aid: qonto url: https://raw.githubusercontent.com/api-evangelist/qonto/refs/heads/main/apis.yml name: Qonto kind: company description: Qonto is a European business banking / neobank platform for freelancers and SMEs, founded in Paris in 2016 and operating on an EU-passported payment institution licence. Its Business API and Onboarding API give programmatic access to business accounts, EUR transactions, SEPA and international transfers, cards, client and supplier invoices, SEPA Direct Debit, payment links, terminals, webhooks, and partner-led company onboarding, authenticated by a login+secret-key API key or OAuth 2.0. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Business Banking - Neobank - Fintech - Payments - SEPA - Open Banking - EUR - Europe created: '2026-07-17' modified: '2026-07-17' specificationVersion: '0.19' apis: - aid: qonto:qonto-business-api name: Qonto Business API tags: - Organizations - Accounts - Memberships - Teams - Labels image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/get-started/business-api/overview baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/introduction type: Documentation - url: https://docs.qonto.com/api-reference/business-api/accounts-organizations/organizations/retrieve-the-authenticated-organization-and-list-bank-accounts type: APIReference - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Core Business API surface for retrieving the authenticated organization and its bank accounts, plus memberships, teams, labels, and the current subscription plan. - aid: qonto:qonto-transactions-statements-api name: Qonto Transactions & Statements API tags: - Transactions - Statements - Cash Flow image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/transactions-statements/transactions/list-transactions baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/transactions-statements/transactions/list-transactions type: APIReference - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: List and retrieve account transactions with rich filtering (status, dates, side, operation type), account statements, and cash flow category assignment. - aid: qonto:qonto-sepa-transfers-api name: Qonto SEPA Transfers API tags: - SEPA - Transfers - Payments - Beneficiaries image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/payments-transfers/sepa-transfers/sepa-transfers/create baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/payments-transfers/sepa-transfers/introduction type: Documentation - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Create single, bulk, and recurring SEPA credit transfers in EUR (standard or instant), manage SEPA beneficiaries, and run Verification of Payee (VoP) checks. Sensitive operations require Strong Customer Authentication (SCA). - aid: qonto:qonto-international-transfers-api name: Qonto International Transfers API tags: - International - FX - Cross Border - Beneficiaries image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/payments-transfers/international-transfers/introduction baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/payments-transfers/international-transfers/introduction type: Documentation - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Check eligibility, list available currencies, create quotes, manage international beneficiaries, and initiate non-EUR / cross-border transfers. - aid: qonto:qonto-internal-transfers-api name: Qonto Internal Transfers API tags: - Internal Transfers - Accounts image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/payments-transfers/internal-transfers/create-an-internal-transfer baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/payments-transfers/internal-transfers/create-an-internal-transfer type: APIReference - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Move funds between the organization's own Qonto bank accounts. - aid: qonto:qonto-cards-api name: Qonto Cards API tags: - Cards - Virtual Cards - Physical Cards image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/cards/list-cards baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/cards/list-cards type: APIReference - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Issue single or bulk virtual and physical cards, set and update limits, lock/unlock, discard, report lost/stolen, manage options and restrictions, and retrieve a card iframe URL. - aid: qonto:qonto-client-invoices-api name: Qonto Client Invoices & Quotes API tags: - Invoicing - Accounts Receivable - Quotes - Credit Notes - Factur-X image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/expense-management/client-quotes-notes/client-invoices/list-client-invoices baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/expense-management/client-quotes-notes/introduction-factur-x type: Documentation - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Create, finalize, send, and manage client (customer) invoices, quotes, and credit notes, including bulk import, e-invoicing dispatch, and Factur-X PDF generation. Manage clients (customers) and products. - aid: qonto:qonto-supplier-invoices-api name: Qonto Supplier Invoices API tags: - Invoicing - Accounts Payable - Attachments image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/expense-management/supplier-invoices/list-supplier-invoices baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/expense-management/supplier-invoices/list-supplier-invoices type: APIReference - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Bulk-create, list, retrieve, and mark supplier (vendor) invoices as paid or rejected, and attach supporting documents to transactions. - aid: qonto:qonto-sepa-direct-debit-api name: Qonto SEPA Direct Debit API tags: - SEPA Direct Debit - SDD - Collections - Mandates image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/payments-transfers/sepa-direct-debit/introduction baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/payments-transfers/sepa-direct-debit/introduction type: Documentation - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Collect EUR payments from customers via SEPA Direct Debit - manage mandates, one-off collections, and recurring subscriptions. - aid: qonto:qonto-payment-links-api name: Qonto Payment Links API tags: - Payment Links - Checkout - Getting Paid image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/payments-transfers/payment-links/introduction baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/payments-transfers/payment-links/introduction type: Documentation - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Connect a payment links provider and create, list, and deactivate secure customizable payment links, with available payment methods and per-link payments. - aid: qonto:qonto-terminals-api name: Qonto Terminals API tags: - Terminals - In-Person Payments - POS image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/terminals/introduction baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/terminals/introduction type: Documentation - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Push payments from your POS system directly to physical Qonto payment terminals and retrieve terminal payment status. - aid: qonto:qonto-webhooks-api name: Qonto Webhooks API tags: - Webhooks - Events - Real Time image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/webhooks/overview baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/business-api/webhooks/overview type: Documentation - url: https://docs.qonto.com/api-reference/business-api/webhooks/supported-webhooks/v1-transactions type: APIReference - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Create, list, update, and delete webhook subscriptions to receive real-time signed HTTP callbacks for transactions, cards, invoices, SEPA Direct Debit, payment links, terminals, memberships, and consent revocations. - aid: qonto:qonto-onboarding-api name: Qonto Onboarding API tags: - Onboarding - KYC - Company Creation - Partners image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/get-started/onboarding-api/overview baseURL: https://thirdparty.qonto.com properties: - url: https://docs.qonto.com/api-reference/onboarding-api/endpoints/registrations/create-a-registration type: APIReference - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Partner-facing API to create and track organization registrations (including company creation flows), upload and manage KYC files, and subscribe to onboarding webhook events. - aid: qonto:qonto-embed-sdk-api name: Qonto Embed SDK & Hosted Pages API tags: - Embedded Finance - Embed SDK - Hosted Pages image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.qonto.com/api-reference/business-api/endpoints/embed-auth-links/introduction baseURL: https://thirdparty.qonto.com/v2 properties: - url: https://docs.qonto.com/api-reference/sdk-libraries/doc-pages/overview type: Documentation - url: https://docs.qonto.com/api-reference/business-api/endpoints/encoded-requests/introduction type: APIReference - url: openapi/qonto-openapi.yml type: OpenAPI - url: collections/qonto.postman_collection.json type: PostmanCollection description: Create Embed Auth Links to authenticate end customers into Qonto Hosted Pages and proxy encoded API requests dispatched by the Embed SDK for embedded banking experiences. common: - type: OAuthScopes url: scopes/qonto-scopes.yml - type: AgenticAccess url: agentic-access/qonto-agentic-access.yml - type: TrustCenter url: security/qonto-trust-center.yml - type: VulnerabilityDisclosure url: security/qonto-vulnerability-disclosure.yml - type: Security url: https://qonto.com/en/security - type: Compliance url: security/qonto-trust-center.yml - type: DomainSecurity url: security/qonto-domain-security.yml - type: Authentication url: authentication/qonto-authentication.yml - type: Conventions url: conventions/qonto-conventions.yml - type: Idempotency url: conventions/qonto-conventions.yml - type: ErrorCatalog url: errors/qonto-problem-types.yml - type: Lifecycle url: lifecycle/qonto-lifecycle.yml - type: StatusPage url: https://status.qonto.com/ - type: ChangeLog url: changelog/qonto-changelog.yml - type: Conformance url: conformance/qonto-conformance.yml - type: DataModel url: data-model/qonto-data-model.yml - type: Webhooks url: asyncapi/qonto-webhooks.yml - type: MCPServer url: mcp/qonto-mcp.yml - type: AgentSkill url: skills/_index.yml - type: Packages url: packages/qonto-packages.yml - type: SDKs url: packages/qonto-packages.yml - type: Components url: components/qonto-components.yml - type: Sandbox url: sandbox/qonto-sandbox.yml - type: Overlay url: overlays/qonto-openapi-overlay.yaml - type: LLMsTxt url: llms/qonto-llms.txt - type: WellKnown url: well-known/qonto-well-known.yml - type: SecurityTxt url: well-known/qonto-security.txt - type: GitHubOrganization url: https://github.com/qonto - type: LinkedIn url: https://www.linkedin.com/company/qonto - type: Website url: https://qonto.com/ - type: DeveloperPortal url: https://docs.qonto.com/ - type: Documentation url: https://docs.qonto.com/ - type: APIReference url: https://docs.qonto.com/api-reference/introduction - type: GettingStarted url: https://docs.qonto.com/get-started/business-api/overview - type: Support url: https://help.qonto.com/ - type: Postman url: collections/qonto.postman_collection.json - type: Pricing url: https://qonto.com/en/pricing - type: SignUp url: https://app.qonto.com/signup - type: TermsOfService url: https://legal.qonto.com/en - type: PrivacyPolicy url: https://legal.qonto.com/en - type: Plans url: plans/qonto-plans-pricing.yml - type: RateLimits url: rate-limits/qonto-rate-limits.yml - type: FinOps url: finops/qonto-finops.yml - url: https://qonto.com/en/blog type: Blog maintainers: - FN: Kin Lane email: kin@apievangelist.com