generated: '2026-07-20'
method: searched
source: live probe of /.well-known/ on both hosts (2026-07-20)
hosts:
- host: https://www.pnbank.com.au
  documents:
  - path: /.well-known/security.txt          # RFC 9116
    status: 200
    file: pn-bank-security.txt
  - path: /.well-known/openid-configuration   # OIDC discovery
    status: 404
  - path: /.well-known/oauth-authorization-server  # RFC 8414
    status: 404
  - path: /.well-known/api-catalog            # RFC 9727
    status: 404
  - path: /.well-known/ai-plugin.json
    status: 404
- host: https://public.cdr-api.pnbank.com.au
  documents:
  - path: /.well-known/security.txt
    status: 404
  - path: /.well-known/openid-configuration
    status: 404
  - path: /.well-known/oauth-authorization-server
    status: 404
  - path: /.well-known/api-catalog
    status: 404
  - path: /.well-known/ai-plugin.json
    status: 404
notes: >-
  Only the corporate host publishes a security.txt (one file covers both P&N Group
  brands, pnbank.com.au and bcu.com.au). The public CDR Product Reference Data host
  exposes no /.well-known/ discovery documents. CDR OIDC/OAuth discovery lives on
  the data holder's authorization server, which is only reachable by accredited data
  recipients and is not part of the public PRD surface.