specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Progressive
providerId: progressive
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - Insurance
  - Financial Services
  - Auto Insurance
  - FinOps
  - FOCUS
description: FOCUS-aligned FinOps shape for Progressive. There is no public API or usage-billing surface;
  cost flow is contract-driven.
notes: No public billing or usage telemetry. Placeholder for contract-driven cost.
sources:
  - https://www.progressive.com/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Progressive Casualty Insurance Company
serviceCategory: Insurance
billingModel:
  pricingCategory: Contract
  billingFrequency: Per-Invoice
  billingCurrency: USD
  chargeCategories:
    - Purchase
focusColumns:
  ServiceName: Progressive
  ServiceCategory: Insurance
  ProviderName: Progressive
  PublisherName: Progressive Casualty Insurance Company
  InvoiceIssuerName: Progressive Casualty Insurance Company
  BillingCurrency: USD
meters:
  - name: contract_fees
    unit: varies
    aggregation: sum
principles:
  - name: Visibility
    description: Cost visibility flows from contract invoices and partner reporting; no API usage telemetry
      is published.
  - name: Allocation
    description: Allocate by partner / aggregator agreement and integration scope.
  - name: Optimization
    description: Optimization happens at contract renewal; no consumption-side levers are exposed.
  - name: Accountability
    description: Spend is owned by the procurement / partnership relationship, not by an API consumption
      budget.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com