openapi: 3.1.0
info:
  version: 1.0.1
  title: Root Applications Policies API
  description: Root is an end-to-end digital insurance platform that enables you to launch new products and digital engagement channels fast.
  termsOfService: https://rootplatform.com/about
  contact:
    name: Root support team
    url: https://rootplatform.com/contact
    email: support@root.co.za
servers:
- url: https://sandbox.uk.rootplatform.com/v1/insurance
  description: United Kingdom multi-tenant - sandbox
- url: https://api.uk.rootplatform.com/v1/insurance
  description: United Kingdom multi-tenant - production
- url: https://sandbox.rootplatform.com/v1/insurance
  description: South Africa multi-tenant - sandbox
- url: https://api.rootplatform.com/v1/insurance
  description: South Africa multi-tenant - production
security:
- basicAuth: []
tags:
- name: Policies
paths:
  /policies:
    post:
      operationId: issue-a-policy
      summary: Issue a policy
      tags:
      - Policies
      x-additional-tags:
      - Create
      parameters:
      - $ref: '#/components/parameters/idempotency'
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - application_id
              properties:
                application_id:
                  type: string
                  description: Must be a UUID. Unique identifier of the [created application](ref:create-application).
                app_data:
                  type:
                  - object
                  - 'null'
                  description: '`null` is allowed. An object containing additional custom data for the policy.'
                  additionalProperties: true
                billing_day:
                  type:
                  - integer
                  - 'null'
                  description: '`null` is allowed. The day of month on which the policy is billed. Should be between 1 and 31, or `null`. If it falls on a day that does not exist in the month (for example, 31 in February) the policy will be billed on the last day of the month. Setting this value to 31 will ensure that the policy is billed on the last day of every month.'
                user_group_id:
                  type:
                  - string
                  - 'null'
                  description: '`null` is allowed. When provided, the policy will be assigned to the corresponding user group. If omitted or `null`, no user group will be assigned.'
              example:
                application_id: bf1ada91-eecb-4f47-9bfa-1258bb1e0055
                app_data:
                  gadget_colour: Space Grey
            example:
              application_id: bf1ada91-eecb-4f47-9bfa-1258bb1e0055
              app_data:
                gadget_colour: Space Grey
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                status: active
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 50000
                billing_day: 1
                billing_frequency: monthly
                beneficiaries: []
                covered_people: []
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
                terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
                schedule_versions:
                - version: 1
                  created_at: '2017-10-05T18:40:47.281Z'
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_colour: Space Grey
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                charges: []
    get:
      operationId: fetch-policies
      summary: List all policies
      tags:
      - Policies
      x-additional-tags:
      - Retrieve
      parameters:
      - $ref: '#/components/parameters/page_size'
      - $ref: '#/components/parameters/page'
      - name: search
        in: query
        description: "A general-purpose parameter used to search for policies across `policy.policy_number`, `policy.package_name`, `policyholder.first_name`, `policyholder.last_name`, `policyholder.company_name`, `policyholder.identification_number`, `policyholder.registration_number`, `policyholder.cellphone`, `policyholder.phone_other`,\n and `policyholder.email`.\n"
        required: false
        schema:
          type: string
      - name: status
        in: query
        description: 'A comma separated list of policy statuses to filter by.

          '
        required: false
        example: active,pending_initial_payment,not_taken_up,cancelled,lapsed,expired
        schema:
          type: string
      - name: policyholder_id
        in: query
        description: 'Must be a UUID. Filter for policies linked to this policyholder.

          '
        required: false
        schema:
          type: string
      - name: created_by
        in: query
        description: 'Must be a UUID. The unique identifier of the agent that created the policy.

          '
        required: false
        schema:
          type: string
      - name: include
        in: query
        description: 'Whether to include the full policyholder object linked to the policy in the response.

          '
        required: false
        style: form
        explode: false
        schema:
          type: array
          uniqueItems: true
          items:
            type: string
            enum:
            - policyholder
      - name: product_module_id
        in: query
        description: 'Must be a UUID. Filter for policies issued under this product module.

          '
        required: false
        schema:
          type: string
      - name: policy_number
        in: query
        description: 'List of case sensitive policy numbers to filter by.

          '
        required: false
        style: form
        explode: false
        schema:
          type: array
          uniqueItems: true
          items:
            type: string
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policies'
              example:
              - policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                status: active
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 50000
                billing_day: 1
                billing_frequency: monthly
                beneficiaries: []
                covered_people: []
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
                terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
                schedule_versions:
                - version: 1
                  created_at: '2017-10-05T18:40:47.281Z'
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_colour: Space Grey
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
  /policies/issue-aggregated:
    post:
      operationId: issue-aggregated-policy
      summary: Issue an aggregated policy
      tags:
      - Policies
      x-additional-tags:
      - Create
      parameters:
      - $ref: '#/components/parameters/idempotency'
      - name: version
        in: query
        description: 'The version of the policy being issued. Can be a UUID or one of `live`, `draft`.

          '
        required: false
        schema:
          type: string
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - quote
              - application
              - policy
              properties:
                quote:
                  $ref: '#/components/schemas/quote-package'
                application:
                  type: object
                  required:
                  - billing_day
                  properties:
                    billing_day:
                      type: integer
                      description: 'The day of the month for billing, between 1 and 31.

                        '
                    custom_fields:
                      type: object
                      additionalProperties: true
                policy:
                  type: object
                  required:
                  - app_data
                  properties:
                    app_data:
                      type: object
                      additionalProperties: true
                    lead_id:
                      type: string
                      format: uuid
                      description: Reference to a lead for the policy.
              oneOf:
              - required:
                - policyholder
                properties:
                  policyholder:
                    $ref: '#/components/schemas/policyholder-request'
              - required:
                - policyholder_id
                properties:
                  policyholder_id:
                    type: string
                    format: uuid
                    description: Reference to an existing policyholder.
              example:
                policyholder:
                  $ref: '#/components/schemas/policyholder-request/example'
                policyholder_id: null
                quote:
                  $ref: '#/components/schemas/quote-package/example'
                application:
                  billing_day: 15
                policy:
                  app_data: {}
                  lead_id: null
      responses:
        '200':
          description: Successfully issued the policy
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: POL12345
                status: active
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                package_name: Basic Coverage
                sum_assured: 1000000
                billing_day: 15
  /policies/cancel:
    post:
      operationId: bulk-cancel-policies
      summary: Bulk cancel policies
      description: 'This endpoint creates a set of cancel requests for the specified policies, which will then asynchronously cancel each specified policy. It will return an empty `200 OK` response on success.


        The endpoint requires an array of policy cancel objects, defined as follows:

        '
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters: []
      requestBody:
        content:
          application/json:
            schema:
              type: array
              items:
                type: object
                required:
                - policy_id
                - reason
                properties:
                  policy_id:
                    type: string
                    description: A policy ID.
                  reason:
                    type: string
                    description: A reason for why this policy is being cancelled.
                example:
                  policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                  reason: Policyholder cancelled within 30-day grace period
            example:
            - policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
              reason: Policyholder cancelled within 30-day grace period
      responses:
        '200':
          description: Success
  /user-groups/{user_group_id}/policies:
    put:
      operationId: bulk-reassign-policy-user-groups
      summary: Bulk reassign policy user groups
      description: 'Assign a list of existing policies to the specified user groups. The operation will attempt to add each policy in the policy_ids array to the user group, and return per-policy results along with an overall status.

