file: payu-marketplace-verification-api-openapi.yml
  capability_id: BC-1300.20
  capability_id_l1: BC-1300
  capability_name: KYC & Customer Due Diligence Management
  confidence: 0.85
  evidence: POST /api/aml-verification/v1/verification  create-marketplace-verification; POST /api/aml-verification/v1/dataloading/seller/documents  Add
    Seller's Documents; schemas PrivatePerson, CompanyData
  reason: AML verification endpoints collect seller and associate identity data, documents and bank accounts
    and return verification status — this is KYC/CDD onboarding due diligence on marketplace sellers.
- tag: Order
  spec_file: payu-order-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.8
  evidence: POST /api/v2_1/orders  Create an Order; POST /api/v2_1/orders/{orderId}/captures  Capture
    Authorized Order; schemas threeDsAuthentication, payMethods, exemption
  reason: 'Orders here are payment instructions: create, authorise/capture, cancel, retrieve transactions,
    with 3DS authentication and payment-method data. That is payment instruction capture, validation and
    authorisation.'
- tag: Payout
  spec_file: payu-payout-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.78
  evidence: POST /api/v2_1/payouts  create-a-payout  Create a Payout; schemas BankAccountPayout, CardPayout,
    FxPayout, payee, bankAddress
  reason: Creates and retrieves payouts to bank accounts or cards with payee details — capture and authorisation
    of outbound payment instructions, i.e. payment initiation within Payments & Card Management.
- tag: Refund
  spec_file: payu-refund-api-openapi.yml
  capability_id: BC-1340.20
  capability_id_l1: BC-1340
  capability_name: Payment Processing Management
  confidence: 0.72
  evidence: POST /api/v2_1/orders/{orderId}/refunds  create-a-refund  Create a Refund
  reason: Operations create and retrieve refunds against payment orders on a payment processing platform
    — this is payment transaction processing (reversal of a captured payment), not a generic order or
    accounting function. L2 to Payment Processing Management is the best fit though refund handling straddles
    processing and dispute/chargeback handling, hence moderate confidence.