generated: '2026-07-17'
method: generated
source: openapi/peachpayments-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. Payment and payout operations move money and are treated as
  high-value writes. See research/curity/agentic-governance/.
summary:
  operations: 13
  by_action_class:
    acting: 7
    connected: 6
  by_consequence:
    write: 7
    read: 6
  human_in_the_loop_required: 1
operations:
- path: /api/oauth/token
  method: post
  operationId: createAccessToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /v2/checkout
  method: post
  operationId: createCheckout
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/checkout/{checkoutId}
  method: get
  operationId: getCheckoutStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchant-specs
  method: post
  operationId: getPaymentMethodsForCurrency
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments
  method: post
  operationId: createPayment
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payments/{uniqueId}
  method: get
  operationId: getPaymentStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /api/channels/{entityId}/payments
  method: post
  operationId: createPaymentLink
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /api/channels/{entityId}/payments
  method: get
  operationId: listPaymentLinks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /api/payments/{paymentId}
  method: delete
  operationId: cancelPaymentLink
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /payouts
  method: post
  operationId: createPayout
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: required
      triggers:
      - always
      - high-value
    audit: required
- path: /payouts/{payoutId}
  method: get
  operationId: getPayout
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /api/accounts/verify
  method: post
  operationId: verifyBankAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /api/merchants/{merchantId}/transactions-recon
  method: get
  operationId: getTransactionsReconciliation
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none