        '
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: user_group_id
        in: path
        description: Must be a UUID. The unique identifier of the user group.
        required: true
        schema:
          type: string
          example: 56c1d08f-45af-472a-afc9-e1377b34e116
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - policy_ids
              properties:
                policy_ids:
                  type: array
                  items:
                    type: string
                  example:
                  - 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
            example:
              policy_ids:
              - 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                type: object
                required:
                - status
                - results
                properties:
                  status:
                    type: string
                  results:
                    type: array
                    items:
                      type: object
                      required:
                      - policy_id
                      - status
                      properties:
                        policy_id:
                          type: string
                        status:
                          type: string
              example:
                status: success
                results:
                - policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                  status: success
  /policies/lapse:
    post:
      operationId: bulk-lapse-policies
      summary: Bulk lapse policies
      description: 'This endpoint creates a set of lapse requests for the specified policies, which will then asynchronously lapse each specified policy. It will return an empty `200 OK` response on success.


        The endpoint requires an array of policy lapse objects, defined as follows:

        '
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters: []
      requestBody:
        content:
          application/json:
            schema:
              type: array
              items:
                type: object
                required:
                - policy_id
                - reason
                properties:
                  policy_id:
                    type: string
                    description: A policy ID.
                  reason:
                    type: string
                    description: A reason for why this policy is being lapsed.
                example:
                  policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                  reason: Policyholder cancelled within 30-day grace period
            example:
            - policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
              reason: Policyholder cancelled within 30-day grace period
      responses:
        '200':
          description: Success
  /policies/{policy_id}:
    get:
      operationId: retrieve-policy
      summary: Retrieve a policy
      tags:
      - Policies
      x-additional-tags:
      - Retrieve
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                status: active
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 50000
                billing_day: 1
                billing_frequency: monthly
                beneficiaries: []
                covered_people: []
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
                terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
                schedule_versions:
                - version: 1
                  created_at: '2017-10-05T18:40:47.281Z'
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_colour: Space Grey
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
    patch:
      operationId: update-policy
      summary: Update a policy
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                app_data:
                  type:
                  - object
                  - 'null'
                  description: '`null` is allowed. An object containing additional custom data for the policy.'
                  additionalProperties: true
                billing_day:
                  type: integer
                  description: Day of the month on which the policy should be billed. Should be between 1 and 31. Billing day cannot be changed once a payment method is assigned to the policy.
              example:
                app_data:
                  gadget_color: Space Grey
                  has_screen_cover: true
                billing_day: 7
            example:
              app_data:
                gadget_color: Space Grey
                has_screen_cover: true
              billing_day: 7
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 50000
                billing_day: 7
                billing_frequency: monthly
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/files/13ab24b3-beed-4f71-aa8f-ad87dc43c6e6
                terms_uri: https://sandbox.root.co.za/v1/files/52f57736-d473-4bce-aa06-cf43d98279e2
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/files/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_color: Space Grey
                  has_screen_cover: true
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
  /policies/{policy_id}/alteration-packages:
    post:
      operationId: create-alteration-package
      summary: Create an alteration package
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy)
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - key
              - data
              properties:
                key:
                  type: string
                  description: The identifier of the alteration hook.
                data:
                  type: object
                  description: Custom module-specific fields stored against the alteration package. See [product modules](doc:product-modules-overview) for more details.
                  additionalProperties: true
                auto_apply:
                  type: boolean
                  description: If true, the first alteration package will be automatically applied to the policy after creation. The response will be an array containing a single applied alteration package.
                ignore_notifications:
                  type: boolean
                  description: If true and auto_apply is true, notifications will not be sent when the alteration package is applied.
              example:
                data:
                  type: root_gadgets
                  model_name: iPhone 6s 64GB LTE
                key: product_module_hook_key
            example:
              data:
                type: root_gadgets
                model_name: iPhone 6s 64GB LTE
              key: product_module_hook_key
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/alteration-packages'
              example:
              - alteration_package_id: f4397823-db4a-4d6a-a06b-08e1a2a3172c
                sum_assured: 1199900
                monthly_premium: 14999
                billing_frequency: monthly
                created_at: '2017-10-12T15:47:34.281Z'
                status: pending
                input_data:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                change_description: Updating device
                product_module_definition_id: 9b7b43f4-9ab8-4e37-b42b-59d5595f3983
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                product_module_definition_alteration_hook_id: 2cbbc377-e142-4986-8871-29b0a4c23353
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
  /policies/{policy_id}/alteration-packages/{alteration_package_id}/apply:
    post:
      operationId: apply-alteration-package
      summary: Apply alteration package
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: alteration_package_id
        in: path
        description: Must be a UUID. The ID of the  [alteration-packages](ref:alteration-package) to apply to the policy
        required: true
        schema:
          type: string
          example: f22a8783-0c0b-458a-98c6-830ded6b47c2
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/alteration-package'
              example:
                alteration_package_id: f4397823-db4a-4d6a-a06b-08e1a2a3172c
                created_at: '2020-07-30T14:47:16.344Z'
                created_by:
                  type: api_key
                  id: 420df14d-b09d-4d89-84a8-8e3118c9ca23
                  owner_id: 00000000-0000-0000-0000-000000000001
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                monthly_premium: 11200
                currency: ZAR
                sum_assured: 329900
                billing_frequency: monthly
                status: applied
                change_description: Updating device
                product_module_definition_id: 9b7b43f4-9ab8-4e37-b42b-59d5595f3983
                input_data:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                product_module_definition_alteration_hook_id: 2cbbc377-e142-4986-8871-29b0a4c23353
  /policies/{policy_id}/attachments:
    get:
      operationId: retrieve-policy-attachments
      summary: List policy attachments
      tags:
      - Policies
      x-additional-tags:
      - Attachments & notes
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - $ref: '#/components/parameters/page_size'
      - $ref: '#/components/parameters/page'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/attachments'
              example:
                attachment_id: 7f4315b2-a919-11ed-8553-5bb8fbd4817b
                file_name: report.pdf
                file_type: application/pdf
                file_url: http://yoururlhere/report.pdf
                description: Police Report
                created_at: '2022-01-31T11:25:51.557Z'
                requested_by:
                  type: user
                  id: 00000000-0000-0000-0000-000000000001
    post:
      operationId: policy-create-attachment
      summary: Create an attachment
      tags:
      - Policies
      x-additional-tags:
      - Attachments & notes
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - file_name
              - description
              - file_base64
              - file_type
              properties:
                file_name:
                  type: string
                  description: The name of the file (with file extension).
                description:
                  type: string
                  description: A tag describing what the document is about (e.g. affidavit, etc.).
                file_base64:
                  type: string
                  description: The raw file bytes encoded as a base 64 string. Limited to a maximum of 4 MB in size.
                file_type:
                  type: string
                  description: The mime type of the attachment (e.g. image/png).
              example:
                file_name: report.pdf
                file_type: application/pdf
                description: Police Report
                file_base64: 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
            example:
              file_name: report.pdf
              file_type: application/pdf
              description: Police Report
              file_base64: 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
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/attachment'
              example:
                file_name: report.pdf
                file_type: application/pdf
                file_url: http://yoururlhere/report.pdf
                description: Police Report
                policy_id: 50000000-5000-5000-5000-500000000000
                type: attachment_created
                created_at: '2022-01-31T11:25:23.427Z'
                requested_by:
                  type: user
                  id: 00000000-0000-0000-0000-000000000001
  /policies/{policy_id}/attachments/{attachment_id}/archive:
    post:
      operationId: policy-archive-attachment
      summary: Archive an attachment
      tags:
      - Policies
      x-additional-tags:
      - Attachments & notes
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: bf1ada91-eecb-4f47-9bfa-1258bb1e0055
      - name: attachment_id
        in: path
        description: The unique identifier of the attachment.
        required: true
        schema:
          type: string
          example: c1cace2a-634a-4848-bde8-d2c60322e7e8
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                type: object
                properties:
                  event_type:
                    type: string
                  policy_id:
                    type: string
                  created_at:
                    type: string
                  requested_by:
                    type: object
              example:
                event_type: attachment_archived
                policy_id: bf1ada91-eecb-4f47-9bfa-1258bb1e0055
                created_at: '2017-10-13T09:37:48.947Z'
                requested_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
  /policies/{policy_id}/beneficiaries:
    get:
      operationId: fetch-policy-beneficiaries
      summary: List beneficiaries
      tags:
      - Policies
      x-additional-tags:
      - Beneficiaries
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - $ref: '#/components/parameters/page_size'
      - $ref: '#/components/parameters/page'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/beneficiaries'
    put:
      operationId: update-policy-beneficiaries
      summary: Update beneficiaries
      description: This endpoint accepts an array of beneficiary objects as the body. The entire array of beneficiaries will be replaced. The number of beneficiaries cannot exceed the max defined in the [general settings](doc:general-settings). The percentages must add up to 100%.
      tags:
      - Policies
      x-additional-tags:
      - Beneficiaries
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. Unique identifier of the policy.
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/beneficiaries-request'
            example:
              $ref: '#/components/schemas/beneficiaries-request/example'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                status: active
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 50000
                billing_day: 1
                billing_frequency: monthly
                beneficiaries:
                - first_name: Jared
                  last_name: Dunn
                  id:
                    type: id
                    number: '8704094800082'
                    country: ZA
                  percentage: 100
                  relationship: cousin_or_relative
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
                terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
                schedule_versions:
                - version: 1
                  created_at: '2017-10-05T18:40:47.281Z'
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_colour: Space Grey
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                charges: []
  /policies/{policy_id}/billing:
    post:
      operationId: update-billing-amount
      summary: Update billing amount
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - billing_amount
              properties:
                billing_amount:
                  type: integer
                  description: The billing amount to be set on the policy in cents.
              example:
                billing_amount: 37300
            example:
              billing_amount: 37300
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                status: active
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 45000
                billing_day: 1
                billing_frequency: monthly
                beneficiaries: []
                covered_people: []
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
                terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
                schedule_versions:
                - version: 1
                  created_at: '2017-10-05T18:40:47.281Z'
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_colour: Space Grey
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
  /policies/{policy_id}/cancel:
    post:
      operationId: cancel-policy
      summary: Cancel a policy
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                reason:
                  type: string
                  description: A reason for why this policy is being cancelled. Required if `cancellation_requestor` is not specified.
                cancellation_requestor:
                  type: string
                  description: The entity that is cancelling the policy. Either `insurer` or `client`. Required if `reason` is not specified.
                cancellation_type:
                  type: string
                  description: The cancellation type. When `cancellation_requestor` is `client` then one of [`Too expensive`, `Alternate product`, `Unhappy with service`, `Unhappy with benefits`, `Financial constraints`, `Retrenched`, `Unemployed`, `Leaving the country`, `Other`]. When `cancellation_requestor` is `insurer` then one of [`Cooling off period`, `Dishonest client`, `Altered risk profile`, `Policy claimed`].
              example:
                reason: Policyholder cancelled within 30-day grace period
            example:
              reason: Policyholder cancelled within 30-day grace period
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                status: cancelled
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 45000
                billing_day: 1
                billing_frequency: monthly
                beneficiaries: []
                covered_people: []
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
                terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
                schedule_versions:
                - version: 1
                  created_at: '2017-10-05T18:40:47.281Z'
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_colour: Space Grey
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
  /policies/{policy_id}/claims:
    get:
      operationId: fetch-policy-claims
      summary: List policy claims
      tags:
      - Policies
      x-additional-tags:
      - Retrieve
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: claim_status
        in: query
        description: A string indicating the status of the policy. Possible values include `open`, `in_review`, `acknowledged`, `pending_payout`, `paid_out`, `closed`.
        required: false
        schema:
          type: string
      - name: approval_status
        in: query
        description: A string indicating the status of the policy. Possible values include `pending`, `approved`, `repudiated`, `no_claim`, `goodwill`.
        required: false
        schema:
          type: string
      - $ref: '#/components/parameters/page_size'
      - $ref: '#/components/parameters/page'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/claims'
              example:
              - claim_id: d3d13c48-4dc3-4816-8d01-de3215878225
                claim_number: D2F69D1CA322
                created_at: '2021-05-21T08:14:42.034Z'
                claim_status: pending_payout
                claimant:
                  first_name: Erlich
                  last_name: Bachman
                  email: erlich@aviato.com
                  relationship: main_member
                approval_status: approved
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policyholder_id: c36b5448-643b-4aad-8932-34904b2da3d9
                incident_type: null
                incident_cause: null
                app_data: null
                module_data:
                  key: value
                requested_amount: 2621800
                rejection_reason: null
                created_by:
                  type: user
                  id: 00000000-0000-0000-0000-000000000001
                currency: ZAR
                block_states:
                  checkbox_block:
                    type: checkbox
                  currency_amount:
                    type: input.currency
                  free_text_block:
                    type: input.text
                updated_at: '2021-05-21T08:15:42.437Z'
  /policies/{policy_id}/collection-requests/payment-dates:
    get:
      operationId: get-valid-collection-dates-for-policy
      summary: Get valid collection dates for policy
      description: 'This endpoint is used to retrieve valid payment dates when submitting collection requests. The payment date is the date on which the collection request will strike the

