aid: rabobank-australia
url: https://raw.githubusercontent.com/api-evangelist/rabobank-australia/refs/heads/main/apis.yml
name: Rabobank Australia
kind: company
description: Rabobank Australia is the Australian arm of Rabobank Group, the Netherlands-headquartered
  cooperative bank and one of the world's leading food and agribusiness specialist
  lenders. In Australia it operates as an Authorised Deposit-taking Institution (ADI),
  offering rural and agribusiness finance alongside consumer online savings accounts
  and term deposits, including SMSF products. As a member-focused, cooperatively owned
  institution rather than a shareholder-driven bank, its Australian retail and business
  deposit products fall under the Consumer Data Right (CDR / Open Banking). Rabobank
  therefore exposes a public, unauthenticated Product Reference Data (PRD) API that
  conforms to the Data Standards Body (DSB) Consumer Data Standards, while authenticated
  consumer data sharing follows the CDR accredited data recipient (ADR) model built
  on OAuth2 / OpenID Connect (FAPI).
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Agribusiness
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: rabobank-australia:rabobank-australia-cdr-product-reference-data-api
  name: Rabobank Australia CDR Product Reference Data API
  tags:
  - CDR
  - Open Banking
  - Product Reference Data
  - Banking
  - Products
  - Public API
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.rabobank.com.au/support/open-banking
  baseURL: https://openbanking.api.rabobank.com.au/public/cds-au/v1/banking/products
  properties:
  - url: https://www.rabobank.com.au/support/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
    type: APIReference
  - url: openapi/rabobank-australia-cds-banking-products-openapi.yml
    type: OpenAPI
  description: 'PUBLIC / unauthenticated Consumer Data Right Product Reference Data
    (PRD) surface covering GET /banking/products (list) and GET /banking/products/{productId}
    (detail: rates, fees, features, eligibility, constraints) for Rabobank Australia''s
    openly available banking products (online savings, transaction accounts, term
    deposits including SMSF). Confirmed live at GET /banking/products (HTTP 200, x-v
    4, 34 products, 2026-07-21). Conforms to the DSB Consumer Data Standards Banking
    API (cds_banking v1.36.0); no accreditation or consumer consent required.'
- aid: rabobank-australia:rabobank-australia-cdr-accounts-balances-api
  name: Rabobank Australia CDR Accounts & Balances API
  tags:
  - CDR
  - Open Banking
  - Banking
  - Accounts
  - Balances
  - Consumer Authorized
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.rabobank.com.au/support/open-banking
  baseURL: https://openbanking.api.rabobank.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.rabobank.com.au/support/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
    type: APIReference
  - url: openapi/rabobank-australia-cds-banking-products-openapi.yml
    type: OpenAPI
  description: 'CONSUMER-AUTHORIZED Consumer Data Right banking surface: Get Accounts
    (GET /banking/accounts), Get Bulk Balances (POST/GET /banking/accounts/balances),
    Get Account Balance (GET /banking/accounts/{accountId}/balance) and Get Account
    Detail (GET /banking/accounts/{accountId}). Not public — requires an accredited
    data recipient (ADR) and explicit consumer consent, reached via the bank''s MTLS
    resource endpoint (OAuth2/OIDC FAPI) discovered through the CDR Register. Conforms
    to the DSB Consumer Data Standards Banking API (cds_banking v1.36.0).'
- aid: rabobank-australia:rabobank-australia-cdr-transactions-api
  name: Rabobank Australia CDR Transactions API
  tags:
  - CDR
  - Open Banking
  - Banking
  - Transactions
  - Consumer Authorized
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.rabobank.com.au/support/open-banking
  baseURL: https://openbanking.api.rabobank.com.au/cds-au/v1/banking/accounts/{accountId}/transactions
  properties:
  - url: https://www.rabobank.com.au/support/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
    type: APIReference
  - url: openapi/rabobank-australia-cds-banking-products-openapi.yml
    type: OpenAPI
  description: 'CONSUMER-AUTHORIZED Consumer Data Right transactions surface: Get Transactions
    For Account (GET /banking/accounts/{accountId}/transactions, with date/amount/text
    filtering) and Get Transaction Detail (GET /banking/accounts/{accountId}/transactions/{transactionId}).
