openapi: 3.0.4
info:
  title: Pie Insurance Quote Api Appetite PriceIndication API
  version: v1
servers:
- url: https://api.post-prod.pieinsurance.com/api/v1
security:
- bearer: []
tags:
- name: PriceIndication
paths:
  /PriceIndication/{id}:
    get:
      tags:
      - PriceIndication
      parameters:
      - name: id
        in: path
        required: true
        schema:
          type: string
          format: uuid
      responses:
        '500':
          description: Internal Server Error
        '501':
          description: Not Implemented
        '502':
          description: Bad Gateway
        '503':
          description: Service Unavailable
        '504':
          description: Gateway Timeout
        '505':
          description: HTTP Version Not Supported
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/QuoteResponse'
              example:
                referReasons:
                - no ReferReasons
                declineReasons:
                - no DeclineReasons
                namedInsured: MSF Hotdog LTD
                insuredAddress:
                  line1: 40 W Littleton Blvd Ste 211
                  city: Beverly Hills
                  state: CA
                  zip: '90210'
                agencyId: 08deba69-602c-b83e-a82b-ef00017ebf3c
                effectiveDate: '2026-05-30'
                employersLiabilityLimits:
                  eachAccident: 1000000
                  eachEmployee: 1000000
                  eachPolicy: 1000000
                quoteDate: '2026-05-25'
                insuranceCompany: Insurance Company
                classCodeQuotes:
                - classCode: '2759'
                  description: BOX OR BOX SHOOK MFG
                  payroll: 300000
                  premium: 0
                  rate: 0.0
                  percentageOfPayroll: 0.0
                stateQuotes:
                - experienceModifierInput: 0.0
                  scheduleModifierFactor: 0.0
                  catastrophe: 30.0
                  classPremium: 30930.0
                  expenseConstant: 0.0
                  minimumPremium: 0
                  modifiedPremium: 0
                  policyTotalEstimatedCost: 29588.0
                  premiumDiscount: 200
                  scheduleModifier: 0.0
                  standardPremium: 0
                  subjectPremium: 0
                  totalTaxesAndAssessments: 0.0
                  terrorism: 90.0
                  totalEstimatedPremium: 29292.0
                premiumDetails:
                  catastrophe: 13.0
                  classPremium: 1787.0
                  expenseConstant: 160.0
                  experienceModifier: 0.0
                  liabilityLimits: 120
                  minimumPremium: 1805
                  modifiedPremium: 2264
                  policyTotalEstimatedCost: 2081.0
                  premiumDiscount: 0
                  scheduleModifier: -453.0
                  standardPremium: 1811
                  subjectPremium: 2264
                  taxesAndAssessments:
                  - code: CAWCARF
                    description: Workers' Compensation Administration Revolving Fund
                    rate: 0.01704
                    premium: 34
                  totalTaxesAndAssessments: 70.0
                  terrorism: 27.0
                  totalEstimatedPremium: 2011.0
                  blanketWaiver: 0
                  specificWaiver: 0
                  territoryModifier: 357
                installments:
                  full:
                    '2026-05-30':
                      premiumAmount: 2011
                      surchargeAmount: 70
                      totalAmount: 2081
                  monthly:
                    '2026-05-30':
                      premiumAmount: 2011
                      surchargeAmount: 70
                      totalAmount: 2081
                  quarterly:
                    '2026-05-30':
                      premiumAmount: 2011
                      surchargeAmount: 70
                      totalAmount: 2081
                  semiannual:
                    '2026-05-30':
                      premiumAmount: 2011
                      surchargeAmount: 70
                      totalAmount: 2081
                isDirty: false
                instantBindStatus: Unspecified
                bindStatus: Quotable
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ProblemDetails'
      security:
      - bearer: []
  /PriceIndication:
    post:
      tags:
      - PriceIndication
      parameters:
      - name: agencyCode
        in: query
        schema:
          type: string
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PriceIndicationRequest'
            example:
              state: CA
              zip: '90210'
              classCodes:
              - classCode: '5403'
                payroll: 20000
              partnerAgentEmail: partner@agent.com
              contactEmail: contact@customer.com