        policyholder''s bank account. The payment date returned to you will then be used as a parameter when [creating a collection request](ref:create-policy-payments-collection-request-1).'
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: from
        in: query
        description: The first payment date for which you will be returned submission dates.
        required: true
        schema:
          type: string
          format: date-time
          example: '2020-07-16'
      - name: to
        in: query
        description: The last payment date for which you will be returned submission dates.
        required: true
        schema:
          type: string
          format: date-time
          example: '2020-07-19'
      responses:
        '200':
          description: Success
          content:
            application/json:
              example:
              - '2020-07-16T00:00:00.000Z'
              - '2020-07-17T00:00:00.000Z'
  /policies/{policy_id}/debicheck-mandate:
    get:
      operationId: policy-debicheck-mandate
      summary: Retrieve a policy's DebiCheck Mandate
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                type: object
                properties:
                  id:
                    type: string
                  policy_id:
                    type: string
                  payment_method_id:
                    type: string
                  status:
                    type: string
                  mandate_reference:
                    type:
                    - string
                    - 'null'
                  external_reference:
                    type:
                    - string
                    - 'null'
                  failure_reasons:
                    type:
                    - object
                    - 'null'
                  failure_codes:
                    type:
                    - object
                    - 'null'
                  contract_reference:
                    type: string
                  installment_occurance:
                    type: string
                  frequency:
                    type: string
                  amount:
                    type: number
                  max_collection_amount:
                    type: number
                  collection_day:
                    type: number
                  first_collection_amount:
                    type:
                    - object
                    - 'null'
                  created_at:
                    type: string
                  updated_at:
                    type: string
              example:
                id: cf092eb9-02c6-4a2d-b43b-4aff83b45fe4
                policy_id: e2081077-9b88-4129-aa40-f1b58e23cb91
                payment_method_id: c8cde24d-5495-46b8-9a12-190ebcda9963
                status: pending
                mandate_reference: null
                external_reference: null
                failure_reasons: null
                failure_codes: null
                contract_reference: 1F51FD2E442207
                installment_occurance: RCUR
                frequency: MNTH
                amount: 34500
                max_collection_amount: 69000
                collection_day: 1
                first_collection_amount: null
                created_at: '2021-07-22T13:18:15.975Z'
                updated_at: '2021-07-22T13:18:15.975Z'
  /policies/{policy_id}/prevent-lapse-and-ntu:
    post:
      operationId: prevent-policy-lapse-and-NTU
      summary: Prevent or Resume Policy Lapse and NTU
      description: 'This endpoint enables users to specify a period during which the policy is safeguarded from lapsing or entering an NTU state. Alternatively, it can be used to resume the lapse and NTU processes if needed.

