{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "title": "beneficiaries",
  "type": "array",
  "description": "`null` is allowed. An array of beneficiaries. If null, the default beneficiary may be the policyholder if enabled in the product module settings. Some product modules may require adding beneficiaries to a policy for claims to be processed.",
  "items": {
    "type": "object",
    "description": "Details for a single beneficiary.",
    "required": [
      "beneficiary_id",
      "relationship",
      "percentage"
    ],
    "properties": {
      "beneficiary_id": {
        "type": "string",
        "description": "Must be a UUID. The unique identifier of the beneficiary."
      },
      "policyholder_id": {
        "type": "string",
        "description": "Must be a UUID. The unique identifier of the policyholder. Only relevant if `relationship` is `policyholder`."
      },
      "type": {
        "type": "string",
        "description": "The type of beneficiary.",
        "enum": [
          "individual",
          "company"
        ],
        "default": "individual"
      },
      "first_name": {
        "type": "string",
        "description": "The beneficiary's first name."
      },
      "last_name": {
        "type": "string",
        "description": "The beneficiary's last name."
      },
      "title": {
        "type": "string",
        "description": "The beneficiary's title.",
        "enum": [
          "mr",
          "mrs",
          "miss",
          "mx",
          "sir",
          "dr",
          "adv",
          "ms",
          "prof"
        ]
      },
      "gender": {
        "type": "string",
        "description": "The beneficiary's gender.",
        "enum": [
          "male",
          "female"
        ]
      },
      "id": {
        "type": "object",
        "description": "(Individual beneficiaries only) The beneficiary's identification number, type and country.",
        "properties": {
          "type": {
            "type": "string",
            "description": "The beneficiary's identification type.",
            "enum": [
              "id",
              "passport",
              "custom"
            ]
          },
          "number": {
            "type": "string",
            "description": "Depending on the type selected, either an ID number, passport number or custom identifier."
          },
          "country": {
            "type": "string",
            "description": "The [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) country code of the `number`."
          }
        },
        "required": [
          "type",
          "number",
          "country"
        ]
      },
      "date_of_birth": {
        "type": [
          "string",
          "null"
        ],
        "format": "date",
        "description": "`null` is allowed. The beneficiary's date of birth."
      },
      "percentage": {
        "type": "integer",
        "description": "An integer representing the percentage of a claim payout that the beneficiary should receive. Note that the percentages across all beneficiaries should add up to 100%."
      },
      "cellphone": {
        "$ref": "#/components/schemas/cellphone-string"
      },
      "email": {
        "type": "string",
        "description": "The beneficiary's email address."
      },
      "relationship": {
        "$ref": "#/components/schemas/beneficiary-relationship"
      },
      "company_name": {
        "type": "string",
        "description": "The name of the company that the beneficiary represents. Required when `type = company`."
      },
      "registration_number": {
        "type": "string",
        "description": "The company's registration number. Required when `type = company`."
      },
      "payment_details": {
        "$ref": "#/components/schemas/payment-details"
      }
    },
    "example": {
      "first_name": "Jared",
      "last_name": "Dunn",
      "id": {
        "type": "id",
        "number": "8704094800082",
        "country": "ZA"
      },
      "percentage": 100,
      "relationship": "cousin_or_relative"
    }
  },
  "example": [
    {
      "first_name": "Jared",
      "last_name": "Dunn",
      "id": {
        "type": "id",
        "number": "8704094800082",
        "country": "ZA"
      },
      "percentage": 100,
      "relationship": "cousin_or_relative"
    }
  ]
}