              currentlyCovered: true
              claimCountYear1: 0
              claimCountYear2: 0
              claimCountYear3: 1
              effectiveDate: '2026-05-27'
              emod: 1.0
              blanketWaiver: false
      responses:
        '500':
          description: Internal Server Error
        '501':
          description: Not Implemented
        '502':
          description: Bad Gateway
        '503':
          description: Service Unavailable
        '504':
          description: Gateway Timeout
        '505':
          description: HTTP Version Not Supported
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/QuoteDeclineResponse'
        '201':
          description: Created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/QuoteResponse'
              example:
                referReasons:
                - no ReferReasons
                declineReasons:
                - no DeclineReasons
                namedInsured: MSF Hotdog LTD
                insuredAddress:
                  line1: 40 W Littleton Blvd Ste 211
                  city: Beverly Hills
                  state: CA
                  zip: '90210'
                agencyId: 08deba69-602e-0778-a82b-ef00017ebf3e
                effectiveDate: '2026-05-30'
                employersLiabilityLimits:
                  eachAccident: 1000000
                  eachEmployee: 1000000
                  eachPolicy: 1000000
                quoteDate: '2026-05-25'
                insuranceCompany: Insurance Company
                classCodeQuotes:
                - classCode: '2759'
                  description: BOX OR BOX SHOOK MFG
                  payroll: 300000
                  premium: 0
                  rate: 0.0
                  percentageOfPayroll: 0.0
                stateQuotes:
                - experienceModifierInput: 0.0
                  scheduleModifierFactor: 0.0
                  catastrophe: 30.0
                  classPremium: 30930.0
                  expenseConstant: 0.0
                  minimumPremium: 0
                  modifiedPremium: 0
                  policyTotalEstimatedCost: 29588.0
                  premiumDiscount: 200
                  scheduleModifier: 0.0
                  standardPremium: 0
                  subjectPremium: 0
                  totalTaxesAndAssessments: 0.0
                  terrorism: 90.0
                  totalEstimatedPremium: 29292.0
                premiumDetails:
                  catastrophe: 13.0
                  classPremium: 1787.0
                  expenseConstant: 160.0
                  experienceModifier: 0.0
                  liabilityLimits: 120
                  minimumPremium: 1805
                  modifiedPremium: 2264
                  policyTotalEstimatedCost: 2081.0
                  premiumDiscount: 0
                  scheduleModifier: -453.0
                  standardPremium: 1811
                  subjectPremium: 2264
                  taxesAndAssessments:
                  - code: CAWCARF
                    description: Workers' Compensation Administration Revolving Fund
                    rate: 0.01704
                    premium: 34
                  totalTaxesAndAssessments: 70.0
                  terrorism: 27.0
                  totalEstimatedPremium: 2011.0
                  blanketWaiver: 0
                  specificWaiver: 0
                  territoryModifier: 357
                installments:
                  full:
                    '2026-05-30':
                      premiumAmount: 2011
                      surchargeAmount: 70
                      totalAmount: 2081
                  monthly:
                    '2026-05-30':
                      premiumAmount: 2011
                      surchargeAmount: 70
                      totalAmount: 2081
                  quarterly:
                    '2026-05-30':
                      premiumAmount: 2011
                      surchargeAmount: 70
                      totalAmount: 2081
                  semiannual:
                    '2026-05-30':
                      premiumAmount: 2011
                      surchargeAmount: 70
                      totalAmount: 2081
                isDirty: false
                instantBindStatus: Unspecified
                bindStatus: Quotable
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ValidationProblemDetails'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ValidationProblemDetails'
      security:
      - bearer: []
components:
  schemas:
    TaxDetails:
      type: object
      properties:
        code:
          type: string
          nullable: true
        description:
          type: string
          nullable: true
        rate:
          type: number
          format: double
        premium:
          type: integer
          format: int32
      additionalProperties: false
    InstantBindStatus:
      enum:
      - Unspecified
      - Ineligible
      - Eligible