        When preventing lapses, the request requires the start and end dates for the period, along with the reason. For resuming lapses, only the `resume` parameter is required.

        '
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the policy. Must be a UUID.
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              oneOf:
              - type: object
                required:
                - resume
                properties:
                  policy_id:
                    type: string
                    description: The unique identifier of the policy.
                  resume:
                    type: boolean
                    description: Indicates whether the endpoint is being used to resume lapsing (true) or prevent lapsing (false).
                    enum:
                    - true
              - type: object
                required:
                - resume
                - reason
                - start_date
                - end_date
                properties:
                  policy_id:
                    type: string
                    description: The unique identifier of the policy.
                  resume:
                    type: boolean
                    description: Indicates whether the endpoint is being used to resume lapsing (true) or prevent lapsing (false).
                    enum:
                    - false
                  reason:
                    type: string
                    description: The reason for preventing the policy from lapsing.
                  start_date:
                    type: string
                    format: date
                    description: The start date of the prevention period (in YYYY-MM-DD format).
                  end_date:
                    type: string
                    format: date
                    description: The end date of the prevention period (in YYYY-MM-DD format).
            examples:
              preventLapse:
                summary: Prevent policy lapse
                value:
                  policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                  resume: false
                  reason: Customer retention
                  start_date: '2025-01-01'
                  end_date: '2025-01-31'
              resumeLapse:
                summary: Resume policy lapse
                value:
                  policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                  resume: true
  /policies/{policy_id}/ledger:
    get:
      operationId: retrieve-policy-ledger
      summary: List policy ledger
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: include
        in: query
        description: An optional comma-separated list of objects to include. e.g. `?include=balance`. Possible values include [ `balance`, `payment`, `payment_coupon`].
        required: false
        schema:
          type: string
      - $ref: '#/components/parameters/page_size'
      - $ref: '#/components/parameters/page'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                type: array
                items:
                  type: object
                  properties:
                    entry_id:
                      type: string
                    organization_id:
                      type: string
                    policy_id:
                      type: string
                    created_at:
                      type: string
                    description:
                      type: string
                    currency:
                      type: string
                    amount:
                      type: number
                    balance:
                      type: number
                    payment_coupon_id:
                      type: string
                    payment:
                      type: object
                    payment_coupon:
                      type: object
              example:
              - entry_id: 2c08dbe1-56ab-4b2e-9290-a1fcb5564772
                organization_id: 00000000-0000-0000-0000-000000000001
                policy_id: 7ac6fb97-50de-470a-b9dd-bf85806470a5
                created_at: '2021-11-29T12:48:40.185Z'
                description: Coupon redeemed
                currency: ZAR
                amount: 1000
                balance: -479899
                payment_coupon_id: 95bdd7d3-1465-4449-bb06-059b4c31e9cf
                payment: null
                payment_coupon:
                  payment_coupon_id: 95bdd7d3-1465-4449-bb06-059b4c31e9cf
                  policy_id: 7ac6fb97-50de-470a-b9dd-bf85806470a5
                  status: redeemed
                  amount: 1000
                  reason: Eish no money
                  payment_date: '2021-11-29T00:00:00.000Z'
                  billing_date: '2021-11-29T00:00:00.000Z'
                  created_at: '2021-11-29T12:48:17.440Z'
                  created_by:
                    type: api_key
                    id: afa9a490-fc62-4001-bde2-b1d6e2cae133
                    owner_id: 00000000-0000-0000-0000-000000000001
              - entry_id: d6f0a27f-c1ff-4a4f-a67f-15470caff6b8
                organization_id: 00000000-0000-0000-0000-000000000001
                policy_id: 7ac6fb97-50de-470a-b9dd-bf85806470a5
                created_at: '2021-11-29T12:48:18.307Z'
                description: Adjustment for billing day change
                currency: ZAR
                amount: -900
                balance: -480899
                payment: null
                payment_coupon: null
              - entry_id: 4b572b57-f552-4c24-a9c1-344c218bd68b
                organization_id: 00000000-0000-0000-0000-000000000001
                policy_id: 7ac6fb97-50de-470a-b9dd-bf85806470a5
                created_at: '2021-11-29T12:48:16.485Z'
                description: Monthly premium
                currency: ZAR
                amount: 20000
                balance: -470000
                payment_id: a7e625ad-7b9d-4021-b8e8-a49a5b376dec
                payment:
                  payment_id: a7e625ad-7b9d-4021-b8e8-a49a5b376dec
                  policy_id: 7ac6fb97-50de-470a-b9dd-bf85806470a5
                  status: successful
                  amount: 20000
                  description: Monthly premium
                  external_ref: ABCDE
                  created_at: '2021-11-29T12:48:16.479Z'
                  created_by:
                    type: api_key
                    id: afa9a490-fc62-4001-bde2-b1d6e2cae133
                    owner_id: 00000000-0000-0000-0000-000000000001
                  updated_at: '2021-11-29T12:48:16.479Z'
                  payment_date: '2021-05-03T00:00:00.000Z'
                  action_date: '2021-05-03T00:00:00.000Z'
                  policy: null
                  policyholder: null
                  payment_method: null
                  payment_type: premium
                  premium_type: null
                  failure_reason: null
                  currency: ZAR
                  finalized_at: '2021-11-29T12:48:16.479Z'
                  finalized_by:
                    type: api_key
                    id: afa9a490-fc62-4001-bde2-b1d6e2cae133
                    owner_id: 00000000-0000-0000-0000-000000000001
                  collection_type: null
                  app_data: {}
                  charges: []
                payment_coupon: null
  /policies/{policy_id}/notes:
    get:
      operationId: retrieve-policy-notes
      summary: List policy notes
      description: List all notes that have been added to a policy.
      tags:
      - Policies
      x-additional-tags:
      - Attachments & notes
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - $ref: '#/components/parameters/page_size'
      - $ref: '#/components/parameters/page'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/notes'
              example:
                created_at: '2023-02-10T09:17:00.185Z'
                text": Customer spoke to Erlich previously
                requested_by":
                  type: user
                  id: 00000000-0000-0000-0000-000000000001
    post:
      operationId: policy-add-note
      summary: Add a note
      tags:
      - Policies
      x-additional-tags:
      - Attachments & notes
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - text
              properties:
                text:
                  type: string
                  description: A string of text for the note.
              example:
                text: Customer spoke to Erlich previously
            example:
              text: Customer spoke to Erlich previously
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/note'
              example:
                text: Customer spoke to Erlich previously
                policy_id: 10000000-1000-1000-1000-100000000000
                type: text_note_created
                created_at: '2022-10-16T10:12:02.872Z'
                requested_by:
                  type: user
                  id: 00000000-0000-0000-0000-000000000001
  /policies/{policy_id}/payment-coupons:
    delete:
      operationId: cancel-payment-coupons
      summary: Cancel payment coupons for a policy
      description: Cancel all pending payment coupons for a policy
      tags:
      - Policies
      x-additional-tags:
      - Payment coupons
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-coupons'
              example:
              - payment_coupon_id: 307286b9-bbaa-4096-9ccf-fcbe596ea0a8
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                status: cancelled
                type: payment_holiday
                redeemable_from: '2022-06-01T00:00:00.000Z'
                redeemable_to: '2022-06-30T00:00:00.000Z'
                reason: Customer retrenched
                created_at: '2020-08-04T09:14:21.451Z'
                created_by:
                  type: api_key
                  id: 420df14d-b09d-4d89-84a8-8e3118c9ca23
                  owner_id: 00000000-0000-0000-0000-000000000001
              - payment_coupon_id: de07f9a8-f818-4fbe-9d19-b46ba8d98758
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                status: cancelled
                type: ad_hoc
                amount: 2000
                reason: Customer retrenched
                created_at: '2020-08-04T09:14:21.451Z'
                created_by:
                  type: api_key
                  id: 420df14d-b09d-4d89-84a8-8e3118c9ca23
                  owner_id: 00000000-0000-0000-0000-000000000001
    get:
      operationId: retrieve-payment-coupons
      summary: Retrieve payment coupons for a policy
      tags:
      - Policies
      x-additional-tags:
      - Payment coupons
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: status
        in: query
        required: false
        schema:
          type: string
          enum:
          - pending
          - redeemed
          - cancelled
          - reversed
      - name: include
        in: query
        description: An optional comma-separated list of underlying objects to include, e.g. `?include=policy`.
        required: false
        style: form
        explode: false
        schema:
          type: array
          uniqueItems: true
          items:
            type: string
            enum:
            - policy
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-coupons'
    post:
      operationId: create-payment-coupons
      summary: Create payment coupons for a policy
      tags:
      - Policies
      x-additional-tags:
      - Payment coupons
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: array
              items:
                type: object
