aid: riskified url: https://raw.githubusercontent.com/api-evangelist/riskified/refs/heads/main/apis.yml name: Riskified description: Riskified (NYSE RSKD) is an Israeli ecommerce risk-management platform that uses machine learning and a global merchant intelligence network to make sub-second decisions across the entire shopper journey. Its Chargeback Guarantee, Adaptive Checkout, Account Secure, Policy Protect, and Dispute Resolve products are exposed through a REST + webhook API surface at developers.riskified.com, covering pre-auth and post-auth order review, 3DS / PSD2 optimization, account integrity (login, password reset, customer create/update), claim adjudication for refund and return abuse, and an OTP service. Authentication is HMAC-SHA256 over the request body. Official SDKs ship for PHP, Java, and .NET, with iOS, Android, React Native, and Unity Beacon SDKs for device intelligence, plus first-party integrations for Shopify, Magento/Adobe Commerce, Salesforce Commerce Cloud, SAP Commerce / Hybris, commercetools, VTEX, Adyen, Braintree, PayPal, and Stripe. tags: - Fraud - Fraud Prevention - Chargebacks - Ecommerce - Payments - Risk - Machine Learning - Account Takeover - Policy Abuse - 3DS - PSD2 - Returns kind: contract image: https://kinlane-productions2.s3.amazonaws.com/apis-json/apis-json-logo.jpg access: 3rd-Party apis: - aid: riskified:riskified-chargeback-guarantee-api name: Riskified Chargeback Guarantee API tags: - Chargebacks - Fraud - Orders - Decision - Ecommerce humanURL: https://developers.riskified.com/reference/post-auth-flow-decide baseURL: https://wh.riskified.com/ properties: - url: https://developers.riskified.com/reference/post-auth-flow-decide type: Documentation - url: https://developers.riskified.com/reference/pre-auth-flow-decide type: Documentation - url: https://developers.riskified.com/reference/post-auth-flow-submit type: Documentation - url: https://developers.riskified.com/reference/cancel type: Documentation - url: https://developers.riskified.com/reference/fulfill type: Documentation - url: https://developers.riskified.com/reference/refund type: Documentation - url: https://developers.riskified.com/reference/chargeback type: Documentation - url: https://developers.riskified.com/reference/decision type: Documentation - url: https://developers.riskified.com/reference/post-auth-flow-checkout_denied type: Documentation - url: https://developers.riskified.com/reference/pre-auth-flow-checkout_denied type: Documentation description: Submit orders to Riskified for fraud and chargeback risk evaluation, in either a pre-authorization (Decide / Decision) or post-authorization (Submit / Decide) flow. Returns an APPROVED, DECLINED, or SUBMITTED status, with approved orders financially guaranteed against fraudulent chargebacks. Companion endpoints (Cancel, Fulfill, Refund, Chargeback, Checkout Denied) keep the order lifecycle in sync. - aid: riskified:riskified-adaptive-checkout-api name: Riskified Adaptive Checkout API tags: - Adaptive Checkout - 3DS - PSD2 - SCA - Payments - Authorization humanURL: https://developers.riskified.com/reference/advise baseURL: https://api.riskified.com/ properties: - url: https://developers.riskified.com/reference/advise type: Documentation - url: https://developers.riskified.com/reference/pre-auth-flow-3ds-recommendation type: Documentation - url: https://developers.riskified.com/reference/pre-auth-flow-psd2-optimization type: Documentation - url: https://developers.riskified.com/docs/adaptive-checkout type: Documentation - url: https://developers.riskified.com/docs/non-regulated-3ds-advise type: Documentation - url: https://developers.riskified.com/docs/non-regulated-3ds-decide type: Documentation - url: https://developers.riskified.com/docs/non-regulated-cvv-advise type: Documentation - url: https://developers.riskified.com/docs/regulated-3ds-advise type: Documentation - url: https://developers.riskified.com/docs/regulated-3ds-decide type: Documentation - url: https://developers.riskified.com/docs/regulated-psd2-advise type: Documentation - url: https://developers.riskified.com/docs/regulated-psd2-decide type: Documentation description: Recommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2 exemption — to maximize approval rates while remaining SCA-compliant. The Advise endpoint returns a recommendation; Decide endpoints commit to a Riskified-guaranteed outcome. Covers both regulated (PSD2/SCA) and non-regulated geographies. - aid: riskified:riskified-account-secure-api name: Riskified Account Secure API tags: - Account Secure - Account Takeover - Identity - Authentication - Customers humanURL: https://developers.riskified.com/reference/login baseURL: https://api.riskified.com/ properties: - url: https://developers.riskified.com/reference/login type: Documentation - url: https://developers.riskified.com/reference/reset_password type: Documentation - url: https://developers.riskified.com/reference/customer_create type: Documentation - url: https://developers.riskified.com/reference/customer_update type: Documentation - url: https://developers.riskified.com/docs/account-secure-integration-guide type: Documentation description: Protect non-purchase customer journeys against account takeover, synthetic identity, and credential abuse. Submit Login, Reset Password, Customer Create, and Customer Update events and receive a real-time risk decision so merchants can step up authentication, block, or allow the action. - aid: riskified:riskified-policy-protect-api name: Riskified Policy Protect API tags: - Policy Protect - Returns - Refunds - Abuse - Claims humanURL: https://developers.riskified.com/reference/refunds-claim_create baseURL: https://api.riskified.com/ properties: - url: https://developers.riskified.com/reference/refunds-claim_create type: Documentation - url: https://developers.riskified.com/reference/refunds-claim_decision type: Documentation - url: https://developers.riskified.com/reference/returns-claim_create type: Documentation - url: https://developers.riskified.com/reference/returns-claim_decision type: Documentation - url: https://developers.riskified.com/reference/returns-claim_update type: Documentation - url: https://developers.riskified.com/docs/policy-protect-integration-guide type: Documentation - url: https://developers.riskified.com/docs/review-original-flow-integration-guide type: Documentation - url: https://developers.riskified.com/docs/review-replacement-flow-integration-guide type: Documentation description: Detect and prevent refund, return, and promotional abuse. Submit refund and return claims for adjudication (claim_create), retrieve Riskified's decision (claim_decision), and update in-flight returns (claim_update). Supports both original-flow and replacement-flow review patterns. - aid: riskified:riskified-otp-api name: Riskified OTP API tags: - OTP - Identity - Verification - Account Recovery humanURL: https://developers.riskified.com/reference/otp-initiate baseURL: https://otp.self-veri.com/recover/v1/otp/ properties: - url: https://developers.riskified.com/reference/otp-initiate type: Documentation description: Initiate a one-time password challenge as a step-up verification mechanism for high-risk login, password reset, or account modification events. Pairs with the Account Secure API to mediate friction adaptively. Hosted on the self-veri.com domain with dedicated sandbox and production environments. - aid: riskified:riskified-beacon-sdk-api name: Riskified Beacon (Device Intelligence) SDK tags: - Beacon - Device Intelligence - Fingerprinting - Mobile - Web humanURL: https://developers.riskified.com/reference/beacon-sdks properties: - url: https://developers.riskified.com/reference/beacon-sdks type: Documentation - url: https://developers.riskified.com/docs/beacon-for-web type: Documentation - url: https://developers.riskified.com/docs/beacon-for-mobile type: Documentation - url: https://developers.riskified.com/docs/beacon-faq type: Documentation - url: https://developers.riskified.com/docs/beacon-for-shopify-headless type: Documentation - url: https://developers.riskified.com/docs/mobile-sdk-integration-guide-ios type: Documentation - url: https://developers.riskified.com/docs/mobile-sdk-integration-guide-android type: Documentation - url: https://developers.riskified.com/docs/mobile-sdk-integration-guide-react-native type: Documentation - url: https://developers.riskified.com/docs/mobile-sdk-integration-guide-unity type: Documentation - url: https://developers.riskified.com/docs/beacon-android-changelog type: ChangeLog - url: https://developers.riskified.com/docs/beacon-ios-changelog type: ChangeLog - url: https://developers.riskified.com/docs/beacon-react-native-changelog type: ChangeLog description: Collect device, browser, and behavioral telemetry from the shopper's session and feed it into Riskified's risk models. The Beacon is delivered as a JavaScript snippet for web and as iOS, Android, React Native, and Unity SDKs for mobile and game-engine surfaces. Required for accurate decisioning across Chargeback Guarantee, Adaptive Checkout, Account Secure, and Policy Protect. - aid: riskified:riskified-chargeback-gateway-integration-api name: Riskified Chargeback Gateway Integration (CGI) API tags: - CGI - Chargebacks - Payment Gateway - Dispute Resolve - Webhooks humanURL: https://developers.riskified.com/docs/chargeback-gateway-integration-cgi-overview properties: - url: https://developers.riskified.com/docs/chargeback-gateway-integration-cgi-overview type: Documentation - url: https://developers.riskified.com/docs/adyen-cgi type: Documentation - url: https://developers.riskified.com/docs/braintree-cgi type: Documentation - url: https://developers.riskified.com/docs/paypal-cgi type: Documentation - url: