# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-05-04 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
method: generated
generated: '2026-05-04'
specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Reinsurance Group of America
providerId: reinsurance-group-of-america
created: '2026-05-04'
modified: '2026-05-05'
reconciled: false
tags:
  - FinOps
  - FOCUS
  - Reinsurance
  - Insurance
description: FinOps shape for RGA. Pricing is governed by reinsurance treaties and service contracts
  rather than by metered API consumption.
sources:
  - https://www.rgare.com/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Reinsurance Group of America, Incorporated
serviceCategory: Reinsurance
billingModel:
  pricingCategory: Contact Sales
  billingFrequency: Per-Invoice
  billingCurrency: USD (settlement varies)
  chargeCategories:
    - Purchase
focusColumns:
  ServiceName: RGA
  ServiceCategory: Reinsurance
  ProviderName: Reinsurance Group of America
  PublisherName: Reinsurance Group of America, Incorporated
  InvoiceIssuerName: Reinsurance Group of America, Incorporated
  BillingCurrency: USD
meters:
  - name: treaty_term
    unit: month
    aggregation: sum
principles:
  - name: Visibility
    description: Visibility comes from treaty statements and cedant-portal reports; no programmatic API
      usage feed.
  - name: Allocation
    description: Allocate to the ceding insurer / product line covered by the treaty; portal access
      is not separately metered.
  - name: Optimization
    description: Optimization is treaty-level — adjust retention, scope, and structure at renewal rather
      than tuning request volume.
  - name: Accountability
    description: Owner is the cedant's reinsurance / treaty-management function.
notes: Treaty- and contract-driven; no metered API surface. Generic FOCUS per-call meters removed.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com