{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/revolut/main/json-schema/revolut-payment-retrieval-schema.json",
  "title": "Payment-Retrieval",
  "x-generated": "2026-10-12",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/revolut-payments-api-openapi.yml#/components/schemas/Payment-Retrieval",
  "type": "object",
  "properties": {
    "id": {
      "$ref": "#/$defs/Payment-Id"
    },
    "order_id": {
      "$ref": "#/$defs/Order-Id"
    },
    "payment_method": {
      "type": "object",
      "description": "The payment method used to pay for the order.",
      "oneOf": [
        {
          "$ref": "#/$defs/Revolut-Pay"
        },
        {
          "$ref": "#/$defs/Card-For-Payment-Details"
        },
        {
          "$ref": "#/$defs/Sepa-Direct-Debit"
        }
      ]
    },
    "token": {
      "$ref": "#/$defs/Payment-Token"
    },
    "amount": {
      "$ref": "#/$defs/Payment-Amount"
    },
    "currency": {
      "$ref": "#/$defs/Currency"
    },
    "state": {
      "$ref": "#/$defs/Payment-State-v2"
    },
    "decline_reason": {
      "$ref": "#/$defs/Decline-Reason-v2"
    },
    "authentication_challenge": {
      "$ref": "#/$defs/Authentication-Challenge"
    }
  },
  "required": [
    "id",
    "order_id",
    "payment_method"
  ],
  "$defs": {
    "Authentication-Challenge": {
      "type": "object",
      "description": "Details about the authentication challenge that should be performed to complete the authentication process. For more information about Revolut's 3DS solution, see: [3D Secure overview](https://developer.revolut.com/docs/guides/merchant/reference/3d-secure).\n\nOnly returned if the payment's state is `authentication_challenge`.",
      "oneOf": [
        {
          "$ref": "#/$defs/Three-Ds"
        },
        {
          "$ref": "#/$defs/Three-Ds-Fingerprint"
        }
      ]
    },
    "Authentication-Challenge-Type": {
      "type": "string",
      "enum": [
        "three_ds",
        "three_ds_fingerprint"
      ],
      "description": "Type of the authentication challenge the payment triggers."
    },
    "Card-For-Payment-Details": {
      "properties": {
        "type": {
          "type": "string",
          "enum": [
            "card",
            "revolut_pay"
          ],
          "description": "The type of payment method used to pay for the order."
        },
        "brand": {
          "type": "string",
          "description": "The type of the card."
        },
        "last_four": {
          "type": "string",
          "description": "The last four digits of the card number."
        },
        "id": {
          "type": "string",
          "format": "uuid",
          "description": "ID of the saved payment method.\n\n:::note\nThe `id` parameter is only returned if the payment method is saved.\n:::"
        }
      },
      "required": [
        "type"
      ]
    },
    "Currency": {
      "type": "string",
      "format": "ISO 4217",
      "minLength": 3,
      "maxLength": 3,
      "description": "[ISO 4217](https://en.wikipedia.org/wiki/ISO_4217) currency code in upper case.\n\n:::info\nFor more information about the supported currencies, see: [Help Center](https://help.revolut.com/business/help/merchant-accounts/payments/in-which-currencies-can-i-accept-payments/).\n:::"
    },
    "Decline-Reason-v2": {
      "type": "string",
      "description": "The reason for a `failed` or `declined` payment.\n\nA failed or declined payment can result from multiple reasons. To learn more, check our [failure reasons](https://developer.revolut.com/docs/guides/merchant/reference/error-codes/decline-reasons).",
      "enum": [
        "3ds_challenge_abandoned",
        "3ds_challenge_failed_manually",
        "cardholder_name_missing",
        "customer_challenge_abandoned",
        "customer_challenge_failed",
        "customer_name_mismatch",
        "do_not_honour",
        "expired_card",
        "high_risk",
        "insufficient_funds",
        "invalid_address",
        "invalid_amount",
        "invalid_card",
        "invalid_country",
        "invalid_cvv",
        "invalid_email",
        "invalid_expiry",
        "invalid_merchant",
        "invalid_phone",
        "invalid_pin",
        "issuer_not_available",
        "pick_up_card",
        "rejected_by_customer",
        "restricted_card",
        "suspected_fraud",
        "technical_error",
        "transaction_not_allowed_for_cardholder",
        "unknown_card",
        "withdrawal_limit_exceeded"
      ]
    },
    "Order-Id": {
      "type": "string",
      "format": "uuid",
      "description": "Permanent order ID used to retrieve, capture, cancel, or refund an order after authorization."
    },
    "Payment-Amount": {
      "type": "integer",
      "format": "int64",
      "minimum": 0,
      "description": "The payment amount in minor units (e.g., cents). The value of this field depends on the payment type and state.\n\n| Payment type | State | Amount value |\n|--------------|-------|--------------|\n| Standard payment | Any | Total payment amount |\n| Pre-authorised payment | `authorisation_started` | New amount being authorised (during increment processing) |\n| Pre-authorised payment | `authorised` | Currently authorised amount (equals `authorised_amount`) |\n\n:::info\nFor pre-authorised payments, see the `authorised_amount` field for tracking the currently authorised amount separately.\n:::"
    },
    "Payment-Id": {
      "type": "string",
      "format": "uuid",
      "description": "The ID of the payment."