                required:
                - type
                properties:
                  type:
                    type: string
                    enum:
                    - ad_hoc
                    - payment_holiday
                    description: The type of the payment coupon.
                  redeemable_from:
                    type: string
                    format: date-time
                    description: The date from which the coupon can be redeemed. Required when creating `payment_holiday` coupons.
                  redeemable_to:
                    type: string
                    format: date-time
                    description: The date by which the coupon must be redeemed. Required when creating `payment_holiday` coupons.
                  amount:
                    type: integer
                    description: The amount, in cents, that represents the value of the coupon once redeemed. Required when creating `ad_hoc` coupons.
                  reason:
                    type: string
                    description: The reason for the payment coupon being granted.
            example:
            - type: payment_holiday
              redeemable_from: '2022-06-01'
              redeemable_to: '2022-06-30'
              reason: Customer retrenched
            - type: ad_hoc
              amount: 2000
              reason: Customer retrenched
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-coupons'
  /policies/{policy_id}/payment-coupons/{payment_coupon_id}/redeem:
    post:
      operationId: redeem-payment-coupons
      summary: Redeem payment coupon for a policy
      tags:
      - Policies
      x-additional-tags:
      - Payment coupons
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: payment_coupon_id
        in: path
        description: Must be a UUID. The unique identifier of the [payment_coupon](ref:retrieve-payment-coupons-1).
        required: true
        schema:
          type: string
          example: 3ae7c7fe-42b5-459f-b4b4-7a30b9e1cbf4
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                payment_date:
                  type: string
                  format: date-time
                  description: The payment date
                billing_date:
                  type: string
                  format: date-time
                  description: The billing date
              required:
              - payment_date
            example:
              payment_date: '2022-06-01'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-coupon'
  /policies/{policy_id}/payment-coupons/{payment_coupon_id}:
    delete:
      operationId: cancel-payment-coupon
      summary: Cancel a payment coupon for a policy
      tags:
      - Policies
      x-additional-tags:
      - Payment coupons
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: payment_coupon_id
        in: path
        description: Must be a UUID. The unique identifier of the [payment_coupon](ref:retrieve-payment-coupons-1).
        required: true
        schema:
          type: string
          example: 3ae7c7fe-42b5-459f-b4b4-7a30b9e1cbf4
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-coupon'
              example:
                payment_coupon_id: 3ae7c7fe-42b5-459f-b4b4-7a30b9e1cbf4
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                status: cancelled
                type: payment_holiday
                redeemable_from: '2022-06-01T00:00:00.000Z'
                redeemable_to: '2022-06-30T00:00:00.000Z'
                reason: Customer retrenched
                created_at: '2020-08-04T09:14:21.451Z'
                created_by:
                  type: api_key
                  id: 420df14d-b09d-4d89-84a8-8e3118c9ca23
                  owner_id: 00000000-0000-0000-0000-000000000001
  /policies/{policy_id}/payment-method:
    get:
      operationId: retrieve-policy-payment-method
      summary: Retrieve policy payment method
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy)
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-method'
              example:
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                type: debit_order
                bank_details:
                  first_name: Erlich
                  last_name: Bachman
                  bank: absa
                  branch_code: '12345'
                  account_number: '123456789'
    put:
      operationId: assign-policy-payment-method
      summary: Assign a payment method
      description: Assign a payment method to a policy. Read more about [payment methods](doc:billing#payment-methods).
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 6b3264d8-2550-4fb2-ae58-da4f9234a302
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - payment_method_id
              properties:
                payment_method_id:
                  type: string
                  description: Must be a UUID. The id of the payment method to assign.
              example:
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
            example:
              payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-method'
              example:
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                type: debit_order
                bank_details:
                  first_name: Erlich
                  last_name: Bachman
                  bank: absa
                  branch_code: '12345'
                  account_number: '123456789'
                  account_type: cheque
                  banv_status: pending
  /policies/{policy_id}/payments:
    get:
      operationId: fetch-policy-payments
      summary: List policy payments
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      description: Retrieve payments linked to a policy. Read more about how payments work on Root in the [payments guides](doc:payments-overview).
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: status
        in: query
        description: An optional comma-separated list for filtering results based on payment statuses, e.g. `?status=successful,failed`. By default if no statuses are specified, payments across all statuses will be returned.
        schema:
          type: array
          uniqueItems: true
          items:
            type: string
            enum:
            - successful
            - failed
            - cancelled
            - pending
            - submitted
            - processing
        required: false
      - name: payment_types
        in: query
        description: An optional comma-separated list for filtering results based on payment types, e.g. `?payment_types=premium,reversal`. By default if no payment types are specified, payments across all payment types will be returned.
        required: false
        schema:
          type: array
          uniqueItems: true
          items:
            $ref: '#/components/schemas/payment-type'
      - name: include
        in: query
        description: An optional comma-separated list of underlying objects to include, e.g. `?include=reversal_of_payment`. `reversal_of_payment` only applies to reversal payments and will include the original payment.
        required: false
        schema:
          type: array
          uniqueItems: true
          items:
            type: string
            enum:
            - reversal_of_payment
      - $ref: '#/components/parameters/page_size'
      - $ref: '#/components/parameters/page'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/payment'
                example:
                - payment_id: c9625104-c8da-45e2-972f-baf3037bce6b
                  policy_id: 07f9b73e-d16d-4a5a-8463-44ee62de4da3
                  payment_method_id: ff80fa5b-6daf-4c3c-9ca1-bb442a796aa6
                  status: failed
                  amount: 100
                  description: monthly_premium
                  external_ref: ExternalSystem00001
                  customer_ref: null
                  created_at: '2022-10-28T14:17:21.441Z'
                  created_by:
                    type: api_key
                    id: 312d8c45-eb3a-4f18-a952-c358fb94abdc
                    owner_id: cb8a0648-9186-454d-bf1f-6d82b3b82894
                  updated_at: '2022-10-28T14:17:38.798Z'
                  payment_date: '2022-10-26T00:00:00.000Z'
                  action_date: '2022-10-26T00:00:00.000Z'
                  billing_date: '2022-10-26T00:00:00.000Z'
                  policy: null
                  policyholder: null
                  payment_method: null
                  payment_type: premium
                  premium_type: recurring
                  failure_reason: Account Closed
                  currency: ZAR
                  retry_number: 0
                  finalized_at: '2022-10-28T14:17:38.798Z'
                  finalized_by:
                    type: api_key
                    id: 312d8c45-eb3a-4f18-a952-c358fb94abdc
                    owner_id: cb8a0648-9186-454d-bf1f-6d82b3b82894
                  collection_type: debit_order_two_day
                  app_data: {}
                  charges: []
                  raw_response: null
    post:
      operationId: create-policy-payment
      summary: Create policy payment
      description: This endpoint validates the input and creates a payment, which will result in a `200 OK` successful response, with the created payment in the response.
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - $ref: '#/components/parameters/idempotency'
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/payment-create'
            example:
              $ref: '#/components/schemas/payment-create/example'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-response'
              example:
                payment_id: bf1ada91-eecb-4f47-9bfa-1258bb1e0055
                policy_id: 2b012979-e2a2-45d3-b5fe-729f825d96ce
                payment_method_id: f4863a40-a6b1-4a4b-b734-62ae0370cd70
                status: successful
                amount: 6000
                description: Monthly premium for August
                customer_ref: ABCDEFGHIJ
                created_at: '2022-10-12T15:47:34.281Z'
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                updated_at: '2022-10-12T15:47:34.281Z'
                payment_date: '2022-10-12T00:00:00.000Z'
                action_date: '2022-10-12T00:00:00.000Z'
                policy: null
                policyholder: null
                payment_method: null
                payment_type: premium
                currency: ZAR
                finalized_at: '2022-09-19T12:47:57.546Z'
                finalized_by:
                  type: api_key
                  id: 420df14d-b09d-4d89-84a8-8e3118c9ca23
                  owner_id: 00000000-0000-0000-0000-000000000001
                app_data: null
                charges: []
                raw_response: null
  /policies/{policy_id}/payments/allocate-eft:
    post:
      operationId: policy-allocate-eft-payment
      summary: Allocate an EFT payment to a policy
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - amount
              - description
              - payment_date
              - payment_method_id
              - proof_of_payment
              properties:
                amount:
                  type: integer
                  description: The amount in cents.
                description:
                  type: string
                  description: A description for this payment
                payment_date:
                  type: string
                  format: date-time
                  description: The date on which the collection request should strike the policyholder's bank account
