---
name: Ramp Vocabulary
description: >-
  Domain vocabulary for the Ramp finance automation platform, covering spend management,
  corporate cards, expense management, accounts payable, and accounting integrations.
created: "2026-05-02"
modified: "2026-05-02"
tags:
  - Finance
  - Spend Management
  - Corporate Cards
  - Expense Management

terms:
  - term: Transaction
    definition: >-
      A financial event recorded when a Ramp card is used at a merchant or when a bill
      is paid. Transactions progress through states: PENDING → CLEARED (or DECLINED/ERROR).
    synonyms:
      - Expense
      - Charge
      - Purchase
    related:
      - Card
      - Merchant
      - Statement

  - term: Card
    definition: >-
      A Ramp-issued payment card assigned to a user or virtual use case. Cards may be
      physical (mailed to cardholder) or virtual (digital credentials only). Each card
      carries spending restrictions controlling amount and interval.
    synonyms:
      - Corporate Card
      - Virtual Card
    related:
      - Transaction
      - User
      - Spending Restrictions

  - term: Spending Restrictions
    definition: >-
      Controls applied to a Ramp card that limit the total spend over a given interval
      (DAILY, WEEKLY, MONTHLY, QUARTERLY, YEARLY, or TOTAL lifetime). Used to enforce
      budget policies.
    related:
      - Card
      - Department

  - term: User
    definition: >-
      An employee or contractor with a Ramp account within the organization. Users may
      have the role ADMIN (full platform access) or USER (cardholder access). Managers
      have visibility into their direct reports' spend.
    related:
      - Card
      - Department
      - Reimbursement

  - term: Department
    definition: >-
      An organizational unit used to group spend and reporting. Cards and users are
      associated with departments for spend analytics.
    related:
      - User
      - Location

  - term: Location
    definition: >-
      A physical office or operational site used to organize spend. Cards and users
      can be associated with a location.
    related:
      - Department
      - User

  - term: Reimbursement
    definition: >-
      A request submitted by an employee for reimbursement of out-of-pocket expenses
      paid using personal funds rather than a Ramp card. Reimbursements include the
      amount, currency, merchant, and expense date.
    synonyms:
      - Out-of-Pocket Expense
    related:
      - Transaction
      - User

  - term: Bill
    definition: >-
      A vendor invoice entered into Ramp for payment through the accounts payable
      workflow. Bills are associated with vendors, carry approval workflows, and
      are paid via ACH, check, or virtual card.
    synonyms:
      - Invoice
      - AP Bill
    related:
      - Vendor
      - Accounting

  - term: Statement
    definition: >-
      A periodic summary of card transactions for a billing cycle. Statements are
      used for period-end reconciliation and financial close.
    related:
      - Transaction
      - Accounting

  - term: Vendor
    definition: >-
      A supplier or service provider whose invoices are managed in Ramp's bill pay
      and accounting workflows. Vendors are mapped to accounting system records.
    synonyms:
      - Supplier
      - Payee
    related:
      - Bill
      - Accounting

  - term: General Ledger Account
    definition: >-
      An accounting chart-of-accounts entry to which transactions and bills are
      coded. Ramp syncs GL accounts from connected accounting platforms (QuickBooks,
      Xero, NetSuite, Sage).
    abbreviation: GL Account
    related:
      - Accounting Connection
      - Transaction
      - Bill

  - term: Accounting Connection
    definition: >-
      The integration between Ramp and an external accounting platform (e.g., QuickBooks
      Online, Xero, Sage Intacct, NetSuite). Accounting connections sync GL accounts,
      departments, vendors, and transactions between systems.
    related:
      - General Ledger Account
      - Vendor

  - term: Audit Log
    definition: >-
      A tamper-evident log of actions performed within a Ramp organization, including
      user logins, card changes, spending limit updates, and policy changes. Used for
      compliance and security reviews.
    synonyms:
      - Audit Trail
      - Activity Log
    related:
      - User
      - Compliance

  - term: App Center
    definition: >-
      The Ramp marketplace for third-party applications built by developers using the
      Ramp Developer API. Applications in the App Center can be installed by Ramp
      customers to extend the platform.
    related:
      - Developer API
      - OAuth2

  - term: OAuth2 Scope
    definition: >-
      A permission granted to an application during the OAuth2 client credentials flow.
      Ramp scopes are resource-specific (e.g., transactions:read, cards:read) and
      follow the principle of least privilege.
    related:
      - Developer API
      - App Center