generated: '2026-07-24'
method: searched
source: >-
  https://www.peoplesgroup.com/fintech/solutions/payments/money-movement,
  https://www.peoplesgroup.com/about-us/news-insights/press-releases,
  https://www.peoplesgroup.com/about-us/legal/privacy-security
note: >-
  Derived from Peoples Group's published product and corporate pages plus the
  February 2026 Fiserv partnership announcement. No OpenAPI is published, so
  spec-derived security/error conformance could not be asserted. No public PCI
  DSS / SOC 2 / ISO 27001 certification statement was found, so no Compliance
  pointer is emitted.
standards:
  - id: iso-20022
    conforms: true
    status: in-build
    evidence: >-
      February 2026 Peoples Group + Fiserv partnership to build a next-generation,
      always-on payments platform carrying rich ISO 20022 data over direct
      connections to Canada's payment systems, positioning it for Payments
      Canada's Real-Time Rail.
  - id: interac-e-transfer
    conforms: true
    evidence: >-
      Documented Interac e-Transfer product supporting Send Money, Request Money,
      Receive AutoDeposit, and Receive Question-and-Answer flows.
  - id: eft-canada
    conforms: true
    evidence: >-
      Electronic Funds Transfer (EFT) product for pre-authorized CAD and USD
      debits and credits to Canadian-domiciled accounts (Payments Canada AFT rails).
  - id: visa-network-rules
    conforms: true
    evidence: >-
      Visa BIN sponsorship for card issuing and Visa Direct push-to-card payouts.
  - id: mastercard-network-rules
    conforms: true
    evidence: >-
      Mastercard BIN sponsorship for card issuing and Mastercard Send push-to-card payouts.
  - id: cdic-deposit-insurance
    conforms: true
    evidence: >-
      Peoples Trust Company and Peoples Bank of Canada are members of the Canada
      Deposit Insurance Corporation (CDIC).
  - id: osfi-regulated-institution
    conforms: true
    evidence: >-
      Federally regulated Canadian trust company / chartered-bank group founded
      in 1985 (OSFI-supervised).
  - id: oauth2
    conforms: false
    evidence: No public OpenAPI or auth documentation; authentication model is not published.
  - id: rfc9457-problem-details
    conforms: false
    evidence: No public OpenAPI; error envelope is not published.