aid: regional-australia-bank url: https://raw.githubusercontent.com/api-evangelist/regional-australia-bank/refs/heads/main/apis.yml name: Regional Australia Bank kind: company description: Regional Australia Bank is a customer-owned (mutual) authorised deposit-taking institution (ADI) headquartered in Armidale and Port Macquarie, New South Wales. Founded in 1969 as New England Staff Credit Union at the University of New England, it grew through successive credit-union mergers into Community Mutual Group and rebranded as Regional Australia Bank in 2016; it is currently completing a merger with Summerland Bank. As a mutual, its customers are its owners, and it serves more than 100,000 members across regional NSW from roughly 39 locations. As an active ADI it is a designated data holder under Australia's Consumer Data Right (CDR / Open Banking), exposing a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body (DSB) Consumer Data Standards, alongside the accredited-data-recipient consumer data sharing surface secured under the CDR OAuth2/OIDC model. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial - Banks - Open Banking - CDR - Consumer Banking - Australia - Customer-Owned - Product Reference Data - Mutual Bank created: '2026-07-20' modified: '2026-07-21' specificationVersion: '0.19' apis: - aid: regional-australia-bank:regional-australia-bank-cdr-product-reference-data-api name: Regional Australia Bank CDR Product Reference Data API tags: - CDR - Open Banking - Product Reference Data - Banking Products - Public image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing baseURL: https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products properties: - url: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis type: APIReference - url: openapi/regional-australia-bank-cds-banking-products-openapi.yml type: OpenAPI - url: overlays/regional-australia-bank-cds-banking-products-overlay.yaml type: Overlay description: Public, unauthenticated Consumer Data Right (CDR) Product Reference Data (PRD) API. Serves Regional Australia Bank's openly available banking product catalogue (Get Products and Get Product Detail) at the CDS base path /cds-au/v1/banking/products, conforming to the DSB Consumer Data Standards. Confirmed live (HTTP 200, x-v 3) with a data.products array; no authentication or CDR accreditation is required for this product-reference surface. The referenced OpenAPI is the shared DSB Consumer Data Standards "CDR Banking API" v1.36.0 (the standardized surface every AU ADI data holder implements), not a bank-proprietary specification. - aid: regional-australia-bank:regional-australia-bank-cdr-accounts-balances-api name: Regional Australia Bank CDR Accounts & Balances API tags: - CDR - Open Banking - Banking Accounts - Account Balances - Consumer Data Sharing - Authorized image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing baseURL: https://public-data.cdr.regaustbank.io/cds-au/v1/banking/accounts properties: - url: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis type: APIReference - url: openapi/regional-australia-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Banking API family for accounts and balances - Get Accounts, Get Bulk Balances, Get Account Balance and Get Account Detail (paths /banking/accounts, /banking/accounts/balances, /banking/accounts/{accountId}/balance and /banking/accounts/{accountId}). Unlike the public product-reference surface, these endpoints return a consumer's own banking data and are served from Regional Australia Bank's secured MTLS CDR resource server (registered in the CDR Register) under the CDR OAuth2/OIDC model; access requires an Accredited Data Recipient (ADR) and explicit consumer consent, so the host is not publicly browsable. Standardized by the DSB Consumer Data Standards (CDR Banking API v1.36.0); see the referenced OpenAPI. - aid: regional-australia-bank:regional-australia-bank-cdr-transactions-api name: Regional Australia Bank CDR Transactions API tags: - CDR - Open Banking - Banking Transactions - Consumer Data Sharing - Authorized image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing baseURL: https://public-data.cdr.regaustbank.io/cds-au/v1/banking/accounts/{accountId}/transactions properties: - url: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis type: APIReference - url: openapi/regional-australia-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Banking API family for account transactions - Get Transactions For Account and Get Transaction Detail (paths /banking/accounts/{accountId}/transactions and /banking/accounts/{accountId}/transactions/{transactionId}). Returns