https://developers.riskified.com/docs/shopify-cgi type: Documentation - url: https://developers.riskified.com/docs/stripe-cgi type: Documentation description: Connect Riskified directly to a payment gateway (Adyen, Braintree, PayPal, Shopify Payments, Stripe) so chargeback notifications and evidence flow into the Dispute Resolve product without merchant glue code. Underlies the automated chargeback recovery workflow. common: - url: https://www.riskified.com name: Riskified type: Portal - url: https://developers.riskified.com/ name: Riskified Developer Portal type: Portal - url: https://developers.riskified.com/reference name: Riskified API Reference type: APIReference - url: https://developers.riskified.com/docs/api-integration-guide name: API Integration Guide type: GettingStarted - url: https://developers.riskified.com/reference/api-authentication name: API Authentication type: Authentication - url: https://developers.riskified.com/reference/api-environments name: API Environments type: Documentation - url: https://developers.riskified.com/reference/api-overview name: API Overview type: Documentation - url: https://developers.riskified.com/reference/http-responses name: HTTP Responses type: Documentation - url: https://developers.riskified.com/reference/notifications name: Notifications and Webhooks type: Documentation - url: https://developers.riskified.com/reference/retries name: Retries type: Documentation - url: https://developers.riskified.com/reference/integrated-platforms name: Integrated Platforms type: Documentation - url: https://developers.riskified.com/docs/integration-hub-guide name: Integration Hub Guide type: Documentation - url: https://developers.riskified.com/docs/integration-timeline name: Integration Timeline type: Documentation - url: https://developers.riskified.com/docs/sso name: SSO type: Documentation - url: https://developers.riskified.com/llms.txt name: Developer Portal llms.txt type: Documentation - url: https://www.riskified.com/about name: About Riskified type: AboutUs - url: https://www.riskified.com/blog/ name: Riskified Blog type: Blog - url: https://www.riskified.com/press/ name: Newsroom type: PressReleases - url: https://www.riskified.com/customers/ name: Customer Stories type: CaseStudies - url: https://www.riskified.com/resources/ name: Resources type: Library - url: https://www.riskified.com/careers/ name: Careers type: Careers - url: https://www.riskified.com/contact name: Contact Sales type: Contact - url: https://www.riskified.com/pricing name: Pricing type: Pricing - url: https://www.riskified.com/terms name: Terms of Service type: TermsOfService - url: https://www.riskified.com/privacy-policy name: Privacy Policy type: PrivacyPolicy - url: https://status.riskified.com name: Riskified Status type: StatusPage - url: https://ir.riskified.com name: Investor Relations (NYSE RSKD) type: InvestorRelations - url: https://www.riskified.com/adaptive-checkout/ name: Adaptive Checkout Product type: ProductInformation - url: https://www.riskified.com/chargeback-guarantee/ name: Chargeback Guarantee Product type: ProductInformation - url: https://www.riskified.com/account-secure/ name: Account Secure Product type: ProductInformation - url: https://www.riskified.com/policy-protect/ name: Policy Protect Product type: ProductInformation - url: https://www.riskified.com/chargeback-guarantee/dispute-resolve/ name: Dispute Resolve Product type: ProductInformation - url: https://www.linkedin.com/company/riskified name: Riskified on LinkedIn type: LinkedIn - url: https://www.facebook.com/RiskifiedInc name: Riskified on Facebook type: Facebook - url: https://www.instagram.com/riskified/ name: Riskified on Instagram type: Instagram - url: https://github.com/Riskified name: Riskified on GitHub type: GitHubOrganization - url: https://github.com/Riskified/php_sdk name: PHP SDK type: SDK - url: https://packagist.org/packages/riskified/php_sdk name: PHP SDK on Packagist type: SDK - url: https://github.com/Riskified/java_sdk name: Java SDK type: SDK - url: https://central.sonatype.com/artifact/com.riskified/riskified-sdk name: Java SDK on Maven Central type: SDK - url: https://github.com/Riskified/sdk_net name: .NET (C#) SDK type: SDK - url: https://www.nuget.org/packages/Riskified.SDK name: .NET SDK on NuGet type: SDK - url: https://github.com/Riskified/riskified_ios_sdk name: Riskified iOS Beacon SDK (legacy) type: SDK - url: https://github.com/Riskified/riskified-ios-beacon name: Riskified iOS Beacon (publisher) type: SDK - url: https://github.com/Riskified/api_examples name: Riskified API Examples (PHP) type: Samples - url: https://github.com/Riskified/magento name: Magento 1 Extension type: Integrations - url: https://github.com/Riskified/magento2 name: Magento 2 Extension type: Integrations - url: https://github.com/Riskified/magento2new name: Magento 2 Extension (refactor branch) type: Integrations - url: https://github.com/Riskified/magento-deco name: Magento Deco (replacement-flow) Extension type: Integrations - url: https://github.com/Riskified/PrestaShop-modules name: PrestaShop Modules type: Integrations - url: https://developers.riskified.com/docs/shopify-integration name: Shopify Integration Guide type: Integrations - url: https://developers.riskified.com/docs/sfcc name: Salesforce Commerce Cloud Integration Guide type: Integrations - url: https://developers.riskified.com/docs/sap-commerce-hybris name: SAP Commerce / Hybris Integration Guide type: Integrations - url: https://developers.riskified.com/docs/commercetools name: commercetools Integration Guide type: Integrations - url: https://developers.riskified.com/docs/vtex name: VTEX Integration Guide type: Integrations - url: https://github.com/Riskified/apiref-changelog name: API Reference Changelog type: ChangeLog - type: Features data: - Chargeback Guarantee — 100% financial guarantee on Riskified-approved orders against fraudulent chargebacks - Adaptive Checkout — dynamic SCA, 3DS, and PSD2 routing tuned per order to maximize authorization rates - Account Secure — pre-purchase identity protection at Login, Reset Password, Customer Create / Update events - Policy Protect — refund and return abuse prevention with claim adjudication via claim_create / claim_decision / claim_update - Dispute Resolve — automated chargeback representment and evidence assembly across major payment gateways - HMAC-SHA256 authentication (X-RISKIFIED-HMAC-SHA256 + X-RISKIFIED-SHOP-DOMAIN headers) with versioned Accept header - Sandbox and production environments per product (api.riskified.com, wh.riskified.com, otp.self-veri.com) - Asynchronous webhook notifications with retry semantics - Beacon device-intelligence JavaScript snippet plus iOS, Android, React Native, and Unity SDKs - First-party PHP, Java, and .NET SDKs published to Packagist, Maven Central, and NuGet - Chargeback Gateway Integration (CGI) connectors for Adyen, Braintree, PayPal, Shopify Payments, and Stripe - Native ecommerce platform integrations for Shopify (incl. headless), Magento / Adobe Commerce, SAP Commerce / Hybris, Salesforce Commerce Cloud, commercetools, and VTEX - SSO support for Riskified Control Center access - LLMs.txt index of the developer portal for AI agent consumption sources: - https://www.riskified.com - https://developers.riskified.com/ - https://developers.riskified.com/llms.txt - https://developers.riskified.com/reference/api-authentication.md - https://developers.riskified.com/reference/api-environments.md - https://developers.riskified.com/reference/sdks.md - https://github.com/Riskified updated: '2026-05-25' - type: UseCases data: - Pre-authorization fraud screening at checkout with Riskified-guaranteed APPROVE / DECLINE decisions - Post-authorization order review with asynchronous Submit and Decide flows - PSD2 / SCA exemption optimization for European card payments - 3DS step-up routing for non-regulated geographies based on risk score - Account takeover prevention across login, password reset, and customer profile updates - Refund and return abuse detection with claim-level adjudication - Automated chargeback representment through CGI connectors to Adyen, Braintree, PayPal, Shopify Payments, and Stripe - Promotion and reseller abuse detection through Policy Protect - High-friction step-up via OTP for high-risk recovery events - Cross-channel device intelligence on web, iOS, Android, React Native, and Unity surfaces sources: - https://www.riskified.com - https://developers.riskified.com/ updated: '2026-05-25' - type: Integrations data: - Shopify and Shopify Payments (full storefront and headless) - Magento / Adobe Commerce (Magento 1, Magento 2, and Deco replacement-flow) - Salesforce Commerce Cloud - SAP Commerce / Hybris - commercetools - VTEX - PrestaShop - Adyen (Chargeback Gateway Integration) - Braintree (Chargeback Gateway Integration) - PayPal (Chargeback Gateway Integration) - Stripe (Chargeback Gateway Integration) - Riskified Integration Hub for connector-based deployment sources: - https://developers.riskified.com/reference/integrated-platforms - https://developers.riskified.com/docs/chargeback-gateway-integration-cgi-overview updated: '2026-05-25' - type: Solutions data: - Chargeback Guarantee — guaranteed fraud chargeback protection - Adaptive Checkout — checkout authentication and authorization optimization - Account Secure — account takeover and identity abuse prevention - Policy Protect — refund, return, and promotion abuse prevention - Dispute Resolve — chargeback recovery and dispute representment sources: - https://www.riskified.com updated: '2026-05-25' maintainers: - FN: Kin Lane email: info@apievangelist.com X: apievangelist url: https://apievangelist.com created: '2026-05-25' modified: '2026-05-25' position: Consuming specificationVersion: '0.16'