slug: pie-insurance
provider: Pie Insurance
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Insurance
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 4
edges:
- tag: Quotes
  spec_file: pie-insurance-quotes-api-openapi.yml
  capability_id: BC-2110.60
  capability_id_l1: BC-2110
  capability_name: Quote & Submission Management
  confidence: 0.82
  evidence: POST /Quotes, GET /Quotes/{id}, PUT /Quotes/{id}; schemas WorkCompPolicyPost, EligibilityAnswerPost,
    InstantBindStatus
  reason: Creates and updates workers' compensation quotes with exposures, prior carrier, eligibility
    answers and an instant-bind status — submission intake, quote generation and quote-to-bind conversion.
- tag: Appetite
  spec_file: pie-insurance-appetite-api-openapi.yml
  capability_id: BC-2130
  capability_id_l1: BC-2130
  capability_name: Insurance Underwriting Management
  confidence: 0.7
  evidence: GET /Appetite 'Returns an array of supported class codes by state'; schemas StateAppetiteRequest,
    StateAppetiteResponse, RegionAndClassPost
  reason: Appetite lookup by state and workers' comp class code determines whether a risk is acceptable
    to the carrier — insurance underwriting acceptance criteria. L2 left null because the evidence sits
    between product-embedded eligibility rules (BC-2100.30) and underwriting intake/triage.
- tag: Eligibility
  spec_file: pie-insurance-eligibility-api-openapi.yml
  capability_id: BC-2130
  capability_id_l1: BC-2130
  capability_name: Insurance Underwriting Management
  confidence: 0.7
  evidence: POST /Eligibility/questions 'Returns agency's states class code latest eligibility questions';
    schemas ClassCodeQuestionsResponse, Question, AnswerDecision, DecisionStatus
  reason: Serves state- and class-code-specific underwriting eligibility questions and returns answer
    decisions — underwriting risk qualification. L2 withheld because it straddles risk-data intake (BC-2130.10)
    and accept/decline decisioning (BC-2130.40).
- tag: PriceIndication
  spec_file: pie-insurance-priceindication-api-openapi.yml
  capability_id: BC-2110.60
  capability_id_l1: BC-2110
  capability_name: Quote & Submission Management
  confidence: 0.7
  evidence: POST /PriceIndication; schemas QuoteResponse, StateQuote, PremiumDetails, QuoteDeclineResponse,
    InstantBindStatus, BindStatus
  reason: Generates and retrieves priced insurance quotes for agency submissions, including decline responses
    and instant-bind status — quote generation and quote-to-bind flow. Some chance the intended home is
    underwriting pricing (BC-2130.30), hence 0.7.