    Not public — requires an accredited data recipient (ADR) and explicit consumer
    consent over the bank''s MTLS resource endpoint (OAuth2/OIDC FAPI). Conforms to
    the DSB Consumer Data Standards Banking API (cds_banking v1.36.0).'
- aid: rabobank-australia:rabobank-australia-cdr-direct-debits-scheduled-payments-api
  name: Rabobank Australia CDR Direct Debits & Scheduled Payments API
  tags:
  - CDR
  - Open Banking
  - Banking
  - Direct Debits
  - Scheduled Payments
  - Consumer Authorized
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.rabobank.com.au/support/open-banking
  baseURL: https://openbanking.api.rabobank.com.au/cds-au/v1/banking/accounts/direct-debits
  properties:
  - url: https://www.rabobank.com.au/support/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
    type: APIReference
  - url: openapi/rabobank-australia-cds-banking-products-openapi.yml
    type: OpenAPI
  description: 'CONSUMER-AUTHORIZED Consumer Data Right surface for recurring debits
    and scheduled payments: Get Direct Debits For Account and Get Bulk Direct Debits
    (/banking/accounts/{accountId}/direct-debits and /banking/accounts/direct-debits),
    plus Get Scheduled Payments For Account and Get Bulk Scheduled Payments (/banking/accounts/{accountId}/payments/scheduled
    and /banking/payments/scheduled). Not public — requires an accredited data recipient
    (ADR) and explicit consumer consent over the bank''s MTLS resource endpoint (OAuth2/OIDC
    FAPI). Conforms to the DSB Consumer Data Standards Banking API (cds_banking v1.36.0).'
- aid: rabobank-australia:rabobank-australia-cdr-payees-api
  name: Rabobank Australia CDR Payees API
  tags:
  - CDR
  - Open Banking
  - Banking
  - Payees
  - Consumer Authorized
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.rabobank.com.au/support/open-banking
  baseURL: https://openbanking.api.rabobank.com.au/cds-au/v1/banking/payees
  properties:
  - url: https://www.rabobank.com.au/support/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
    type: APIReference
  - url: openapi/rabobank-australia-cds-banking-products-openapi.yml
    type: OpenAPI
  description: 'CONSUMER-AUTHORIZED Consumer Data Right payees surface: Get Payees
    (GET /banking/payees, the consumer''s saved payee list) and Get Payee Detail (GET
    /banking/payees/{payeeId}, including domestic/international/biller payload). Not
    public — requires an accredited data recipient (ADR) and explicit consumer consent
    over the bank''s MTLS resource endpoint (OAuth2/OIDC FAPI). Conforms to the DSB
    Consumer Data Standards Banking API (cds_banking v1.36.0).'
common:
- type: DomainSecurity
  url: security/rabobank-australia-domain-security.yml
- type: Authentication
  url: authentication/rabobank-australia-authentication.yml
- type: Conventions
  url: conventions/rabobank-australia-conventions.yml
- type: ErrorCatalog
  url: errors/rabobank-australia-problem-types.yml
- type: Lifecycle
  url: lifecycle/rabobank-australia-lifecycle.yml
- type: Conformance
  url: conformance/rabobank-australia-conformance.yml
- type: Compliance
  url: conformance/rabobank-australia-conformance.yml
- type: OAuthScopes
  url: scopes/rabobank-australia-scopes.yml
- type: Deprecation
  url: lifecycle/rabobank-australia-lifecycle.yml
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
- type: DataModel
  url: data-model/rabobank-australia-data-model.yml
- type: MCPServer
  url: mcp/rabobank-australia-mcp.yml
- type: AgentSkill
  url: skills/rabobank-australia-list-products.md
- type: Overlay
  url: overlays/rabobank-australia-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/rabobank-australia-llms.txt
- type: Website
  url: https://www.rabobank.com.au/
- type: DeveloperPortal
  url: https://openbanking.api.rabobank.com.au/ob/
- type: Documentation
  url: https://www.rabobank.com.au/support/open-banking
- type: Support
  url: https://www.rabobank.com.au/support/faqs/open-banking
- type: TermsOfService
  url: https://www.rabobank.com.au/termsandconditions
- type: LinkedIn
  url: https://au.linkedin.com/company/rabobankaustralia
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com