specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Prometeo
providerId: prometeo
created: '2026-07-17'
modified: '2026-07-17'
reconciled: false
tags:
- Open Banking
- Payments
- FinTech
- LatAm
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Prometeo spend. Prometeo bills commercial production usage under
  a quote-based agreement rather than a public price card. Cost drivers are
  per-product transaction and query counts: banking sessions / data pulls,
  account-validation checks, cross-border pay-ins and payouts (plus FX spread),
  payment intents, identity (CURP) queries, and fiscal lookups. The sandbox is
  free (mock data).
notes: >-
  Because Prometeo does not publish unit rates, cost allocation here is modeled
  by billable event type; attach negotiated rates from the order form during
  reconciliation. FX flows carry an exchange spread in addition to any per-txn fee.
sources:
- https://prometeoapi.com/en
- https://docs.prometeoapi.com
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Prometeo
serviceCategory: Financial Services
billingModel:
  pricingCategory: Usage-Based
  billingFrequency: Monthly
  billingCurrency: USD
  chargeCategories:
  - Usage
  - Purchase
focusColumns:
  ServiceName: Prometeo API
  ServiceCategory: Financial Services
  ProviderName: Prometeo
  PublisherName: Prometeo
  InvoiceIssuerName: Prometeo
  BillingCurrency: USD
  ChargeCategory: Usage
  PricingCategory: Usage-Based
meters:
- name: banking_operations
  description: Banking API sessions and data pulls (login, accounts, movements, credit cards).
  unit: operations
  aggregation: sum
  dimensions:
  - account
  - product
  - country
- name: account_validations
  description: Real-time bank account verification checks.
  unit: checks
  aggregation: sum
  dimensions:
  - account
  - country
- name: crossborder_payins
  description: Cross-border pay-in intents settled.
  unit: transactions
  aggregation: sum
  dimensions:
  - account
  - corridor
- name: crossborder_payouts
  description: Cross-border payouts executed over local rails.
  unit: transactions
  aggregation: sum
  dimensions:
  - account
  - corridor
- name: fx_volume
  description: FX exchange volume (carries an exchange spread).
  unit: currency_units
  aggregation: sum
  dimensions:
  - account
  - currency_pair
- name: payment_intents
  description: Account-to-account payment intents created.
  unit: transactions
  aggregation: sum
  dimensions:
  - account
  - country
- name: identity_queries
  description: CURP identity queries and reverse queries.
  unit: queries
  aggregation: sum
  dimensions:
  - account
- name: fiscal_queries
  description: Fiscal data lookups (DIAN / SAT / CEP / BCU).
  unit: queries
  aggregation: sum
  dimensions:
  - account
  - source
principles:
- name: Visibility
  description: Track billable events per product and country from Prometeo invoices / dashboard.
- name: Allocation
  description: Tag API keys per workload / entity and map to internal cost centers.
- name: Optimization
  description: >-
    Validate accounts before payouts to cut failed-transfer costs; batch banking
    pulls; pick the narrowest product/country footprint needed.
- name: Accountability
  description: Assign owners per product line; review transaction volume monthly against budget.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com