specification: API Commons Rate Limits
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/RateLimits
provider: Reggora
providerId: reggora
created: '2026-07-04'
modified: '2026-07-04'
reconciled: false
tags:
- Appraisal Management
- Mortgage
- Lending
- Rate Limiting
- Quotas
description: >-
  Reggora does not publish fixed numeric rate limits for its Lender API or
  Vendor API in the public reference. Access is provisioned per contracted
  integration (JWT bearer token plus a per-integration API key), and throughput
  is governed by that integration agreement and Reggora's platform protections
  rather than by a published per-minute request cap. Asynchronous notifications
  are pushed as outbound HTTP POST webhooks (order created, order updated, loan
  deleted); consuming integrations should return 2xx promptly and process
  webhook payloads asynchronously.
notes: >-
  No numeric per-account or per-endpoint request limits are documented as of the
  review date. Confirm any applicable throttling, burst, or concurrency limits
  with Reggora during integration onboarding.
sources:
- https://api.reggora.io/docs/
- https://api.reggora.io/
responseCodes:
  throttled: 429
limits:
- name: Lender API Requests
  scope: integration
  metric: requests
  limit: not published
  notes: No fixed numeric request-rate limit is documented for the Lender API; governed per integration agreement.
- name: Vendor API Requests
  scope: integration
  metric: requests
  limit: not published
  notes: No fixed numeric request-rate limit is documented for the Vendor API.
- name: Webhook Delivery
  scope: integration
  metric: events
  limit: event-driven
  notes: Outbound HTTP POST callbacks per subscribed event; not a client request quota.
policies:
- name: Authentication
  description: Every request requires a valid JWT bearer token plus a per-integration API key; unauthorized requests are rejected.
- name: Environment Separation
  description: Sandbox (sandbox.reggora.io) and production (api.reggora.io) are separate; test against sandbox before production.
- name: Backoff Strategy
  description: Clients should implement exponential backoff with jitter and honor Retry-After on any 429 or 5xx responses.
- name: Webhook Acknowledgement
  description: Return a 2xx quickly to acknowledge webhook receipt and process the payload asynchronously to avoid delivery retries.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com