aid: peachpayments
url: https://raw.githubusercontent.com/api-evangelist/peachpayments/refs/heads/main/apis.yml
name: Peach Payments
kind: company
description: Peach Payments is a pan-African payment orchestration gateway founded
  in 2012 in Cape Town, South Africa, operating across South Africa, Kenya, and
  Mauritius. Its PCI DSS Level 1 platform exposes REST APIs for Checkout (Hosted,
  Embedded, Embedded Express), server-to-server Payments, Payment Links, Payouts,
  and Reconciliation, supporting cards plus local methods like PayShap, Capitec
  Pay, 1Voucher, Mobicred, M-PESA, and MauCAS in ZAR, KES, and MUR.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- Fintech
- Africa
- Payment Gateway
- Checkout
- Payouts
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.19'
apis:
- aid: peachpayments:peachpayments-authentication-api
  name: Peach Payments Authentication API
  tags:
  - OAuth
  - Authentication
  - Token
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.peachpayments.com/docs/checkout-embedded-authentication
  baseURL: https://dashboard.peachpayments.com
  properties:
  - url: https://developer.peachpayments.com/docs/checkout-embedded-authentication
    type: Documentation
  - url: openapi/peachpayments-openapi.yml
    type: OpenAPI
  description: OAuth 2.0 client-credentials token endpoint (POST /api/oauth/token)
    that exchanges clientId, clientSecret, and merchantId for a short-lived Bearer
    access_token used across Checkout, Payouts, and Reconciliation. Sandbox host
    sandbox-dashboard.peachpayments.com; live host dashboard.peachpayments.com.
- aid: peachpayments:peachpayments-checkout-api
  name: Peach Payments Checkout API
  tags:
  - Checkout
  - Hosted
  - Embedded
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.peachpayments.com/docs/checkout-overview
  baseURL: https://secure.peachpayments.com
  properties:
  - url: https://developer.peachpayments.com/docs/checkout-overview
    type: Documentation
  - url: https://developer.peachpayments.com/reference/payment
    type: APIReference
  - url: openapi/peachpayments-openapi.yml
    type: OpenAPI
  - url: collections/peachpayments.postman_collection.json
    type: PostmanCollection
  description: Create Hosted, Embedded, and Embedded Express checkout sessions
    (POST /v2/checkout), query status, and list available payment methods per
    currency. Bearer-token authenticated with an entityId and per-request nonce.
    Sandbox host testsecure.peachpayments.com; live host secure.peachpayments.com.
- aid: peachpayments:peachpayments-payments-api
  name: Peach Payments Payments API
  tags:
  - Payments
  - Server to Server
  - Refunds
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.peachpayments.com/reference/payment
  baseURL: https://api-v2.peachpayments.com
  properties:
  - url: https://developer.peachpayments.com/docs/payments-api-flows
    type: Documentation
  - url: https://developer.peachpayments.com/reference/payment
    type: APIReference
  - url: openapi/peachpayments-openapi.yml
    type: OpenAPI
  - url: collections/peachpayments.postman_collection.json
    type: PostmanCollection
  description: Server-to-server debit (DB) and refund (RF) transactions across
    cards and local African brands including PayShap, Capitec Pay, 1Voucher,
    Mobicred, RCS, M-PESA, blink by Emtel, MCB Juice, and MauCAS. Authenticated
    with an inline userId/password/entityId object. Sandbox host
    testapi-v2.peachpayments.com; live host api-v2.peachpayments.com.
- aid: peachpayments:peachpayments-payment-links-api
  name: Peach Payments Payment Links API
  tags:
  - Payment Links
  - Invoicing
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.peachpayments.com/docs/payment-links-overview
  baseURL: https://links.peachpayments.com
  properties:
  - url: https://developer.peachpayments.com/docs/payment-links-overview
    type: Documentation
  - url: openapi/peachpayments-openapi.yml
    type: OpenAPI
  - url: collections/peachpayments.postman_collection.json
    type: PostmanCollection
  description: Generate, list, and cancel shareable single-use and bulk payment
    links for a channel (entityId). Bearer-token authenticated. Sandbox host
    testapi.peachpayments.com.
