aid: redwood-bank
url: https://raw.githubusercontent.com/api-evangelist/redwood-bank/refs/heads/main/apis.yml
name: Redwood Bank
kind: company
description: Redwood Bank is a specialist UK challenger bank for small and medium-sized
  businesses, headquartered in Letchworth Garden City, Hertfordshire. Launched in 2017
  after receiving its banking licence from the Prudential Regulation Authority and
  Financial Conduct Authority (Financial Services Register firm reference 755924,
  company number 09872265), it is wholly owned by Redwood Financial Partners Ltd — a
  vehicle controlled by Jonathan and David Rowland, with Warrington Borough Council
  holding a roughly one-third stake. Redwood focuses narrowly on business and charity
  savings accounts and individually underwritten commercial and buy-to-let mortgages,
  and is not one of the CMA9 mandated banks. Because its product range is deposit-
  and lending-only (it does not offer a payment / business current account), it falls
  outside the PSD2 scope that compels UK Open Banking, and as of this review it
  publishes no public developer portal, no OBIE Read/Write (AIS/PIS/CBPII) APIs, and
  no confirmed Open Banking Open Data endpoint.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Business Banking
- SME
- Savings
- Commercial Mortgages
- Open Banking
- PSD2
- OBIE
- United Kingdom
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- name: Redwood Bank Website Member Authentication (Umbraco Delivery API)
  description: >-
    The OpenID Connect member-authentication surface (OpenIddict) behind the
    Umbraco headless-CMS "Content Delivery API" that powers redwoodbank.co.uk.
    This is the only live, machine-readable API surface published on the domain;
    it authenticates website members / gated content and is NOT an Open Banking
    or banking-product API. Discovered via the live
    /.well-known/openid-configuration and JWKS documents.
  humanURL: https://www.redwoodbank.co.uk/
  baseURL: https://redwoodbank.co.uk/umbraco/delivery/api/v1/
  properties:
  - type: OpenIDConnect
    url: https://www.redwoodbank.co.uk/.well-known/openid-configuration
  - type: Authentication
    url: authentication/redwood-bank-authentication.yml
  - type: WellKnown
    url: well-known/redwood-bank-well-known.yml
  - type: Conformance
    url: conformance/redwood-bank-conformance.yml
common:
- type: DomainSecurity
  url: security/redwood-bank-domain-security.yml
- type: WellKnown
  url: well-known/redwood-bank-well-known.yml
- type: Authentication
  url: authentication/redwood-bank-authentication.yml
- type: Conformance
  url: conformance/redwood-bank-conformance.yml
- type: Website
  url: https://www.redwoodbank.co.uk/
- type: Blog
  url: https://redwoodbank.co.uk/news
- type: Support
  url: https://redwoodbank.co.uk/contact-us/support
- type: TermsOfService
  url: https://redwoodbank.co.uk/legal/website-terms
- type: PrivacyPolicy
  url: https://redwoodbank.co.uk/legal/privacy
- type: Legal
  url: https://redwoodbank.co.uk/legal
- type: LinkedIn
  url: https://www.linkedin.com/company/redwoodbank/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com