aid: picpay name: PicPay description: >- PicPay is a Brazilian fintech super-app and digital bank serving over 67 million users with a digital wallet, payment account, credit and debit cards, personal loans, investments (Cofrinho / fixed income), insurance, and PIX-based money movement. Founded in 2012 and acquired by J&F Investimentos (the holding company behind JBS) in 2015, PicPay is controlled today by J&F Participações and in 2024 incorporated the retail customer base of Banco Original to consolidate the group's consumer banking strategy. For developers and merchants, PicPay Business exposes a set of REST APIs that let online stores accept the PicPay wallet, credit/debit cards, PIX, and payment links as payment methods. The historical Ecommerce Public API on appws.picpay.com is authenticated with the x-picpay-token / x-seller-token headers and remains in use for direct wallet checkout. A newer unified business developer portal at developers-business.picpay.com publishes the Gateway PicPay Checkout API, Carteira PicPay Wallet API, PIX API, and Payment Link API, all of which now use OAuth 2.0 client_credentials bearer JWTs minted at api.picpay.com/oauth2/token (5-minute TTL) and webhook callbacks for payment status notifications. PicPay also publishes GitHub repos for Magento, Shopify, and Wake ecommerce integrations, plus its open developer documentation for the wallet and PIX APIs under picpay.github.io. PicPay reported a return to profitability in 2023 and is reportedly working with Citigroup on a U.S. IPO. tags: - Payments - Digital Wallet - Digital Bank - Neobank - Fintech - PIX - Ecommerce - Checkout - Credit Card - Loans - Investments - Insurance - Brazil - Latin America - Super App image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg url: https://raw.githubusercontent.com/api-evangelist/picpay/refs/heads/main/apis.yml kind: contract access: 3rd-Party position: Consuming created: '2026-05-25' modified: '2026-05-25' specificationVersion: '0.20' apis: - aid: picpay:picpay-ecommerce-checkout-api name: PicPay Ecommerce Checkout API description: >- Public REST API on appws.picpay.com that lets merchants charge a PicPay user's wallet from an ecommerce checkout. Creates a payment with a referenceId, returns a payment URL plus a QR code for the buyer, exposes a status endpoint to poll payment state (created/expired/analysis/paid/completed/refunded/chargeback), and a cancellation endpoint to void unpaid or refund paid orders. Authenticated with the x-picpay-token integration key and x-seller-token seller identifier headers. humanURL: https://picpay.github.io/picpay-docs-digital-payments/checkout/resources/api-reference/ tags: - Payments - Wallet - Checkout - Ecommerce properties: - type: Documentation url: https://picpay.github.io/picpay-docs-digital-payments/checkout/resources/api-reference/ - type: Documentation url: https://developers-business.picpay.com/wallet/en/checkout/resources/api-reference - type: Authentication url: https://developers-business.picpay.com/wallet/en/checkout/authentication - type: Webhook url: https://developers-business.picpay.com/wallet/en/checkout/guides/notifications - aid: picpay:picpay-gateway-checkout-api name: PicPay Gateway Checkout API description: >- Unified payment gateway API for accepting credit cards, PIX, and the PicPay wallet through transparent, standard, or lightbox checkout flows. Exposes charges, charge cancellation, card vault storage, card validation, 3DS authentication, recurring payments, and BIN lookup. Authenticated with OAuth 2.0 client_credentials bearer JWTs minted at api.picpay.com/oauth2/token. humanURL: https://developers-business.picpay.com/checkout/docs/api/ecommerce-checkout-api tags: - Payments - Gateway - Credit Card - PIX - 3DS - Recurring Payments properties: - type: Documentation url: https://developers-business.picpay.com/checkout/docs/api/ecommerce-checkout-api - type: Documentation url: https://developers-business.picpay.com/checkout - type: Authentication url: https://developers-business.picpay.com/checkout/en/docs/authentication - aid: picpay:picpay-pix-api name: PicPay PIX API description: >- REST API for accepting PIX (Brazil's instant payment rail) as a payment method in ecommerce. Supports PIX cobrança (charge / QR code generation), payment confirmation, refunds, and webhook notification of paid charges. Authenticated with an OAuth 2.0 access token obtained from the PicPay authorization server. humanURL: https://picpay.github.io/picpay-docs-digital-payments/ tags: - Payments - PIX - Instant Payments - QR Code properties: - type: Documentation url: https://picpay.github.io/picpay-docs-digital-payments/ - type: Documentation url: https://developers-business.picpay.com/pix - type: Authentication url: https://developers-business.picpay.com/pix/en/docs/api/token - aid: picpay:picpay-payment-link-api name: PicPay Payment Link API description: >- Lets merchants accept remote sales by generating a hosted PicPay checkout link that can be paid with credit card, PIX, or the PicPay wallet. Useful for social-commerce, invoicing, and conversational sales channels that don't have a full storefront integration. humanURL: https://developers-business.picpay.com/payment-link tags: - Payments - Payment Link - Checkout - Remote Sales properties: - type: Documentation url: https://developers-business.picpay.com/payment-link common: - type: Website url: https://www.picpay.com - type: Portal url: https://developers-business.picpay.com/en/ - type: Documentation url: https://picpay.github.io/picpay-docs-digital-payments/ - type: Documentation url: https://picpay.github.io/picpay-docs-ms-ecommerce-checkout/en/docs/introduction/ - type: Business url: https://www.picpay.com/site/parapme - type: Product name: PicPay Wallet & Banking url: https://www.picpay.com - type: Product name: PicPay Cofrinho (Yield Account) url: https://www.picpay.com - type: Product name: PicPay Credit Card url: https://www.picpay.com - type: Product name: PicPay Loans url: https://www.picpay.com - type: Product name: PicPay Investments url: https://www.picpay.com - type: Product name: PicPay Insurance url: https://www.picpay.com - type: ParentCompany name: J&F Investimentos url: https://jfinvest.com.br/en/business/picpay/ - type: InvestorRelations url: https://investor.picpay.com/ - type: Blog url: https://blog.picpay.com/ - type: Newsroom url: https://meu.picpay.com/imprensa - type: Careers url: https://carreiras.picpay.com/ - type: Support url: https://meu.picpay.com/ajuda - type: Contact name: Negocios PicPay url: mailto:negocios@atendimento.picpay.com - type: GitHubOrganization url: https://github.com/PicPay - type: SDK name: Magento 2 Integration url: https://github.com/PicPay/magento2 - type: SDK name: Shopify Integration url: https://github.com/PicPay/ecommerce-integration-shopify - type: SDK name: Wake Commerce Integration url: https://github.com/PicPay/ecommerce-integration-wake - type: Twitter url: https://twitter.com/PicPay - type: LinkedIn url: https://www.linkedin.com/company/picpay - type: YouTube url: https://www.youtube.com/@picpay - type: Instagram url: https://www.instagram.com/picpay - type: TermsOfService url: https://meu.picpay.com/termos-de-uso - type: PrivacyPolicy url: https://meu.picpay.com/politica-de-privacidade - type: AppStore name: PicPay iOS url: https://apps.apple.com/br/app/picpay-conta-cart%C3%A3o-e-pix/id606130353 - type: PlayStore name: PicPay Android url: https://play.google.com/store/apps/details?id=com.picpay maintainers: - FN: Kin Lane email: kin@apievangelist.com