generated: '2026-07-20'
method: searched
source: openapi/pn-bank-cds-banking-products-openapi.yml
docs: https://consumerdatastandardsaustralia.github.io/standards/
versioning:
  scheme: header
  mechanism: >-
    CDR endpoint versioning via the mandatory x-v request header (requested version)
    and optional x-min-v (minimum acceptable version); the server echoes the served
    version in the x-v response header. Confirmed x-v:5 for /banking/products on
    2026-07-20.
  spec_version: 1.36.0
  docs: https://consumerdatastandardsaustralia.github.io/standards/#versioning
deprecation:
  policy_url: https://consumerdatastandardsaustralia.github.io/standards/#deprecation
  note: >-
    Endpoint version lifecycle (deprecation and obsolescence of x-v versions) is
    governed centrally by the DSB Consumer Data Standards, not by a P&N Bank-specific
    policy. P&N Bank does not publish its own deprecation policy page.
  sunset_header: false
status_page: https://public.cdr-api.pnbank.com.au/cds-au/v1/discovery/status
status_note: >-
  P&N Bank exposes the CDR Common Discovery API publicly and unauthenticated, per
  the DSB Consumer Data Standards. GET /cds-au/v1/discovery/status is a live,
  machine-readable data-holder status surface — confirmed HTTP 200 on 2026-07-21
  returning {"data":{"status":"OK","updateTime":"2026-07-21T16:33:13Z"}} with x-v:1.
  GET /cds-au/v1/discovery/outages is the companion planned/current-outage feed
  (HTTP 200, {"data":{"outages":[]}} — no outages at time of review). P&N Bank also
  publishes a human customer alerts/outages page at
  https://www.pnbank.com.au/help-and-support/alerts-and-information/.
status_endpoints:
- url: https://public.cdr-api.pnbank.com.au/cds-au/v1/discovery/status
  operation: getStatus
  status: 200
  x_v: 1
- url: https://public.cdr-api.pnbank.com.au/cds-au/v1/discovery/outages
  operation: getOutages
  status: 200
  x_v: 1
deprecated_operations: []