generated: '2026-07-20'
method: derived
source: openapi/racq-bank-cds-banking-products-openapi.yml
note: >-
  Entity-relationship graph derived from the CDS Banking API schemas and the
  path-parameter reference structure (accountId, productId, transactionId,
  payeeId). Only the Product entity is reachable on RACQ's public PRD channel;
  the account-scoped entities require the accredited data-sharing channel.
id_fields:
  product: productId
  account: accountId
  transaction: transactionId
  payee: payeeId
  scheduled_payment: scheduledPaymentId
entities:
  - name: Product
    public: true
    schema: BankingProductV6 / BankingProductDetailV7
    id: productId
    description: A publicly offered banking product (accounts, term deposits, loans, credit cards).
    operations: [listBankingProducts, getBankingProductDetail]
  - name: Account
    public: false
    schema: BankingAccountV3 / BankingAccountDetailV5
    id: accountId
    operations: [listBankingAccounts, getBankingAccountDetail]
  - name: Balance
    public: false
    schema: BankingBalance
    operations: [getBankingBalance, listBankingBalancesBulk, listBankingBalancesSpecificAccounts]
  - name: Transaction
    public: false
    schema: BankingTransactionV2 / BankingTransactionDetailV3
    id: transactionId
    operations: [listBankingTransactions, getBankingTransactionDetail]
  - name: DirectDebit
    public: false
    schema: BankingDirectDebit
    operations: [listDirectDebits, listDirectDebitsBulk, listDirectDebitsSpecificAccounts]
  - name: ScheduledPayment
    public: false
    schema: BankingScheduledPaymentV2
    id: scheduledPaymentId
    operations: [listScheduledPayments, listScheduledPaymentsBulk, listScheduledPaymentsSpecificAccounts]
  - name: InstalmentPlan
    public: false
    schema: ResponseBankingInstalmentPlanList
    operations: [listInstalmentPlans, listInstalmentPlansBulk]
  - name: Payee
    public: false
    schema: BankingPayeeV2 / BankingPayeeDetailV2
    id: payeeId
    operations: [listBankingPayees, getBankingPayeeDetail]
relationships:
  - from: Account
    to: Product
    kind: belongs_to
    via: productCategory
  - from: Account
    to: Balance
    kind: has_one
    via: accountId
  - from: Account
    to: Transaction
    kind: has_many
    via: accountId
  - from: Transaction
    to: Account
    kind: belongs_to
    via: accountId
  - from: Account
    to: DirectDebit
    kind: has_many
    via: accountId
  - from: Account
    to: ScheduledPayment
    kind: has_many
    via: accountId
  - from: Account
    to: InstalmentPlan
    kind: has_many
    via: accountId
  - from: ScheduledPayment
    to: Payee
    kind: has_one
    via: payeeReference