                payment_method_id:
                  type: string
                  description: Must be a UUID. The payment method associated with this policy
                proof_of_payment:
                  type: object
                  description: The proof of payment for the EFT being allocated
                  properties:
                    file_name:
                      type: string
                      description: The name of the proof of payment file (with file extension).
                    description:
                      type: string
                      description: A tag describing what the document is about (e.g. affidavit, etc.).
                    file_base64:
                      type: string
                      description: The raw file bytes encoded as a base 64 string. Limited to a maximum of 4 MB in size.
                    file_type:
                      type: string
                      description: The mime type of the attachment (e.g. image/png).
                  required:
                  - file_name
                  - description
                  - file_base64
                  - file_type
              example:
                amount: 35000
                description: Missed premium for March
                payment_date: '2020-03-01'
                payment_method_id: 3f6aa0c0-4f8b-228b-3343-222b59066b0e
                proof_of_payment:
                  file_name: premium.pdf
                  file_type: application/pdf
                  description: POP March premium
                  file_base64: 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
            example:
              amount: 35000
              description: Missed premium for March
              payment_date: '2020-03-01'
              payment_method_id: 3f6aa0c0-4f8b-228b-3343-222b59066b0e
              proof_of_payment:
                file_name: premium.pdf
                file_type: application/pdf
                description: POP March premium
                file_base64: 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
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-create'
              example:
                payment_id: b7b9bc96-9468-4b48-9bec-1a15a8cd8071
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                payment_method_id: 3f6aa0c0-4f8b-228b-3343-222b59066b0e
                status: successful
                amount: 35000
                description: Missed premium for March
                created_at: '2017-10-05T18:40:47.281Z'
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                payment_date: '2020-03-01T00:00:00.000Z'
                billing_date: '2020-03-01T00:00:00.000Z'
                payment_type: other
                policyholder:
                  policyholder_id: bf1ada91-eecb-4f47-9bfa-1258bb1e0055
                  type: individual
                  initials: E
                  first_name: Erlich
                  last_name: Bachman
                  id:
                    type: id
                    number: '6801015800084'
                    country: ZA
                  date_of_birth: '1968-01-01'
                  gender: male
                  email: erlich@aviato.com
                  cellphone: '+27821234567'
                  phone_other: null
                  created_at: '2017-10-12T15:47:34.281Z'
                  app_data:
                    company: Aviato
                  policy_ids: []
                  created_by:
                    id: 00000000-0000-0000-0000-000000000001
                    type: user
                  address:
                    line_1: 5230 Penfield Avenue
                    suburb: Woodland Hills
                    city: Los Angeles
                    country: US
                    area_code: CA 91364
                retry_of: null
                currency: ZAR
                retry_number: null
                collection_type: other
  /policies/{policy_id}/payments/request-collection:
    post:
      operationId: policy-collection-request
      summary: Create collection request for policy
      tags:
      - Policies
      x-additional-tags:
      - Billing & payments
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - amount
              - description
              - payment_date
              - payment_method_id
              properties:
                amount:
                  type: integer
                  description: The amount in cents.
                description:
                  type: string
                  description: A description for this payment
                payment_date:
                  type: string
                  format: date-time
                  description: The date on which the collection request should strike the policyholder's bank account. Must be greater than today's date.
                payment_method_id:
                  type: string
                  description: Must be a UUID. The payment method associated with this policy
              example:
                amount: 10000
                description: Missed premium for June
                payment_date: '2020-07-16'
                payment_method_id: 3f6aa0c0-4f8b-228b-3343-222b59066b0e
            example:
              amount: 10000
              description: Missed premium for June
              payment_date: '2020-07-16'
              payment_method_id: 3f6aa0c0-4f8b-228b-3343-222b59066b0e
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/payment-create'
              example:
                payment_id: b7b9bc96-9468-4b48-9bec-1a15a8cd8071
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                payment_method_id: 3f6aa0c0-4f8b-228b-3343-222b59066b0e
                status: pending
                amount: 10000
                description: Missed premium for June
                created_at: '2017-10-05T18:40:47.281Z'
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                payment_date: '2020-07-16T00:00:00.000Z'
                billing_date: '2020-07-19T00:00:00.000Z'
                payment_type: other
                policyholder:
                  policyholder_id: bf1ada91-eecb-4f47-9bfa-1258bb1e0055
                  type: individual
                  initials: E
                  first_name: Erlich
                  last_name: Bachman
                  id:
                    type: id
                    number: '6801015800084'
                    country: ZA
                  date_of_birth: '1968-01-01'
                  gender: male
                  email: erlich@aviato.com
                  cellphone: '+27821234567'
                  phone_other: null
                  created_at: '2017-10-12T15:47:34.281Z'
                  app_data:
                    company: Aviato
                  policy_ids: []
                  created_by:
                    id: 00000000-0000-0000-0000-000000000001
                    type: user
                  address:
                    line_1: 5230 Penfield Avenue
                    suburb: Woodland Hills
                    city: Los Angeles
                    country: US
                    area_code: CA 91364
                retry_of: null
                currency: ZAR
                retry_number: null
                collection_type: debit_order_same_day
  /policies/{policy_id}/reactivate:
    post:
      operationId: reactivate-policy
      summary: Reactivate policy
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                reactivation_option_type:
                  type: string
                  required: true
                  description: The type of reactivation, according to associated product module, that the policy will be subject to
                  example: reinstatement
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                status: active
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 5000
                monthly_premium: 6250
                billing_amount: 6250
                billing_day: 1
                billing_frequency: monthly
                beneficiaries: []
                covered_people: []
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
                terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
                schedule_versions:
                - version: 1
                  created_at: '2017-10-05T18:40:47.281Z'
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_colour: Space Grey
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
  /policies/{policy_id}/activate:
    post:
      operationId: activate-policy
      summary: Activate policy
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                package_name: Theft + comprehensive
                status: active
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 50000
                billing_day: 7
                billing_frequency: monthly
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/files/13ab24b3-beed-4f71-aa8f-ad87dc43c6e6
                terms_uri: https://sandbox.root.co.za/v1/files/52f57736-d473-4bce-aa06-cf43d98279e2
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/files/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_color: Space Grey
                  has_screen_cover: true
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
  /policies/{policy_id}/receipts:
    post:
      operationId: creating-policy-receipt
      summary: Create a policy receipt
      description: "Once a policy has been issued, it is important that a receipt is created which verifies that the new policyholder has received their actual policy. This receipt can either be in the form of a tracking pixel in an email which contains the policy document, or it could be a custom method (subject to approval).\n\nTo add a tracking pixel to a policy email, you create an `<img/>` tag which looks like the following:\n\n```html\n  <img src=\"https://sandbox.root.co.za/v1/insurance/policies/receipts/(:organisation_id).png?policy_id=128ba0c0-3f6a-4f8b-9b40-e2066b02b59e&version=1\" />\n```\n\nImportant to note is that the tag includes the policy version number and the policy unique identifier in the query string, while the image name that of your `organisation_id`.\n\nAlternatively if you wish to use a custom receipt method, you can `POST` to the receipt endpoint. This endpoint accepts any valid JSON object, but MUST include the version number in the body. The body value should be any data which could be reasonably said to be evidence of the policyholder receiving the policy document.\n"
      tags:
      - Policies
      x-additional-tags:
      - Create
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - version
              - details
              properties:
                version:
                  type: integer
                  description: The version number of the policy in question.
                details:
                  type: object
                  description: Any additional data signifying the receipt of the policy document.
              example:
                version: 1
                details:
                  foo: bar
            example:
              version: 1
              details:
                foo: bar
      responses:
        '200':
          description: Success
  /policies/{policy_id}/scheduled-functions/{function_name}/trigger:
    post:
      operationId: trigger-policy-scheduled-function
      summary: Trigger policy scheduled function