      - Pending
      - Failed
      - Succeeded
      type: string
    ClassCodeQuote:
      required:
      - classCode
      - description
      - payroll
      - percentageOfPayroll
      - premium
      - rate
      - state
      type: object
      properties:
        classCode:
          type: string
        description:
          type: string
        payroll:
          type: integer
          format: int32
        state:
          type: string
        premium:
          type: integer
          format: int32
        rate:
          type: number
          format: double
        percentageOfPayroll:
          type: number
          format: double
      additionalProperties: false
    BusinessAddress:
      type: object
      properties:
        line1:
          type: string
          nullable: true
        line2:
          type: string
          nullable: true
        city:
          type: string
          nullable: true
        state:
          type: string
          nullable: true
        zip:
          type: string
          nullable: true
        county:
          type: string
          nullable: true
        country:
          type: string
          nullable: true
        latitude:
          type: number
          format: double
          nullable: true
        longitude:
          type: number
          format: double
          nullable: true
      additionalProperties: false
    BindStatus:
      enum:
      - Refer
      - Decline
      - Quotable
      - Undetermined
      type: string
    PremiumDetails:
      required:
      - catastrophe
      - classPremium
      - expenseConstant
      - experienceModifier
      - minimumPremium
      - modifiedPremium
      - policyTotalEstimatedCost
      - premiumDiscount
      - scheduleModifier
      - standardPremium
      - subjectPremium
      - taxesAndAssessments
      - territoryModifier
      - terrorism
      - totalEstimatedPremium
      - totalTaxesAndAssessments
      type: object
      properties:
        catastrophe:
          type: number
          format: double
        classPremium:
          type: number
          format: double
        expenseConstant:
          type: number
          format: double
        experienceModifier:
          type: number
          format: double
        liabilityLimits:
          type: integer
          format: int32
          nullable: true
        minimumPremium:
          type: integer
          format: int32
        modifiedPremium:
          type: integer
          format: int32
        policyTotalEstimatedCost:
          type: number
          format: double
        premiumDiscount:
          type: integer
          format: int32
        scheduleModifier:
          type: number
          format: double
        standardPremium:
          type: integer
          format: int32
        subjectPremium:
          type: integer
          format: int32
        taxesAndAssessments:
          type: array
          items:
            $ref: '#/components/schemas/TaxDetails'
        totalTaxesAndAssessments:
          type: number
          format: double
        terrorism:
          type: number
          format: double
        totalEstimatedPremium:
          type: number
          format: double
        blanketWaiver:
          type: integer
          format: int32
          nullable: true
        specificWaiver:
          type: integer
          format: int32
          nullable: true
        territoryModifier:
          type: integer
          format: int32
      additionalProperties: false
    EmployersLiabilityLimits:
      type: object
      properties:
        eachAccident:
          type: integer
          format: int32
          nullable: true
        eachEmployee:
          type: integer
          format: int32
          nullable: true
        eachPolicy:
          type: integer
          format: int32
          nullable: true
      additionalProperties: false
    QuoteResponse:
      required:
      - agencyId
      - classCodeQuotes
      - effectiveDate
      - employersLiabilityLimits
      - installments
      - insuranceCompany
      - insuredAddress
      - namedInsured
      - premiumDetails
      - quoteDate
      - stateQuotes
      type: object
      properties:
        referReasons:
          type: array
          items:
            type: string
          nullable: true
        declineReasons:
          type: array
          items:
            type: string
          nullable: true
        namedInsured:
          type: string
        insuredAddress:
          $ref: '#/components/schemas/BusinessAddress'
        agencyId:
          type: string
          format: uuid
        effectiveDate:
          type: string
        employersLiabilityLimits:
          $ref: '#/components/schemas/EmployersLiabilityLimits'
        quoteDate:
          type: string
        insuranceCompany:
          type: string
        classCodeQuotes:
          type: array
          items:
