# Provenance stamped 2026-10-07 (roadmap#943): written by an API Evangelist sweep (dated 2026-05-04 by the file itself), not
# harvested from the provider. `method: generated` so the economics campaign may replace it with a
# dated, verbatim transcription; every figure below is unverified until it does.
method: generated
generated: '2026-05-04'
specification: API Commons Rate Limits
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/RateLimits
provider: Reinsurance Group of America
providerId: reinsurance-group-of-america
created: '2026-05-04'
modified: '2026-05-05'
reconciled: false
tags:
  - Rate Limiting
  - Reinsurance
  - Insurance
description: RGA publishes no public API rate-limit documentation. Cedant portals (RGA Central, ASAP,
  Gateway, FAC Exchange) operate behind authenticated client portals with limits set by the platform
  operator and the underlying treaty.
sources:
  - https://www.rgare.com/
notes: No public API or rate-limit documentation; throttling is internal to the cedant portal.
limits:
  - name: Cedant-portal throttling
    scope: contract
    metric: varies
    limit: 'see RGA cedant agreement / portal terms'
policies:
  - name: Portal-Bound Limits
    description: Any throughput caps on RGA Central / ASAP / Gateway / FAC Exchange are enforced by the
      portal and bound to the cedant's authenticated session.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com