aid: pretto
name: Pretto
description: 'Pretto is a French online mortgage brokerage (courtier en credit immobilier) operated
  by FINSPOT SAS, founded in 2016 and headquartered in Paris. It runs a digital platform that lets
  borrowers simulate a home loan, compare rates across more than 125 partner banks, assemble a
  financing file and be accompanied by a human credit expert through to signature, and it publishes
  a transparent, non-negotiable fee schedule instead of the bank-funded commission model used by
  most French brokers. Pretto also operates Pretto Galaxie, a B2B network that opens the same
  technology stack — semi-automated file assembly, an embeddable loan simulator, a client portal,
  a commission dashboard and a back-office service — to independent brokers, and Pretto Search, a
  consumer property-search product priced against real borrowing capacity. FINSPOT is registered
  with ORIAS (17000916) as a banking/payment-services and insurance broker and is supervised by the
  ACPR. As of this pass Pretto publishes no public developer program: the api.pretto.fr host serves
  its API reference behind HTTP Basic auth and the developers.pretto.fr ReadMe hub is deactivated.'
url: https://raw.githubusercontent.com/api-evangelist/pretto/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - rate-limits
  - security
  generated: '2026-09-02'
  method: derived
image: https://res.cloudinary.com/pretto-fr/image/upload/c_fill,w_1200,h_630,f_auto,q_auto/website/pretto-og-default
x-type: company
x-source: serena-portfolio
specificationVersion: '0.23'
created: '2026-08-17'
modified: '2026-08-17'
tags:
- Company
- Fintech Insurtech
- Mortgage
- Lending
- Real-Estate
- Brokerage
- France
- Consumer Finance
- Financial-Services
tags_raw:
- Company
- Fintech Insurtech
- Mortgage
- Lending
- Real Estate
- Brokerage
- France
- Consumer Finance
- Financial Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/pretto-domain-security.yml
- type: Website
  url: https://www.pretto.fr/
- type: About
  url: https://www.pretto.fr/notre-service/
- type: Support
  url: https://www.pretto.fr/contact/
- type: HelpCenter
  url: https://faq.pretto.fr/fr
- type: Blog
  url: https://www.pretto.fr/actualites/
- type: GitHubOrganization
  url: https://github.com/finspot
- type: Pricing
  url: https://www.pretto.fr/courtier-credit/courtier-immobilier-comment-ca-marche/prix-courtier/
- type: TermsOfService
  url: https://www.pretto.fr/cgu/
- type: PrivacyPolicy
  url: https://www.pretto.fr/privacy/
- type: LegalNotices
  url: https://www.pretto.fr/mentions-legales/
- type: Careers
  url: https://www.pretto.fr/nous-rejoindre/
- type: Partners
  url: https://www.prettogalaxie.fr/
- type: Packages
  url: packages/pretto-packages.yml
- type: LLMsTxt
  url: llms/pretto-llms.txt
- type: Plans
  url: plans/pretto-plans-pricing.yml
- type: RateLimits
  url: rate-limits/pretto-rate-limits.yml
- type: Conformance
  url: conformance/pretto-conformance.yml
- type: Compliance
  url: https://www.pretto.fr/mentions-legales/
x-enrichment:
  date: '2026-08-17'
  status: minimal
  artifacts_added: 7
  pass: local-v1
x-coverage:
  state: gated
  reason: customer-only-docs
  detail: >-
    Pretto's API reference route exists at https://api.pretto.fr/api-docs but is protected by
    HTTP Basic auth (401), and the developers.pretto.fr ReadMe hub 302s to /inactive and then
    401s — while sibling paths on the same API host return 404, so the gate is real and the
    contract is issued only to Pretto Galaxie broker partners under agreement, never published.
  evidence:
  - url: https://api.pretto.fr/api-docs
    status: 401
  - url: https://api.pretto.fr/api-docsX
    status: 404
  - url: https://developers.pretto.fr/
    status: 302
  - url: https://developers.pretto.fr/inactive
    status: 401
  - url: https://api.pretto.fr/openapi.json
    status: 404
  - url: https://www.pretto.fr/.well-known/agent-card.json
    status: 404
  checked: '2026-08-17'