specificationVersion: "0.1"
id: pinwheel-plans-pricing
name: Pinwheel API Plans & Pricing
description: >-
  Pinwheel offers usage-based pricing for its payroll connectivity API products.
  Pricing is not publicly listed and is customized based on product selection,
  verification volume, direct deposit switching volume, and enterprise requirements.
  Prospective customers must contact Pinwheel's sales team for pricing details.
  Production API calls are billable; sandbox and development environments are
  available for testing at no charge.
url: https://www.pinwheelapi.com/contact
contact:
  email: sales@pinwheelapi.com
plans:
  - name: Sandbox
    description: >-
      Free testing environment with mock payroll data. Allows developers to
      build and test integrations before going live. Rate limit of 10 requests
      per second. Not billable.
    url: https://docs.pinwheelapi.com/public/docs/getting-started
    free: true
    rateLimit:
      requests: 10
      window: second
    features:
      - Mock payroll account data
      - All API endpoints available
      - No billable transactions
      - Developer dashboard access
  - name: Development
    description: >-
      Pre-production environment using real credentials for validation before
      launch. Rate limit of 10 requests per second. Contact sales for access
      and billing terms.
    url: https://docs.pinwheelapi.com/public/docs/getting-started
    free: false
    contact: true
    rateLimit:
      requests: 10
      window: second
    features:
      - Real payroll credentials
      - Pre-production validation
      - All API endpoints available
  - name: Production
    description: >-
      Live production environment with full access to 1,800+ payroll platforms
      and all Pinwheel products. Usage-based billing for verification requests,
      deposit switches, bill switches, and other transactions. Rate limit of 50
      requests per second. Enterprise volume discounts available.
    url: https://www.pinwheelapi.com/contact
    free: false
    contact: true
    rateLimit:
      requests: 50
      window: second
    features:
      - 1,800+ payroll platform coverage
      - Deposit Switch
      - Verify (income and employment)
      - Bill Switch
      - Switch Kit
      - Bill Manager
      - Taxes
      - Connected Accounts
      - SOC 2 Type 2 certified
      - ISO 27001 certified
      - FCRA compliant
      - PCI DSS Level 2 compliant
      - SLA guarantees
      - Dedicated support