specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Pennylane
providerId: pennylane
created: '2026-07-17'
modified: '2026-07-17'
reconciled: false
tags:
- Accounting
- Invoicing
- Fintech
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Pennylane. Pennylane is billed as a SaaS subscription (in EUR),
  not as a usage-metered API. There is no per-call, per-token, or per-request API
  charge to allocate; the API is included with company and firm subscriptions and
  with OAuth partner access. FinOps attention therefore centers on subscription
  seat/plan allocation and on staying within the fixed 25 req / 5 s per-token rate
  limit rather than on variable consumption cost.
notes: >-
  No usage-based API meters exist to reconcile against FOCUS consumption columns;
  cost is a fixed recurring subscription. Verify current EUR tiers on the pricing page.
sources:
- https://www.pennylane.com/fr/nos-tarifs
- https://pennylane.readme.io/docs/rate-limiting-1
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Pennylane
serviceCategory: Finance and Accounting Software
billingModel:
  pricingCategory: Subscription-Based
  billingFrequency: Monthly
  billingCurrency: EUR
  chargeCategories:
  - Purchase
meters:
- name: subscription_seats
  description: SaaS subscription plan / seats billed in EUR per month. Not a per-API-call meter.
  unit: subscription
  aggregation: max
  dimensions:
  - company
  - plan
- name: api_requests
  description: >-
    API requests are rate-limited (25 per 5 seconds per token) but not billed; tracked
    only for throttling, not for consumption cost.
  unit: requests
  aggregation: sum
  dimensions:
  - token
principles:
- name: Visibility
  description: Track which subscriptions/seats are active and which OAuth tokens drive API traffic.
- name: Allocation
  description: Map company and firm subscriptions to internal cost centers; no variable API spend to allocate.
- name: Optimization
  description: Right-size subscription plans/seats; batch and cache reads to stay within the 25 req / 5 s per-token rate limit.
- name: Accountability
  description: Assign an owner per subscription and per OAuth integration; review plan fit periodically.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com