aid: payzen
name: PayZen
description: >-
  PayZen is a San Francisco-based healthcare fintech that provides AI-powered patient
  financing — "Care Now, Pay Later" — for hospitals, health systems and large physician
  groups. Its platform underwrites each patient's ability to pay and issues interest-free,
  fee-free monthly payment plans and a white-labelable Care Card, with the provider paid
  up front. PayZen markets pre-built integrations with Epic, Cerner and other major EHR
  systems and is listed on Epic's Showroom (formerly App Orchard) marketplace, but it
  publishes no public developer portal, API reference or machine-readable contract: the
  integration surface is delivered to contracted health systems through the EHR
  marketplace and an implementation engagement. PayZen LLC is a licensed lender (NMLS
  2591891), is SOC 2 Type II certified and operates a Vanta trust portal.
url: https://raw.githubusercontent.com/api-evangelist/payzen/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
image: https://payzen.com/wp-content/uploads/2023/10/cropped-cropped-payzen-favicon-3-192x192.png
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-26'
modified: '2026-08-26'
tags:
- Company
- Payments
- Healthcare
- Patient Financing
- Revenue Cycle Management
- Lending
- Fintech
- Electronic Health Records
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/payzen-domain-security.yml
- type: Website
  url: https://payzen.com/
- type: Blog
  url: https://payzen.com/blog/
- type: Support
  url: https://payzen.com/contact/
- type: PrivacyPolicy
  url: https://payzen.com/privacy/
- type: StatusPage
  url: https://status.payzen.com/
- type: LLMsTxt
  url: llms/payzen-llms.txt
- type: TrustCenter
  url: security/payzen-trust-center.yml
- type: Compliance
  url: security/payzen-trust-center.yml
- type: Conformance
  url: conformance/payzen-conformance.yml
- type: Lifecycle
  url: lifecycle/payzen-lifecycle.yml
- type: Plans
  url: plans/payzen-plans-pricing.yml
- type: RateLimits
  url: rate-limits/payzen-rate-limits.yml
x-enrichment:
  date: '2026-08-26'
  status: minimal
  artifacts_added: 9
  pass: local-v1
x-coverage:
  state: gated
  reason: marketplace-only
  detail: >-
    PayZen's own status page monitors business services literally named "API" and
    "Webhooks", but the only place that integration surface is listed is Epic's Showroom
    marketplace, which is a login-gated React application; payzen.com has no developer
    section, api.payzen.com and developer.payzen.com do not resolve in DNS, and
    docs.payzen.com 302s into a staging app host rather than documentation.
  evidence:
  - url: https://status.payzen.com/
    status: 200
  - url: https://payzen.com/docs
    status: 404
  - url: https://showroom.epic.com/Search?q=PayZen
    status: 200
  - url: https://docs.payzen.com/docs/
    status: 302
  checked: '2026-08-26'