      description: Queues a [scheduled function](doc:scheduled-functions) to be executed asynchronously for a policy. **Note:** Despite a successful response, a queued function execution can nevertheless fail. Check the product module execution logs for the result.
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      - name: function_name
        in: path
        description: The name of the scheduled function to be run, as defined in the [product module code](doc:product-module-code).
        required: true
        schema:
          type: string
          example: applyAnnualIncrease
      responses:
        '200':
          description: Success
  /sandbox-only/policies/{policy_id}:
    patch:
      operationId: sandbox-only-update-policy
      summary: Update a policy (sandbox only)
      description: Update attributes on a policy, bypassing the product module code validation. **Note:** This endpoint is intended to be used for testing purposes and, as such, is only available in the sandbox environment.
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                app_data:
                  type:
                  - object
                  - 'null'
                  description: '`null` is allowed. An object containing additional custom data for the policy.'
                  additionalProperties: true
                billing_day:
                  type: integer
                  description: Day of the month on which the policy should be billed. Should be between 1 and 31. Billing day cannot be changed once a payment method is assigned to the policy.
                package_name:
                  type: string
                  description: The package name, as originally specified in the [quote hook](doc:quote-hook)
                sum_assured:
                  type: integer
                  description: The amount, in cents, of the total value insured.
                monthly_premium:
                  type: integer
                  description: The amount, in cents, of the monthly premium, as written on the policy schedule.
                start_date:
                  type: string
                  format: date-time
                  description: The start date of the policy.
                end_date:
                  type: string
                  format: date-time
                  description: The end date of the policy.
                module:
                  type: object
                  description: Custom module-specific fields stored against the policy. See [product modules](#product-modules) for more details.
                  additionalProperties: true
                policy_number:
                  type: string
                  description: A short-hand unique identifier for the policy, referenced in policy documents and displayed on the Root management dashboard. Must be unique within the organisation.
              example:
                app_data:
                  gadget_color: Space Grey
                  has_screen_cover: true
                billing_day: 7
            example:
              app_data:
                gadget_color: Space Grey
                has_screen_cover: true
              billing_day: 7
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 14999
                monthly_premium: 50000
                billing_amount: 50000
                billing_day: 7
                billing_frequency: monthly
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/files/13ab24b3-beed-4f71-aa8f-ad87dc43c6e6
                terms_uri: https://sandbox.root.co.za/v1/files/52f57736-d473-4bce-aa06-cf43d98279e2
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/files/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_color: Space Grey
                  has_screen_cover: true
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                type: object
                properties:
                  error:
                    type: object
                    required:
                    - type
                    - message
                    - more_info
                    properties:
                      type:
                        type: string
                        description: The type of error encountered - see [errors documentation](#errors) for a list of possible types.
                      message:
                        type: string
                        description: A description of the error.
                      more_info:
                        type: string
                        description: A link to the [errors documentation](#errors), to help debug the error.
                      trace_id:
                        type: string
                        description: A unique error ID used by Root to track and resolve the error. This will usually only be included in server errors.
                      errors:
                        description: A list of sub-error objects, usually used to indicate specific fields that failed validation.
                        type: array
                        items:
                          type: object
                          required:
                          - path
                          - message
                          properties:
                            path:
                              type: string
                              description: The path to the field in the request payload.
                            message:
                              type: string
                              description: A description of the error
                example:
                  type: not_found_error
                  message: Policy with ID '6eb24961-cfad-4b14-8e57-63bab318a88a' not found
                  more_info: https://docs.rootplatform.com/reference/errors
              example:
                error:
                  type: authorization_error
                  message: This feature is only available in the sandbox environment.
                  more_info: https://docs.rootplatform.com/reference/errors
  /policies/{policy_id}/requote:
    post:
      operationId: requote-policy
      summary: Requote policy
      description: This endpoint is deprecated in favour of [alteration hooks](ref:create-an-alteration-package).
      deprecated: true
      tags:
      - Policies
      x-additional-tags:
      - Manage
      parameters:
      - name: policy_id
        in: path
        description: Must be a UUID. The unique identifier of the [policy](ref:policy).
        required: true
        schema:
          type: string
          example: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - application_id
              properties:
                application_id:
                  type: string
                  description: Must be a UUID. The ID of the new [application](ref:create-an-application) to apply to the policy
              example:
                application_id: f4397823-db4a-4d6a-a06b-08e1a2a3172c
            example:
              application_id: f4397823-db4a-4d6a-a06b-08e1a2a3172c
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/policy'
              example:
                policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
                policy_number: 1HFCT1CDBJ
                policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
                status: active
                package_name: Theft + comprehensive
                sum_assured: 1199900
                base_premium: 5000
                monthly_premium: 6250
                billing_amount: 6250
                billing_day: 1
                billing_frequency: monthly
                beneficiaries: []
                covered_people: []
                start_date: '2017-10-05T00:00:00.000Z'
                end_date: '2018-10-05T00:00:00.000Z'
                policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
                terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
                policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
                schedule_versions:
                - version: 1
                  created_at: '2017-10-05T18:40:47.281Z'
                created_at: '2017-10-05T18:40:47.281Z'
                module:
                  type: root_gadgets
                  make: Apple
                  model: iPhone 6S 64GB LTE
                  serial_number: '1234567890'
                app_data:
                  gadget_colour: Space Grey
                created_by:
                  id: 00000000-0000-0000-0000-000000000001
                  type: user
                scheme_type: individual
                payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
                charges: []
components:
  schemas:
    attachments:
      type: array
      items:
        $ref: '#/components/schemas/attachment'
    payment-response:
      type: object
      properties:
        payment_id:
          type: string
          description: Must be a UUID. The unique identifier of the payment.
        policy_id:
          type: string
          description: Must be a UUID. The unique identifier of the policy linked to the payment.
        payment_method_id:
          type: string
          description: Must be a UUID. The unique identifier of the payment method used to make the payment.
        status:
          $ref: '#/components/schemas/payment-status'
        amount:
          type: number
          description: The payment amount as an integer in cents.
        description:
          type: string
          description: Description of the payment.
        external_ref:
          type: string
          description: Unique external reference of the payment.
        created_at:
          type: string
          format: date-time
          description: The time at which the payment was created.
        created_by:
          type: object
          description: An object indicating the user or API key that created the policyholder.
          properties:
            id:
              type: string
              description: Unique identifier for the actor.
            type:
              $ref: '#/components/schemas/actor-type'
            owner_id:
              type: string
              description: The related organisation's UUID.
        updated_at:
          type: string
          format: date-time
          description: Date the payment was last updated.
        payment_date:
          type: string
          format: date-time
          description: The target date for the payment to go off the customer’s card or bank account. Typically the same as `billing_date`, but may be earlier or later if `billing_date` falls on a bank holiday or Sunday.
        action_date:
          type: string
          format: date-time
          description: The date that the system first attempts to collect the payment from the customer's card or bank account. Typically the same as the `payment_date`, but can be earlier for certain payment methods.
        billing_date:
          type: string
          format: date-time
          description: Date the payment should be processed.
        payment_method:
          description: '`null` is allowed. The payment method used for the payment.'
          anyOf:
          - type: 'null'
          - $ref: '#/components/schemas/payment-method'
        payment_type:
          $ref: '#/components/schemas/payment-type'
        premium_type:
          $ref: '#/components/schemas/premium-type'
        app_data:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object containing additional custom data for the payment.'
          additionalProperties: true
        failure_reason:
          type: string
          description: 'The reason the payment failed.

