aid: peoples-group url: https://raw.githubusercontent.com/api-evangelist/peoples-group/refs/heads/main/apis.yml name: Peoples Group kind: company description: >- Peoples Group is the operating name of Peoples Trust Company, a Vancouver-based Canadian trust company and chartered-bank group founded in 1985 and owned by the Triple Five Group. Alongside its mortgage, deposit, and commercial-lending businesses, Peoples Group runs a fintech and payments arm that provides embedded banking-as-a-service to program managers, fintechs, brokers, and merchants across Canada: prepaid and credit card issuing under Visa and Mastercard BIN sponsorship, merchant acquiring, trust account services, and API-driven money movement including Interac e-Transfer (send, request money, and autodeposit), Electronic Funds Transfer (EFT) for CAD and USD debits and credits, bill payment to more than 12,000 Canadian billers, and push-to-card payouts via Visa Direct and Mastercard Send. In February 2026 Peoples Group partnered with Fiserv to build a next-generation, always-on payments platform carrying rich ISO 20022 data over direct connections to Canada's payment systems, positioning it for Payments Canada's Real-Time Rail. Its APIs are real and in production, but access is partnership- and sales-gated: there is no public self-serve developer portal, no downloadable OpenAPI/Swagger specification, and no public Postman workspace. Integration is arranged through a client relationship and the product documentation lives on the corporate fintech site. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Payments - Canada - Banking-as-a-Service - Card Issuing - Money Movement - Interac e-Transfer - EFT - Bill Payment - Merchant Acquiring - Real-Time Payments - ISO 20022 - BIN Sponsorship created: '2026-07-24' modified: '2026-07-25' specificationVersion: '0.19' apis: - aid: peoples-group:peoples-group-interac-etransfer-api name: Peoples Group Interac e-Transfer API description: >- API-driven Interac e-Transfer for Canadian money movement, supporting Send Money, Request Money, Receive AutoDeposit, and Receive Question-and-Answer flows so program managers and fintech clients can move funds in near real time to and from Canadian bank accounts. Access is arranged through a Peoples Group client relationship; no public OpenAPI specification is published. humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement tags: - Interac e-Transfer - Real-Time Payments - Money Movement properties: - type: Documentation url: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement - aid: peoples-group:peoples-group-eft-api name: Peoples Group EFT API description: >- Electronic Funds Transfer API for pre-authorized debits and credits to and from Canadian-domiciled accounts in CAD and USD, used for disbursements, remittances, payroll, and loading prepaid cards, with support for individual, batch, and recurring transactions. Partnership-gated; no downloadable spec is published. humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement tags: - EFT - ACH - Money Movement properties: - type: Documentation url: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement - aid: peoples-group:peoples-group-bill-pay-api name: Peoples Group Bill Pay API description: >- Bill payment API that processes payments to more than 12,000 billers across Canada, with support for individual, batch, and recurring payments. Access is provided to Peoples Group clients; no public OpenAPI/Swagger definition is available. humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement tags: - Bill Payment - Money Movement properties: - type: Documentation url: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement - aid: peoples-group:peoples-group-push-to-card-api name: Peoples Group Push-to-Card API (Visa Direct & Mastercard Send) description: >- Real-time push-to-card disbursements via Visa Direct and Mastercard Send, letting clients pay out funds directly to eligible Visa and Mastercard cards for B2B and B2C use cases. Built on the card networks' rails and offered to Peoples Group clients; no public developer portal or downloadable spec is published. humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement tags: - Visa Direct - Mastercard Send - Push to Card - Disbursements properties: - type: Documentation url: https://www.peoplesgroup.com/fintech/solutions/payments/money-movement - aid: peoples-group:peoples-group-card-issuing name: Peoples Group Card Issuing description: >- Prepaid and credit card issuing through Visa and Mastercard BIN sponsorship for fintech program managers in Canada, with the integration technology and APIs to launch and manage card programs. Access is sales- and partnership-gated; no public self-serve developer portal or downloadable OpenAPI specification is published. humanURL: https://www.peoplesgroup.com/fintech/solutions/payments/card-issuing tags: - Card Issuing - BIN Sponsorship - Prepaid properties: - type: Documentation url: https://www.peoplesgroup.com/fintech/solutions/payments/card-issuing common: - type: DomainSecurity url: security/peoples-group-domain-security.yml - type: Website url: https://www.peoplesgroup.com/ - type: Documentation url: https://www.peoplesgroup.com/fintech/solutions/payments - type: Documentation url: https://www.peoplesgroup.com/fintech - type: Support url: https://www.peoplesgroup.com/contact-us - type: Login url: https://www.peoplesgroup.com/personal/portal-login - type: TermsOfService url: https://www.peoplesgroup.com/about-us/legal/terms-and-conditions - type: PrivacyPolicy url: https://www.peoplesgroup.com/about-us/legal/privacy-security/privacy-policy - type: Security url: https://www.peoplesgroup.com/about-us/legal/privacy-security - type: LinkedIn url: https://ca.linkedin.com/company/peoples-group-of-companies - type: Blog url: https://www.peoplesgroup.com/about-us/news-insights/press-releases - type: Conformance url: conformance/peoples-group-conformance.yml - type: LLMsTxt url: llms/peoples-group-llms.txt maintainers: - FN: Kin Lane email: kin@apievangelist.com