generated: '2026-07-17'
method: searched
source: https://developer.peachpayments.com/docs/dashboard-response-codes
envelope:
  field: result.code
  companion: result.description
  format: ddd.ddd.ddd
  notes: >-
    Peach Payments / OPPWA result codes are grouped by the first block: 000.* =
    success or review, 000.200.* = pending, 800.* = bank / issuer decline and
    external-risk. The full success list is not reproduced here; captured below
    are the pending and rejected/declined groups a buyer or integration acts on.
    Bank decline reasons (800.100.*) are typically masked to buyers as a generic
    "transaction declined".
success_examples:
  - code: 000.000.000
    meaning: Transaction succeeded
  - code: 000.100.110
    meaning: Request successfully processed in test system
  - code: 000.300.000
    meaning: Two-step transaction succeeded
review:
  - code: 000.400.000
    meaning: Transaction succeeded (please review manually due to fraud suspicion)
  - code: 000.400.010
    meaning: Transaction succeeded (please review manually due to AVS return code)
  - code: 000.400.100
    meaning: Transaction succeeded, risk after payment rejected
pending:
  - code: 000.200.000
    meaning: Transaction pending
  - code: 000.200.100
    meaning: Successfully created checkout
  - code: 100.400.500
    meaning: Waiting for external risk review
  - code: 800.400.500
    meaning: Waiting for confirmation of non-instant payment
decline_codes:
  - code: 000.400.101
    meaning: Card not participating / authentication unavailable (3DS)
    action: Retry with an enrolled card or fall back per 3DS policy.
    masked_to_buyer: false
  - code: 000.400.106
    meaning: Invalid payer authentication response (PARes) in 3-D Secure
    action: Restart the 3DS authentication flow.
    masked_to_buyer: false
  - code: 000.400.109
    meaning: Card is not enrolled for 3DS version 2
    action: Use an enrolled test/live card or force enrollment via parameters.
    masked_to_buyer: false
  - code: 800.100.151
    meaning: Transaction declined (invalid card)
    action: Ask the buyer to use a different card.
    masked_to_buyer: true
  - code: 800.100.153
    meaning: Transaction declined (invalid CVV)
    action: Ask the buyer to re-enter the CVV.
    masked_to_buyer: true
  - code: 800.100.155
    meaning: Transaction declined (amount exceeds credit)
    action: Ask the buyer to use another payment method.
    masked_to_buyer: true
  - code: 800.100.203
    meaning: Insufficient funds
    action: Ask the buyer to use another card / method.
    masked_to_buyer: true