# Petal

> Petal is a New York-based consumer fintech that issues Visa credit cards for people with limited or no credit history, underwriting applicants from bank-account cash flow (its CashScore metric) rather than a traditional credit score alone. Cards are issued by WebBank; the business is part of the Tilt family of consumer finance brands (Tilt Card, Inc., NMLS #2295169).

This file was GENERATED by API Evangelist from the public Petal website on 2026-08-05. Petal does not publish an llms.txt of its own (https://www.petalcard.com/llms.txt returned 404).

## API surface

Petal is a direct-to-consumer card issuer. As of 2026-08-05 it operates **no public developer program**: no developer portal, no API documentation, no OpenAPI/AsyncAPI/GraphQL/MCP contract, and no `/.well-known/` discovery documents on any host we probed (www.petalcard.com, api.petalcard.com, support.petalcard.com). `api.petalcard.com` resolves and serves an nginx 404 at the root — it backs the mobile apps and web dashboard as a private, undocumented surface.

## Products

- [Petal 1](https://www.petalcard.com/petal-1): entry-level credit-building Visa card
- [Petal 2](https://www.petalcard.com/petal-2): no-fee cash-back Visa card
- [Petal 1 Rise](https://www.petalcard.com/petal-1): annual-fee option for thin-file applicants
- [The Petal app](https://www.petalcard.com/the-app): iOS and Android account, spend and credit tracking

## Company

- [Website](https://www.petalcard.com/)
- [About Petal](https://www.petalcard.com/the-company)
- [Blog](https://www.petalcard.com/blog)
- [Help center](https://support.petalcard.com/)
- [Contact](https://www.petalcard.com/contact)
- [Legal resources and cardholder agreements](https://www.petalcard.com/legal-resources)
- [Terms of use (Tilt)](https://tilt.com/terms/)
- [Privacy policy (Tilt)](https://tilt.com/privacy/)

## API Evangelist profile

- [apis.yml](https://raw.githubusercontent.com/api-evangelist/petal/refs/heads/main/apis.yml)
- [Domain security probe](https://raw.githubusercontent.com/api-evangelist/petal/refs/heads/main/security/petal-domain-security.yml)