            $ref: '#/components/schemas/ClassCodeQuote'
        stateQuotes:
          type: array
          items:
            $ref: '#/components/schemas/StateQuote'
        primaryStateQuotes:
          type: array
          items:
            $ref: '#/components/schemas/StateQuote'
          nullable: true
        premiumDetails:
          $ref: '#/components/schemas/PremiumDetails'
        installments:
          type: object
          properties:
            full:
              type: object
              additionalProperties:
                $ref: '#/components/schemas/Payment'
            semiannual:
              type: object
              additionalProperties:
                $ref: '#/components/schemas/Payment'
            quarterly:
              type: object
              additionalProperties:
                $ref: '#/components/schemas/Payment'
            monthly:
              type: object
              additionalProperties:
                $ref: '#/components/schemas/Payment'
          additionalProperties: false
        isDirty:
          type: boolean
        warningMessage:
          type: string
          nullable: true
        contacts:
          type: array
          items:
            $ref: '#/components/schemas/Contact'
          nullable: true
        instantBindStatus:
          $ref: '#/components/schemas/InstantBindStatus'
        bindStatus:
          $ref: '#/components/schemas/BindStatus'
      additionalProperties: false
    Exposure:
      type: object
      properties:
        classCode:
          type: string
          description: State defined class code
          nullable: true
        payroll:
          type: integer
          description: Payroll amount of the class code.
          format: int32
      additionalProperties: false
    ValidationProblemDetails:
      type: object
      properties:
        errors:
          type: object
          additionalProperties:
            type: array
            items:
              type: string
          nullable: true
        type:
          type: string
          nullable: true
        title:
          type: string
          nullable: true
        status:
          type: integer
          format: int32
          nullable: true
        detail:
          type: string
          nullable: true
        instance:
          type: string
          nullable: true
        extensions:
          type: object
          additionalProperties:
            nullable: true
          nullable: true
      additionalProperties: false
    NotCoveredReason:
      enum:
      - NonPayment
      - AuditNonCompliance
      - NoEmployees
      - Other
      - NewBusiness
      type: string
    ProblemDetails:
      type: object
      properties:
        type:
          type: string
          nullable: true
        title:
          type: string
          nullable: true
        status:
          type: integer
          format: int32
          nullable: true
        detail:
          type: string
          nullable: true
        instance:
          type: string
          nullable: true
        extensions:
          type: object
          additionalProperties:
            nullable: true
          nullable: true
      additionalProperties: false
    Contact:
      required:
      - email
      - firstName
      - lastName
      type: object
      properties:
        firstName:
          type: string
        lastName:
          type: string
        phone:
          type: string
          nullable: true
        email:
          type: string
        agentEnteredEmail:
          type: string
          nullable: true
      additionalProperties: false
    PriceIndicationRequest:
      required:
      - classCodes
      - currentlyCovered
      - state
      - zip
      type: object
      properties:
        state:
          type: string
          description: 'Use 2 digit state code:

            [ AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OK, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, CW ]'
        zip:
          type: string
          description: Five Digit zip code.
        classCodes:
          minItems: 1
          type: array
          items:
            $ref: '#/components/schemas/Exposure'
          description: List of class codes.
        partnerAgentEmail:
          type: string
          description: Agent Email
          nullable: true
        contactEmail:
          type: string
          description: Insured email
          nullable: true
        currentlyCovered:
          type: boolean
          description: Are you currently covered by Worker's Compensation Policy if false then supply a reason
        notCurrentlyCoveredReason:
          $ref: '#/components/schemas/NotCoveredReason'
        notCurrentlyCoveredDescription:
          type: string
          description: Provide description when notCurrentlyCoveredReason is ‘Other’ or when there is additional lapse information available.
