generated: '2026-07-20'
method: searched
source: openapi/pn-bank-cds-banking-products-openapi.yml
docs: https://www.pnbank.com.au/help-and-support/open-banking/pn-bank-products-api/
summary:
  types: [none]
  api_key_in: []
  oauth2_flows: []
  note: >-
    P&N Bank's public Product Reference Data (PRD) API is UNAUTHENTICATED: no API key,
    token, or client credentials are required. The OpenAPI declares no
    securitySchemes. This is by CDR design — product reference data is public.
schemes: []
authenticated_data_sharing:
  applies_to: >-
    Consumer data sharing beyond product reference data (accounts, balances,
    transactions, direct debits, scheduled payments, payees).
  model: CDR OAuth2 / OpenID Connect (FAPI 1.0 Advanced) authorization
  access: >-
    Restricted to accredited data recipients (ADRs) via the CDR Register; the data
    holder authorization server and its discovery documents are not part of the
    public PRD surface probed here.
  reference: https://consumerdatastandardsaustralia.github.io/standards/#security-profile