aid: ripe-insurance
url: https://raw.githubusercontent.com/api-evangelist/ripe-insurance/refs/heads/main/apis.yml
name: Ripe Insurance
kind: company
description: Ripe Insurance Services Limited, trading as Ripe and part of Ripe Thinking
  Limited, is a Stockport-based United Kingdom digital Managing General Agent and specialist
  insurance intermediary authorised and regulated by the Financial Conduct Authority
  (FRN 313411). Founded in 1997 and majority-backed by Aquiline Capital Partners, Ripe
  underwrites and distributes niche personal and small-commercial lines direct to consumers
  through its own brands — Cycleplan, Golf Care, Insure4Boats, Insure4Sport and Ripe
  Caravans — covering caravans and motorhomes, park homes and holiday homes, photography
  and music equipment, valuables, shooting, golf, cycling, boats, over 400 sports, personal
  trainers, hair and beauty businesses, clubs and leisure organisations, and small business.
  It reports more than 400,000 policyholders. Ripe's API posture is honestly assessed
  as partner-gated with no public developer surface — there is no developer portal, no
  self-serve API programme, no published quote, bind, issue or FNOL API, and no ACORD
  reference anywhere on its estate. Its in-house platform is marketed as flexible and
  fast to integrate, but partnering is a business-development contact form on
  ripethinking.co.uk rather than a technical onboarding path. The only anonymously
  reachable, machine-readable API surface across the Ripe brand estate is the Umbraco
  CMS Content Delivery API that ships with its .NET content management system — read-only
  content and media, incidental infrastructure rather than an insurance product API. Its
  April 2026 Cycleplan ChatGPT app delivers real-time cycling quotes conversationally,
  but is a first-party consumer channel with no published API, MCP server, or spec.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United Kingdom
- Insurtech
- Managing General Agent
- Specialist Insurance
- Personal Lines
- Small Business Insurance
- Underwriting
- Direct to Consumer
- Broker
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: ripe-insurance:ripe-insurance-umbraco-content-delivery-api
  name: Ripe Insurance Umbraco Content Delivery API
  description: The read-only Umbraco CMS Content Delivery API served anonymously from
    the Ripe Insurance marketing and quote site. This is platform infrastructure that
    ships with Umbraco, not an insurance product API — it exposes eight GET operations
    over website content and media items and contains no quote, bind, issue, policy,
    billing, or FNOL capability. Confirmed live and parsing as OpenAPI 3.0.4 on 2026-07-25,
    with an equivalent surface present on cycleplan.co.uk, golfcare.co.uk and
    insure4sport.co.uk. Ripe does not document or promote this as a developer offering
    and robots.txt disallows /umbraco/. Recorded because it is real and publicly
    reachable, not because it constitutes an insurance API.
  humanURL: https://www.ripeinsurance.co.uk/umbraco/swagger/index.html
  baseURL: https://www.ripeinsurance.co.uk/umbraco/delivery/api/v2
  tags:
  - Content
  - Media
  - CMS
  - Umbraco
  properties:
  - type: OpenAPI
    url: openapi/ripe-insurance-umbraco-content-delivery-openapi.json
  - type: APIReference
    url: https://www.ripeinsurance.co.uk/umbraco/swagger/index.html
  - type: Documentation
    url: https://docs.umbraco.com/umbraco-cms/reference/content-delivery-api
  - type: Overlay
    url: overlays/ripe-insurance-umbraco-content-delivery-overlay.yaml
  - type: MCPServer
    url: mcp/ripe-insurance-mcp.yml
  - type: ToolCrosswalk
    url: mcp/ripe-insurance-tool-crosswalk.yml
  - type: DataModel
    url: data-model/ripe-insurance-data-model.yml
  - type: ErrorCatalog
    url: errors/ripe-insurance-problem-types.yml
- aid: ripe-insurance:ripe-insurance-cycleplan-content-delivery-api
  name: Cycleplan Umbraco Content Delivery API
  description: The read-only Umbraco CMS Content Delivery API served anonymously from
    cycleplan.co.uk, the Ripe Insurance bike-insurance brand. Same platform infrastructure
    as the flagship site but running one CMS version behind, so it still exposes the eight
    legacy v1 operations alongside the eight v2 ones — sixteen GET operations over website
    content and media. Harvested verbatim and confirmed parsing as OpenAPI 3.0.1 on
    2026-07-25. Not an insurance API — it carries no quote, bind, issue, policy, billing
    or FNOL capability, and it is unrelated to the Cycleplan ChatGPT app Ripe launched in
    April 2026, which publishes no API. An equivalent surface is live on golfcare.co.uk
    and insure4sport.co.uk; insure4boats.co.uk returns 404.
