aid: recognise-bank url: https://raw.githubusercontent.com/api-evangelist/recognise-bank/refs/heads/main/apis.yml name: Recognise Bank kind: company description: >- Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy-access savings accounts alongside secured SME lending such as bridging loans and commercial mortgages. Formed out of AIM-listed City of London Group and now majority owned by Gibraltar-based Parasol V27 Limited (the Ruth Parasol family office), it is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority under FRN 849404, with deposits protected by the FSCS. As a deposit-and-lending institution that does not offer payment/current accounts, Recognise Bank is not one of the CMA9 and publishes no dedicated developer portal, Open Banking Open Data endpoint, or Read/Write API surface at review time; the UK Open Banking (OBIE / PSD2) API families are represented here as the shared industry standard the bank would conform to if it exposed regulated account and payment interfaces, not as confirmed Recognise-operated endpoints. accessModel: pricing: unknown onboarding: unknown trial: false try_now: false public: false label: No public developer API confirmed confidence: high source: - website generated: '2026-07-23' method: derived image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial Services - Banking - Open Banking - PSD2 - OBIE - United Kingdom - Savings - SME Lending - Fintech - Account Information created: '2026-07-23' modified: '2026-07-23' specificationVersion: '0.19' apis: - aid: recognise-bank:uk-open-banking-open-data-api name: UK Open Banking Open Data API (OBIE Standard) description: >- Shared UK Open Banking Open Data standard for public, unauthenticated reference data (ATMs, branches, personal and business current accounts, unsecured SME loans, commercial credit cards). Included as the OBIE standard surface; Recognise Bank does not publish a confirmed Open Data endpoint and probes to the standard path shape on recognisebank.co.uk returned HTTP 404. humanURL: https://github.com/OpenBankingUK/opendata-api-spec-compiled baseURL: /open-banking/v2.3 tags: - Open Data - Reference Data properties: - type: OpenAPI url: openapi/obie-opendata-swagger.json - type: Documentation url: https://openbanking.org.uk/open-data-apis/ - type: APIReference url: https://github.com/OpenBankingUK/opendata-api-spec-compiled - aid: recognise-bank:uk-open-banking-account-information-api name: UK Open Banking Account & Transaction Information API (OBIE Standard) description: >- Shared OBIE Read/Write Account & Transaction Information (AIS) standard, FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 strong customer authentication. Included as the OBIE v4.0 standard specification, not a confirmed Recognise Bank contract; no Recognise developer portal or AIS host was found at review time. humanURL: https://github.com/OpenBankingUK/read-write-api-specs baseURL: /open-banking/v4.0/aisp tags: - Account Information - AIS properties: - type: OpenAPI url: openapi/obie-account-info-openapi.yaml - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs - aid: recognise-bank:uk-open-banking-payment-initiation-api name: UK Open Banking Payment Initiation API (OBIE Standard) description: >- Shared OBIE Read/Write Payment Initiation (PIS) standard, FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 SCA. Included as the OBIE v4.0 standard specification, not a confirmed Recognise Bank contract; Recognise does not offer payment/current accounts and exposes no confirmed PIS surface. humanURL: https://github.com/OpenBankingUK/read-write-api-specs baseURL: /open-banking/v4.0/pisp tags: - Payment Initiation - PIS properties: - type: OpenAPI url: openapi/obie-payment-initiation-openapi.yaml - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs - aid: recognise-bank:uk-open-banking-confirmation-of-funds-api name: UK Open Banking Confirmation of Funds API (OBIE Standard) description: >- Shared OBIE Read/Write Confirmation of Funds (CBPII) standard, FAPI-secured with OAuth2/OIDC, mutual-TLS, and PSD2 SCA. Included as the OBIE v4.0 standard specification, not a confirmed Recognise Bank contract. humanURL: https://github.com/OpenBankingUK/read-write-api-specs baseURL: /open-banking/v4.0/cbpii tags: - Confirmation of Funds - CBPII properties: - type: OpenAPI url: openapi/obie-confirmation-funds-openapi.yaml - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs common: - type: VulnerabilityDisclosure url: security/recognise-bank-vulnerability-disclosure.yml - type: Security url: https://recognisebank.co.uk/responsible-disclosure-policy/ - type: DomainSecurity url: security/recognise-bank-domain-security.yml - type: OAuthScopes url: scopes/recognise-bank-scopes.yml - type: Authentication url: authentication/recognise-bank-authentication.yml - type: Conventions url: conventions/recognise-bank-conventions.yml - type: Idempotency url: conventions/recognise-bank-conventions.yml - type: ErrorCatalog url: errors/recognise-bank-error-codes.yml - type: Conformance url: conformance/recognise-bank-conformance.yml - type: LLMsTxt url: llms/recognise-bank-llms.txt - type: Website url: https://recognisebank.co.uk/ - type: LinkedIn url: https://www.linkedin.com/company/recognisebank/ - type: Blog url: https://recognisebank.co.uk/blog/ - type: BlogRSS url: https://recognisebank.co.uk/feed/ - type: TermsOfService url: https://recognisebank.co.uk/terms-of-use/ - type: PrivacyPolicy url: https://recognisebank.co.uk/privacy-notice/ maintainers: - FN: Kin Lane email: kin@apievangelist.com