specification: API Commons Plans
specificationVersion: '0.1'
provider: Planomy
providerId: planomy-tax-data
generated: '2026-08-09'
method: searched
created: '2026-08-09'
modified: '2026-08-09'
sources:
  - https://planomy.net/pricing
  - https://planomy.net/data/
tags:
  - Personal Finance
  - Retirement
  - Tax
description: >-
  Two things are priced differently here and it matters. The tax-data JSON API is free, keyless and
  unmetered — there is no plan, no quota and no sign-up, and nothing about it is sold. The paid plans
  below belong to the Planomy planner application, which is a separate consumer product with an
  optional account. A consumer of the API never encounters them.
plans:
  - id: planomy-data-api
    name: Tax Data JSON API
    type: free
    description: >-
      Both data endpoints. No key, no sign-up, no quota, no account. Figures are US federal
      public-domain data; a link back to https://planomy.net/data/ is appreciated but not required.
    url: https://planomy.net/data/
    entries:
      - label: API requests
        name: api_requests
        type: unlimited
        metric: request
        limit: -1
        timeFrame: month
        price: 0
        currency: USD
        note: >-
          No published limit. Static files behind a CDN; the docs note that abusive traffic can still
          be throttled at the edge.
  - id: planomy-embed
    name: Embeddable calculator widgets
    type: free
    description: >-
      The three /embed/ widgets, free on any site including commercial ones, provided the visible
      "Powered by Planomy" attribution link remains.
    url: https://planomy.net/embed/
    entries:
      - label: Widget embeds
        name: widget_embeds
        type: unlimited
        metric: embed
        limit: -1
        timeFrame: month
        price: 0
        currency: USD
  - id: planomy-free
    name: Free (planner)
    type: free
    description: >-
      The complete planner, not a trial — net-worth projections and scenarios, charts and spending
      analysis, every calculator, plan download and restore, no ads and no tracking. An account is
      optional.
    url: https://planomy.net/pricing
    entries:
      - label: Monthly price
        name: subscription
        type: recurring
        metric: month
        limit: 1
        timeFrame: month
        price: 0
        currency: USD
      - label: Synced plans (with optional account)
        name: synced_plans
        type: quota
        metric: plan
        limit: 1
        timeFrame: month
        price: 0
        currency: USD
      - label: AI assistant messages
        name: ai_messages
        type: quota
        metric: message
        limit: 5
        timeFrame: week
        price: 0
        currency: USD
  - id: planomy-plus
    name: Plus (planner)
    type: subscription
    description: >-
      Everything in Free, plus unlimited synced plans across devices, 50 AI assistant credits a month,
      bank sync via Plaid and priority support. Requires an account. Introductory launch pricing.
    url: https://planomy.net/pricing
    entries:
      - label: Monthly price
        name: subscription_monthly
        type: recurring
        metric: month
        limit: 1
        timeFrame: month
        price: 6
        currency: USD
      - label: Annual price
        name: subscription_annual
        type: recurring
        metric: year
        limit: 1
        timeFrame: year
        price: 60
        currency: USD
      - label: Synced plans
        name: synced_plans
        type: unlimited
        metric: plan
        limit: -1
        timeFrame: month
        price: 0
        currency: USD
      - label: AI assistant credits
        name: ai_messages
        type: quota
        metric: message
        limit: 50
        timeFrame: month
        price: 0
        currency: USD
  - id: planomy-ai-credit-packs
    name: AI credit packs
    type: one-time
    description: One-time top-up packs of AI assistant credits.
    url: https://planomy.net/pricing
    entries:
      - label: 10 credits
        name: credits_10
        type: one-time
        metric: credit
        limit: 10
        timeFrame: once
        price: 1
        currency: USD
      - label: 50 credits
        name: credits_50
        type: one-time
        metric: credit
        limit: 50
        timeFrame: once
        price: 4
        currency: USD
      - label: 100 credits
        name: credits_100
        type: one-time
        metric: credit
        limit: 100
        timeFrame: once
        price: 7
        currency: USD
terms:
  cancellation: Cancel any time from the billing portal; no contract. Downgrading to Free keeps all planning features.
  refunds: No partial refunds for unused time — see https://planomy.net/legal/terms.
  trial: None — the Free plan is the full planner rather than a time-limited trial.