    },
    "Payment-Method-Type": {
      "type": "string",
      "enum": [
        "apple_pay",
        "card",
        "google_pay",
        "revolut_pay_card",
        "revolut_pay_account",
        "sepa_direct_debit"
      ],
      "description": "The type of payment method used to pay for the order.\n\nAvailable values:\n\n| Payment method `type` | Description |\n| --------------------- | ----------- |\n| `apple_pay` | The customer paid the order using Apple Pay. |\n| `card` | The customer paid the order using their credit or debit card. |\n| `google_pay` | The customer paid the order using Google Pay. |\n| `revolut_pay_card` | The customer paid the order via Revolut Pay using their credit or debit card. |\n| `revolut_pay_account` | The customer paid the order via Revolut Pay using their Revolut account. |\n| `sepa_direct_debit` | The customer paid the order using SEPA Direct Debit. |"
    },
    "Payment-State-v2": {
      "type": "string",
      "description": "The status of the payment.",
      "enum": [
        "pending",
        "authentication_challenge",
        "authentication_verified",
        "authorisation_started",
        "authorisation_passed",
        "authorised",
        "capture_started",
        "captured",
        "refund_validated",
        "refund_started",
        "cancellation_started",
        "declining",
        "completing",
        "cancelling",
        "failing",
        "completed",
        "declined",
        "soft_declined",
        "cancelled",
        "failed"
      ]
    },
    "Payment-Token": {
      "type": "string",
      "format": "uuid",
      "description": "Temporary token of the payment used to fetch the reward offer during checkout and link user registrations to the given offers. \n\nThe token is only valid for a limited time."
    },
    "RPay-Account": {
      "properties": {
        "type": {
          "type": "string",
          "enum": [
            "card",
            "revolut_pay"
          ],
          "description": "The type of payment method used to pay for the order."
        },
        "subtype": {
          "type": "string",
          "enum": [
            "revolut_account",
            "card"
          ],
          "description": "Indicates whether the customer used their card or Revolut account via Revolut Pay."
        },
        "id": {
          "type": "string",
          "format": "uuid",
          "description": "ID of the saved payment method.\n\n:::note\nThe `id` parameter is only returned if the payment method is saved.\n:::"
        }
      },
      "required": [
        "type",
        "subtype"
      ]
    },
    "RPay-Card": {
      "properties": {
        "type": {
          "type": "string",
          "enum": [
            "card",
            "revolut_pay"
          ],
          "description": "The type of payment method used to pay for the order."
        },
        "subtype": {
          "type": "string",
          "enum": [
            "revolut_account",
            "card"
          ],
          "description": "Indicates whether the customer used their card or Revolut account via Revolut Pay."
        },
        "id": {
          "type": "string",
          "format": "uuid",
          "description": "ID of the saved payment method.\n\n:::note\nThe `id` parameter is only returned if the payment method is saved.\n:::"
        },
        "brand": {
          "type": "string",
          "description": "The type of the card."
        },
        "last_four": {
          "type": "string",
          "description": "The last four digits of the card number."
        }
      },
      "required": [
        "type",
        "subtype"
      ]
    },
    "Revolut-Pay": {
      "oneOf": [
        {
          "$ref": "#/$defs/RPay-Account"
        },
        {
          "$ref": "#/$defs/RPay-Card"
        }
      ]
    },
    "Sepa-Direct-Debit": {
      "type": "object",
      "description": "Object containing details of a SEPA Direct Debit payment.\n\n:::info\nFor more information, see: [SEPA Direct Debit server-to-server integration](https://developer.revolut.com/docs/guides/merchant/accept-payments/payment-methods/sepa-direct-debit/server-to-server)\n:::",
      "properties": {
        "id": {
          "type": "string",
          "format": "uuid",
          "description": "ID of the saved payment method.\n\n:::note\nThe `id` parameter is only returned when the payment method is saved for the merchant.\n:::"
        },
        "type": {
          "$ref": "#/$defs/Payment-Method-Type"
        },
        "debtor_iban_last_four": {
          "$ref": "#/$defs/Sepa-Direct-Debit-Debtor-Iban-Last-Four"
        },
        "debtor_name": {
          "$ref": "#/$defs/Sepa-Direct-Debit-Debtor-Name"
        },
        "mandate_reference": {
          "$ref": "#/$defs/Sepa-Direct-Debit-Mandate-Reference"
        }
      },
      "required": [
        "type"
      ]
    },
    "Sepa-Direct-Debit-Debtor-Iban-Last-Four": {
      "type": "string",
      "description": "The last four digits of the debtor's IBAN.",
      "minLength": 4,
      "maxLength": 4
    },
    "Sepa-Direct-Debit-Debtor-Name": {
      "type": "string",
      "description": "The full name of the debtor as provided in the mandate."
    },
    "Sepa-Direct-Debit-Mandate-Reference": {
      "type": "string",
      "description": "The unique mandate reference generated by Revolut. Include this in pre-debit notifications sent to your customers."
    },
    "Three-Ds": {
      "title": "three_ds",
      "type": "object",
      "description": "Information about the 3DS challenge.",
      "properties": {
        "type": {
          "$ref": "#/$defs/Authentication-Challenge-Type"
        },
        "acs_url": {
          "type": "string",
          "format": "url",
          "description": "The URL of the authentication challenge."
        }
      },
      "required": [
        "type",
        "acs_url"
      ]
    },
    "Three-Ds-Fingerprint": {
      "title": "three_ds_fingerprint",
      "type": "object",
      "description": "Information about the 3DS fingerprint challenge.",
      "properties": {
        "type": {
          "$ref": "#/$defs/Authentication-Challenge-Type"
        },
        "fingerprint_url": {
          "type": "string",
          "format": "url",
          "description": "The URL of the fingerprint. (Used only internally by Revolut.)"
        },
        "fingerprint_data": {
          "type": "string",
          "format": "JSON",
          "description": "Data about the fingerprint used for authentication. (Used only internally\nby Revolut.)"
        }
      },
      "required": [
        "type",
        "fingerprint_url",
        "fingerprint_data"
      ]
    }
  }
}