a consenting consumer's own transaction history and is served from Regional Australia Bank's secured MTLS CDR resource server under the CDR OAuth2/OIDC model; access requires an Accredited Data Recipient (ADR) and explicit consumer consent, so the host is not publicly browsable. Standardized by the DSB Consumer Data Standards (CDR Banking API v1.36.0); see the referenced OpenAPI. - aid: regional-australia-bank:regional-australia-bank-cdr-direct-debits-scheduled-payments-api name: Regional Australia Bank CDR Direct Debits & Scheduled Payments API tags: - CDR - Open Banking - Direct Debits - Scheduled Payments - Consumer Data Sharing - Authorized image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing baseURL: https://public-data.cdr.regaustbank.io/cds-au/v1/banking/accounts/direct-debits properties: - url: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis type: APIReference - url: openapi/regional-australia-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Banking API family for recurring transactions - Get Direct Debits For Account, Get Bulk Direct Debits, Get Scheduled Payments For Account and Get Scheduled Payments Bulk (paths /banking/accounts/{accountId}/direct-debits, /banking/accounts/direct-debits, /banking/accounts/{accountId}/payments/scheduled and /banking/payments/scheduled). Returns a consenting consumer's own direct-debit and scheduled-payment arrangements, served from Regional Australia Bank's secured MTLS CDR resource server under the CDR OAuth2/OIDC model; access requires an Accredited Data Recipient (ADR) and explicit consumer consent, so the host is not publicly browsable. Standardized by the DSB Consumer Data Standards (CDR Banking API v1.36.0); see the referenced OpenAPI. - aid: regional-australia-bank:regional-australia-bank-cdr-payees-api name: Regional Australia Bank CDR Payees API tags: - CDR - Open Banking - Payees - Consumer Data Sharing - Authorized image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing baseURL: https://public-data.cdr.regaustbank.io/cds-au/v1/banking/payees properties: - url: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis type: APIReference - url: openapi/regional-australia-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Banking API family for saved payees - Get Payees and Get Payee Detail (paths /banking/payees and /banking/payees/{payeeId}). Returns a consenting consumer's own saved payee list, served from Regional Australia Bank's secured MTLS CDR resource server under the CDR OAuth2/OIDC model; access requires an Accredited Data Recipient (ADR) and explicit consumer consent, so the host is not publicly browsable. Standardized by the DSB Consumer Data Standards (CDR Banking API v1.36.0); see the referenced OpenAPI. common: - type: DomainSecurity url: security/regional-australia-bank-domain-security.yml - type: Website url: https://www.regionalaustraliabank.com.au/ - type: Documentation url: https://www.regionalaustraliabank.com.au/help-and-support/data-sharing - type: Support url: https://www.regionalaustraliabank.com.au/help-and-support - type: LinkedIn url: https://www.linkedin.com/company/regional-australia-bank - type: APIReference url: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis - type: GettingStarted url: https://www.regionalaustraliabank.com.au/help-and-support/tools-and-resources/what-is-the-consumer-data-right - type: Portal url: https://dashboard.cdr.regionalaustraliabank.com.au/ - type: Authentication url: authentication/regional-australia-bank-authentication.yml - type: OAuthScopes url: scopes/regional-australia-bank-scopes.yml - type: Conformance url: conformance/regional-australia-bank-conformance.yml - type: ErrorCatalog url: errors/regional-australia-bank-problem-types.yml - type: Lifecycle url: lifecycle/regional-australia-bank-lifecycle.yml - type: Conventions url: conventions/regional-australia-bank-conventions.yml - type: DataModel url: data-model/regional-australia-bank-data-model.yml - type: MCPServer url: mcp/regional-australia-bank-mcp.yml - type: AgentSkill url: skills/_index.yml - type: LLMsTxt url: llms/regional-australia-bank-llms.txt - type: Deprecation url: lifecycle/regional-australia-bank-lifecycle.yml - type: Blog url: https://www.regionalaustraliabank.com.au/the-inside-story - type: TermsOfService url: https://www.regionalaustraliabank.com.au/about-us/corporate-documents/policies-and-guides - type: PrivacyPolicy url: https://www.regionalaustraliabank.com.au/about-us/corporate-documents/policies-and-guides - type: Login url: https://secure.regionalaustraliabank.com.au/ maintainers: - FN: Kin Lane email: kin@apievangelist.com