          nullable: true
        claimCountYear1:
          type: integer
          description: Number of claims with your current carrier and term.
          format: int32
          nullable: true
        claimCountYear2:
          type: integer
          description: Number of claims with your previous 1 year term.
          format: int32
          nullable: true
        claimCountYear3:
          type: integer
          description: Number of claims with your previous 1 year term from 2 years ago.
          format: int32
          nullable: true
        effectiveDate:
          type: string
          description: " Format YYYY-MM-DD\nMust be between tomorrow's date and 120 from current date\n (today + 120 days >= effectiveDate >= tomorrow)"
          nullable: true
        emod:
          type: number
          description: Experience Modificator Factor
          format: double
          nullable: true
        blanketWaiver:
          type: boolean
          description: Boolean to apply a blanket Waiver
          nullable: true
      additionalProperties: false
    QuoteDeclineResponse:
      type: object
      properties:
        declineReasons:
          type: array
          items:
            type: string
          nullable: true
        bindStatus:
          $ref: '#/components/schemas/BindStatus'
      additionalProperties: false
    Payment:
      type: object
      properties:
        premiumAmount:
          type: integer
          format: int32
        surchargeAmount:
          type: integer
          format: int32
          nullable: true
        feeAmount:
          type: integer
          format: int32
          nullable: true
        totalAmount:
          type: integer
          format: int32
          readOnly: true
      additionalProperties: false
    StateQuote:
      required:
      - catastrophe
      - classPremium
      - expenseConstant
      - experienceModifier
      - experienceModifierInput
      - minimumPremium
      - modifiedPremium
      - policyTotalEstimatedCost
      - premiumDiscount
      - scheduleModifier
      - scheduleModifierFactor
      - standardPremium
      - state
      - subjectPremium
      - taxesAndAssessments
      - territoryModifier
      - terrorism
      - totalEstimatedPremium
      - totalTaxesAndAssessments
      type: object
      properties:
        catastropheRate:
          type: number
          format: double
          nullable: true
        deductible:
          type: integer
          format: int32
          nullable: true
        experienceModifierInput:
          type: number
          format: double
        scheduleModifierFactor:
          type: number
          format: double
        state:
          type: string
        terrorismRiskInsuranceAct:
          type: number
          format: double
          nullable: true
        premiumDiscountRate:
          type: number
          format: double
          nullable: true
        territoryModifierFactor:
          type: number
          format: double
          nullable: true
        balanceToMinimumPremium:
          type: integer
          format: int32
          nullable: true
        dividendFactor:
          type: number
          format: double
          nullable: true
        catastrophe:
          type: number
          format: double
        classPremium:
          type: number
          format: double
        expenseConstant:
          type: number
          format: double
        experienceModifier:
          type: number
          format: double
        liabilityLimits:
          type: integer
          format: int32
          nullable: true
        minimumPremium:
          type: integer
          format: int32
        modifiedPremium:
          type: integer
          format: int32
        policyTotalEstimatedCost:
          type: number
          format: double
        premiumDiscount:
          type: integer
          format: int32
        scheduleModifier:
          type: number
          format: double
        standardPremium:
          type: integer
          format: int32
        subjectPremium:
          type: integer
          format: int32
        taxesAndAssessments:
          type: array
          items:
            $ref: '#/components/schemas/TaxDetails'
        totalTaxesAndAssessments:
          type: number
          format: double
        terrorism:
          type: number
          format: double
        totalEstimatedPremium:
          type: number
          format: double
        blanketWaiver:
          type: integer
          format: int32
          nullable: true
        specificWaiver:
          type: integer
          format: int32
          nullable: true
        territoryModifier:
          type: integer
          format: int32
      additionalProperties: false
  securitySchemes:
    bearer:
      type: http
      description: JWT Authorization header using the Bearer scheme. Enter token
      scheme: Bearer