# Risklytics

> Risklytics is an AI-native property and catastrophe risk company (Y Combinator Summer 2026, San Francisco). Its Ember API returns per-structure wildfire/flood/wind/earthquake/debris risk scores, modeled annual loss, and retrofit-impact modeling for individual homes, used for insurance risk selection and portfolio triage. Currently California-only; production model ember-1.3.0-firewall. Access is via a personal API key issued through the platform dashboard. No public OpenAPI or developer portal is published.

## APIs

- [Ember API](https://www.risklytics.ai/pricing): Property risk scoring, expected annual loss, and retrofit evaluation. Base URL https://api.risklytics.ai. Authenticated with a personal API key.

## Docs

- [Documentation](https://www.risklytics.ai/docs): Developer docs entry point (request schemas and API keys live in the signed-in platform).
- [Methodology](https://www.risklytics.ai/methodology): Physics-based hazard simulation, per-structure digital twins, component failure modeling, and closed-loop validation.
- [Insurability / Retrofit simulator](https://www.risklytics.ai/insurability): How structural and defensible-space retrofits affect modeled insurability scores.
- [Pricing](https://www.risklytics.ai/pricing): Individual Beta ($20/mo, 2,500 scores) and custom Teams/Carriers & MGAs plans; prepaid overage credits.
- [Terms of Service](https://www.risklytics.ai/terms): Terms governing Ember API use.

## Platform

- [FireCast platform](https://platform.risklytics.ai/): Signed-in dashboard for API keys, request schemas, usage, and billing.

## Repo artifacts

- authentication/risklytics-authentication.yml: API-key authentication profile (searched).
- plans/risklytics-plans-pricing.yml: Ember API pricing tiers (searched).
- security/risklytics-domain-security.yml: TLS/HSTS/DNS security posture of Risklytics hosts (probed).