  humanURL: https://www.cycleplan.co.uk/umbraco/swagger/index.html
  baseURL: https://www.cycleplan.co.uk/umbraco/delivery/api/v2
  tags:
  - Content
  - Media
  - CMS
  - Umbraco
  - Cycleplan
  properties:
  - type: OpenAPI
    url: openapi/ripe-insurance-cycleplan-content-delivery-openapi.json
  - type: APIReference
    url: https://www.cycleplan.co.uk/umbraco/swagger/index.html
  - type: Documentation
    url: https://docs.umbraco.com/umbraco-cms/reference/content-delivery-api
  - type: Overlay
    url: overlays/ripe-insurance-cycleplan-content-delivery-overlay.yaml
  - type: LLMsTxt
    url: llms/ripe-insurance-cycleplan-llms.txt
common:
- type: AgenticAccess
  url: agentic-access/ripe-insurance-agentic-access.yml
- type: DomainSecurity
  url: security/ripe-insurance-domain-security.yml
- type: Authentication
  url: authentication/ripe-insurance-authentication.yml
- type: OAuthScopes
  url: scopes/ripe-insurance-scopes.yml
- type: Conventions
  url: conventions/ripe-insurance-conventions.yml
- type: Conformance
  url: conformance/ripe-insurance-conformance.yml
- type: Lifecycle
  url: lifecycle/ripe-insurance-lifecycle.yml
- type: ErrorCatalog
  url: errors/ripe-insurance-problem-types.yml
- type: DataModel
  url: data-model/ripe-insurance-data-model.yml
- type: WellKnown
  url: well-known/ripe-insurance-well-known.yml
- type: Packages
  url: packages/ripe-insurance-packages.yml
- type: LLMsTxt
  url: llms/ripe-insurance-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: MCPServer
  url: mcp/ripe-insurance-mcp.yml
- type: ToolCrosswalk
  url: mcp/ripe-insurance-tool-crosswalk.yml
- type: OpenIDConnect
  url: well-known/ripe-insurance-openid-configuration.json
- type: Website
  url: https://www.ripeinsurance.co.uk/
- type: CorporateWebsite
  url: https://www.ripethinking.co.uk/
- type: Partners
  url: https://www.ripethinking.co.uk/partner-with-us/
- type: Technology
  url: https://www.ripethinking.co.uk/technology/
- type: About
  url: https://www.ripeinsurance.co.uk/about/
- type: Support
  url: https://www.ripeinsurance.co.uk/help-and-support/
- type: Claims
  url: https://www.ripeinsurance.co.uk/how-to-claim/
- type: TermsOfService
  url: https://www.ripeinsurance.co.uk/terms-of-use/
- type: PrivacyPolicy
  url: https://www.ripeinsurance.co.uk/privacy-policy/
- type: News
  url: https://www.ripethinking.co.uk/news/
- type: Blog
  url: https://www.ripeinsurance.co.uk/motorhome-insurance/blog/
- type: Login
  url: https://www.ripeinsurance.co.uk/login
- type: GitHubOrganization
  url: https://github.com/RipeThinking
- type: LinkedIn
  url: https://uk.linkedin.com/company/ripe-insurance
- type: OpenIDConnectDiscovery
  url: https://www.ripeinsurance.co.uk/.well-known/openid-configuration
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com