- aid: peachpayments:peachpayments-payouts-api
  name: Peach Payments Payouts API
  tags:
  - Payouts
  - Disbursements
  - Bank Verification
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.peachpayments.com/docs/payouts-api-1
  baseURL: https://payouts.peachpayments.com
  properties:
  - url: https://developer.peachpayments.com/docs/payouts-api-1
    type: Documentation
  - url: openapi/peachpayments-openapi.yml
    type: OpenAPI
  - url: collections/peachpayments.postman_collection.json
    type: PostmanCollection
  description: Merchant-initiated payouts, bank account verification, and bulk
    payout processing with proof-of-payout PDFs. OAuth Bearer authenticated.
    Sandbox host sandbox-payouts.peachpayments.com; live host
    payouts.peachpayments.com.
- aid: peachpayments:peachpayments-reconciliation-api
  name: Peach Payments Reconciliation API
  tags:
  - Reconciliation
  - Settlement
  - Reporting
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.peachpayments.com/docs/bus-ops-recon-api
  baseURL: https://reconciliation.peachpayments.com
  properties:
  - url: https://developer.peachpayments.com/docs/bus-ops-recon-api
    type: Documentation
  - url: openapi/peachpayments-openapi.yml
    type: OpenAPI
  description: Settlement and transaction reconciliation reporting
    (GET /api/merchants/{merchantId}/transactions-recon over a date range).
    OAuth Bearer authenticated. Sandbox host sandbox-reconciliation.ppay.io;
    live host reconciliation.peachpayments.com.
common:
- type: AgenticAccess
  url: agentic-access/peachpayments-agentic-access.yml
- type: TrustCenter
  url: security/peachpayments-trust-center.yml
- type: Compliance
  url: security/peachpayments-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/peachpayments-vulnerability-disclosure.yml
- type: Security
  url: security/peachpayments-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/peachpayments-domain-security.yml
- type: Authentication
  url: authentication/peachpayments-authentication.yml
- type: Packages
  url: packages/peachpayments-packages.yml
- type: SDKs
  url: packages/peachpayments-packages.yml
- type: LLMsTxt
  url: llms/peachpayments-llms.txt
- type: Overlay
  url: overlays/peachpayments-openapi-overlay.yaml
- type: Conformance
  url: conformance/peachpayments-conformance.yml
- type: ErrorCatalog
  url: errors/peachpayments-problem-types.yml
- type: DeclineCodes
  url: errors/peachpayments-decline-codes.yml
- type: Lifecycle
  url: lifecycle/peachpayments-lifecycle.yml
- type: StatusPage
  url: https://status.peachpayments.com
- type: Sandbox
  url: sandbox/peachpayments-sandbox.yml
- type: Conventions
  url: conventions/peachpayments-conventions.yml
- type: ChangeLog
  url: changelog/peachpayments-changelog.yml
- type: Components
  url: components/peachpayments-components.yml
- type: DataModel
  url: data-model/peachpayments-data-model.yml
- type: Webhooks
  url: asyncapi/peachpayments-webhooks.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/peach-payments
- type: Website
  url: https://www.peachpayments.com/
- type: DeveloperPortal
  url: https://developer.peachpayments.com/
- type: Documentation
  url: https://developer.peachpayments.com/
- type: APIReference
  url: https://developer.peachpayments.com/reference
- type: GettingStarted
  url: https://developer.peachpayments.com/docs/product-portfolio-overview
- type: Support
  url: https://www.peachpayments.com/contact
- type: Blog
  url: https://www.peachpayments.com/scale
- type: Pricing
  url: https://www.peachpayments.com/fees
- type: SignUp
  url: https://www.peachpayments.com/get-started
- type: Login
  url: https://dashboard.peachpayments.com
- type: TermsOfService
  url: https://www.peachpayments.com/legal
- type: PrivacyPolicy
  url: https://www.peachpayments.com/legal
- type: Postman
  url: https://www.postman.com/peachpayments/peach-payments-public-workspace
- type: Plans
  url: plans/peachpayments-plans-pricing.yml
- type: RateLimits
  url: rate-limits/peachpayments-rate-limits.yml
- type: FinOps
  url: finops/peachpayments-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com