# Pretto

> Pretto is a French online mortgage brokerage operated by FINSPOT SAS (Paris, founded 2016).
> It runs a digital platform for simulating a home loan, comparing rates across 125+ partner
> banks, assembling a financing file and working with a human credit expert through to
> signature, on a published, non-negotiable fee schedule. Pretto Galaxie opens the same
> technology to independent brokers, and Pretto Search is a property-search product priced
> against real borrowing capacity.

## Status of the API surface

Pretto publishes **no public API and no developer program** as of 2026-08-17. Agents should not
expect a callable Pretto endpoint. What exists, and what it returns anonymously:

- `https://api.pretto.fr/api-docs` — HTTP **401**, `WWW-Authenticate: Basic`. An API reference
  route genuinely exists on the API host but is behind HTTP Basic auth. Control paths on the
  same host (`/api-docsX`, `/zzz-nonexistent`) return 404, so the 401 is a real gate, not a
  catch-all.
- `https://developers.pretto.fr/` — HTTP **302** to `/inactive`, which returns **401**. A
  ReadMe.io developer hub subdomain is provisioned but deactivated.
- No OpenAPI, Swagger, AsyncAPI or GraphQL document is served on any Pretto host.
- No `/.well-known/` document of any kind (security.txt, openid-configuration, api-catalog,
  ai-plugin.json, agent-card.json) — every path returns 404.
- No MCP server and no A2A agent card.

## Company

- [Pretto](https://www.pretto.fr/): mortgage brokerage homepage (French)
- [Pretto in English](https://www.pretto.fr/en/): English-language service pages
- [Our service](https://www.pretto.fr/notre-service/): what Pretto does and how it is paid
- [Pricing](https://www.pretto.fr/courtier-credit/courtier-immobilier-comment-ca-marche/prix-courtier/):
  published brokerage fee schedule — EUR 1,590 + 0.3% (standard file), EUR 1,990 + 0.6%
  (complex file); simulation, expert consultation and financing certificate are free
- [Pretto Galaxie](https://www.prettogalaxie.fr/): B2B network opening the platform to
  independent brokers
- [Pretto Partenaires](https://partners.pretto.fr/): partner-facing portal
- [FAQ](https://faq.pretto.fr/fr): help centre
- [Contact](https://www.pretto.fr/contact/)
- [News](https://www.pretto.fr/actualites/)
- [Careers](https://www.pretto.fr/nous-rejoindre/)

## Legal and compliance

- [Legal notices](https://www.pretto.fr/mentions-legales/): FINSPOT SAS, SIREN 825 077 886,
  ORIAS 17000916 (banking/payment-services broker and insurance broker), supervised by the
  ACPR, professional liability with MARKEL policy 33100269, hosted by OVH in France
- [Terms of use](https://www.pretto.fr/cgu/)
- [Privacy](https://www.pretto.fr/privacy/)
- [B Corp certification](https://www.pretto.fr/notre-service/certification-b-corp/)

## Code

- [GitHub org (finspot)](https://github.com/finspot): 21 public repos — build tooling, CI
  actions, hiring exercises and forks. No API specification, no SDK.
- npm scope `@pretto`: `@pretto/picto` (icons), `@pretto/places` (address autocomplete),
  `@pretto/graphql-codegen-loader` and `@pretto/vite-graphql-codegen-loader` (build tooling),
  `@pretto/intern` (React-to-PDF), plus shared eslint/prettier configs. None is an API client.

## API Evangelist profile

- [apis.yml](https://raw.githubusercontent.com/api-evangelist/pretto/refs/heads/main/apis.yml)
- [Packages](https://raw.githubusercontent.com/api-evangelist/pretto/refs/heads/main/packages/pretto-packages.yml)
- [Well-known probe](https://raw.githubusercontent.com/api-evangelist/pretto/refs/heads/main/well-known/pretto-well-known.yml)
- [Conformance](https://raw.githubusercontent.com/api-evangelist/pretto/refs/heads/main/conformance/pretto-conformance.yml)
- [Plans and pricing](https://raw.githubusercontent.com/api-evangelist/pretto/refs/heads/main/plans/pretto-plans-pricing.yml)
- [Rate limits](https://raw.githubusercontent.com/api-evangelist/pretto/refs/heads/main/rate-limits/pretto-rate-limits.yml)
- [Domain security](https://raw.githubusercontent.com/api-evangelist/pretto/refs/heads/main/security/pretto-domain-security.yml)

Generated by the API Evangelist enrichment pipeline on 2026-08-17. This is a third-party
profile; it is not published by Pretto.