generated: '2026-08-17'
method: searched
source: https://www.pretto.fr/courtier-credit/courtier-immobilier-comment-ca-marche/prix-courtier/
note: >-
  Pretto publishes NO API plans — there is no public developer program, no API key issuance
  and no metered API tier, so `plan_count: 0` is the honest measurement for the API-plans
  dimension. Pretto does publish a transparent SERVICE fee schedule for its mortgage
  brokerage, recorded below under `service_pricing` so the profile is not misread as "this
  company publishes no pricing at all". Fees are consumer brokerage fees, not API access.
plan_count: 0
api_plans: []
service_pricing:
  currency: EUR
  billing: one-off fee per completed mortgage file, invoiced at the notarial deed
  payment_trigger: >-
    No payment is requested until the bank begins releasing funds to the notary.
  tiers:
  - name: Dossier classique (standard file)
    fee_fixed: 1590
    fee_variable_percent: 0.3
    basis: percentage of the borrowed amount, added to the fixed fee
    includes: file assembly, bank negotiation, follow-up through to signature
  - name: Dossier complexe (complex file)
    fee_fixed: 1990
    fee_variable_percent: 0.6
    basis: percentage of the borrowed amount, added to the fixed fee
    applies_to:
    - SCI (property holding companies)
    - non-residents
    - self-employed professionals
    - medical professions
    - construction projects
    - borrowing above EUR 1,000,000
  free:
  - Mortgage simulation and borrowing-capacity tools
  - Consultation with a Pretto credit expert
  - Attestation de financement (financing certificate)
  bank_side_remuneration: >-
    Pretto states it is additionally remunerated by partner banks at roughly 0.5%-0.8% of the
    loan amount, capped around EUR 3,000.
partner_program:
  name: Pretto Galaxie
  url: https://www.prettogalaxie.fr/
  terms_published: >-
    Marketed as no entry fee, no commitment, no territorial limit and no compensation ceiling
    for independent brokers joining the network. No rate card or API plan is published; the
    platform is accessed as a hosted product, not as an API.