name: PayU Plans & Pricing
description: >-
  PayU does not publicly publish fixed tiered plans with listed prices.
  Pricing is transaction-based and negotiated depending on region, payment
  volume, and payment methods used. Merchants contact PayU sales or sign up
  via regional portals to receive customized rates. The following reflects
  PayU's general commercial model across regions.
url: https://corporate.payu.com/contact-us/
plans:
  - name: Standard Merchant Account
    description: >-
      Transaction-fee-based account for merchants processing payments in
      supported PayU markets. Fees vary by region, payment method, and volume.
      Access to REST API, sandbox environment, hosted checkout, and payment
      links.
    audience: SMBs and individual merchants
    features:
      - Hosted Checkout Page
      - Payment Links
      - Payment Methods (450+ local methods)
      - Sandbox / Test Environment
      - Basic Reporting
      - REST API Access
      - Developer Documentation
      - 3DS 2.0 Support
    pricing:
      model: Transaction fee (percentage per transaction)
      notes: >-
        Rates vary by region and payment method. Contact PayU regional sales for
        exact rates. India rates are publicly disclosed on the PayU India
        website.

  - name: Enterprise / PayU Enterprise (PaymentsOS)
    description: >-
      Full-featured enterprise payment orchestration plan for large merchants
      and marketplaces needing multi-provider routing, advanced fraud tools,
      network tokens, and settlement reporting via a single API integration.
    audience: Enterprise merchants, marketplaces, platforms
    features:
      - Payment Orchestration (multi-provider routing)
      - Dynamic Routing (by fee, acceptance rate, response time)
      - 450+ Payment Methods
      - Card Tokenization / Network Tokens
      - Risk Management & Fraud Detection
      - Marketplace / Multi-Seller Support
      - Webhooks
      - Settlement & Transaction Reporting
      - SLA-backed Support
      - Dedicated Account Management
    pricing:
      model: Custom / negotiated
      notes: >-
        Enterprise pricing is custom. Contact PayU sales at
        https://corporate.payu.com/contact-us/ for a tailored quote.

  - name: PayU Latam Installment Financing (Pricing API)
    description: >-
      Latin American merchants can query available financing/installment options
      for customers via the Pricing API. Interest costs vary by plan type and
      country.
    audience: LatAm merchants offering installment payments
    features:
      - Standard Installments (payer bears interest)
      - Interest-Free Installments / MSI (merchant bears interest — Argentina & Mexico)
      - Specific Promotions by promotion ID (Argentina, Colombia, Mexico, Peru)
    pricing:
      model: Variable; interest absorbed by payer or merchant depending on plan
      notes: >-
        Mexico MSI minimum purchase amounts: $300 MXN (3 months) to
        $1,800 MXN (18 months). Use the Pricing API endpoint at
        https://api.payulatam.com/payments-api/rest/v4.9/pricing to query
        live rates.
notes: >-
  PayU pricing information is not comprehensively published publicly.
  Contact regional offices for current rates. The Developer sandbox and
  test environment are available at no cost for integration testing.