specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Pomelo
providerId: pomelo
created: '2026-06-21'
modified: '2026-06-21'
reconciled: false
tags:
- Fintech
- Card Issuing
- Embedded Finance
- Payments
- Latin America
- Plans
description: >-
  Pomelo (pomelo.la) sells its card-issuing and embedded-finance platform
  through a sales-led, contract-based model rather than self-serve public
  pricing. Commercial terms - per-card / per-account fees, interchange share,
  transaction and authorization processing fees, BIN sponsorship, FX, and KYC/KYB
  verification costs - are negotiated per program and are not published. Access
  starts with a sandbox; production requires a signed agreement and program
  approval. The entries below describe the documented billing surfaces; specific
  rates are not reconciled.
notes: >-
  No public price list is published. Values shown are billing dimensions, not
  confirmed amounts; verify all figures directly with Pomelo sales during
  reconciliation.
sources:
- https://www.pomelo.la
- https://developers.pomelo.la
plans:
- id: pomelo-sandbox
  name: Sandbox
  type: free
  description: >-
    Free developer sandbox to integrate against the Users, Cards, Card Accounts,
    Transactions, Transfers, and authorizer/webhook surfaces before going live.
  entries:
  - label: Sandbox Access
    name: sandbox
    type: flat
    metric: access
    limit: -1
    timeFrame: month
    geo: latam
    unit: 1
    price: $0 (no production card network access)
    userMultiplied: false
  elements:
  - name: Users & KYC
  - name: Cards
  - name: Card Accounts
  - name: Transactions
  - name: Transfers
  - name: Authorizer & Webhooks
- id: pomelo-program
  name: Issuing Program
  type: enterprise
  description: >-
    Contract-based production program. Pricing is negotiated per program and
    typically combines platform / per-card / per-account fees, transaction and
    authorization processing fees, interchange arrangements, and KYC/KYB and FX
    costs. Contact Pomelo sales.
  entries:
  - label: Platform & Program Fees
    name: platform_fees
    type: flat
    metric: contract
    limit: -1
    timeFrame: month
    geo: latam
    unit: 1
    price: contact sales
    userMultiplied: false
  - label: Card Issuance
    name: card_issuance
    type: usage
    metric: cards
    limit: -1
    timeFrame: month
    geo: latam
    unit: 1
    price: contact sales
    userMultiplied: false
  - label: Transaction Processing
    name: transaction_processing
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: latam
    unit: 1
    price: contact sales
    userMultiplied: false
  - label: KYC / KYB Verification
    name: identity_verification
    type: usage
    metric: verifications
    limit: -1
    timeFrame: month
    geo: latam
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: BIN Sponsorship
  - name: Card Issuing
  - name: Issuer Processing
  - name: Banking-as-a-Service
  - name: Credit Core
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com