            '
        currency:
          type: string
          description: Three-digit currency code for the payment. E.g. `ZAR` or `GBP`
        retry_of:
          type: string
          description: Must be a UUID. Only relevant for retry payments. Original payment id of the payment being retried.
        finalized_at:
          type: string
          format: date-time
          description: The date the payment update was finalized.
        collection_type:
          $ref: '#/components/schemas/collection-type'
        policyholder:
          description: '`null` is allowed. The policyholder the payment is linked to.'
          anyOf:
          - type: 'null'
          - $ref: '#/components/schemas/policyholder'
        policy:
          description: '`null` is allowed. The policy the payment is linked to.'
          anyOf:
          - type: 'null'
          - $ref: '#/components/schemas/policy'
        charges:
          type: array
          description: Whenever a premium payment is created (including reversals), a breakdown of the payment amount is calculated according to the charges stored on the policy.
          items:
            type: object
            properties:
              type:
                $ref: '#/components/schemas/payment-charge-type'
              name:
                type: string
                description: The name of the charge.
              description:
                type: string
                description: The description of the charge.
              amount:
                type: integer
                description: The charged amount. Required when type is `fixed` or `variable`. Either a proportion of the total premium (if `type` is `variable`), or a currency amount in cents (if `type` is `fixed`).
              calculated:
                type: integer
                description: The final calculated charge amount.
        raw_response:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object containing additional custom data for the payment.'
    claims:
      type: array
      items:
        $ref: '#/components/schemas/claim'
    beneficiaries:
      type: array
      description: '`null` is allowed. An array of beneficiaries. If null, the default beneficiary may be the policyholder if enabled in the product module settings. Some product modules may require adding beneficiaries to a policy for claims to be processed.'
      items:
        type: object
        description: Details for a single beneficiary.
        required:
        - beneficiary_id
        - relationship
        - percentage
        properties:
          beneficiary_id:
            type: string
            description: Must be a UUID. The unique identifier of the beneficiary.
          policyholder_id:
            type: string
            description: Must be a UUID. The unique identifier of the policyholder. Only relevant if `relationship` is `policyholder`.
          type:
            type: string
            description: The type of beneficiary.
            enum:
            - individual
            - company
            default: individual
          first_name:
            type: string
            description: The beneficiary's first name.
          last_name:
            type: string
            description: The beneficiary's last name.
          title:
            type: string
            description: The beneficiary's title.
            enum:
            - mr
            - mrs
            - miss
            - mx
            - sir
            - dr
            - adv
            - ms
            - prof
          gender:
            type: string
            description: The beneficiary's gender.
            enum:
            - male
            - female
          id:
            type: object
            description: (Individual beneficiaries only) The beneficiary's identification number, type and country.
            properties:
              type:
                type: string
                description: The beneficiary's identification type.
                enum:
                - id
                - passport
                - custom
              number:
                type: string
                description: Depending on the type selected, either an ID number, passport number or custom identifier.
              country:
                type: string
                description: The [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) country code of the `number`.
            required:
            - type
            - number
            - country
          date_of_birth:
            type:
            - string
            - 'null'
            format: date
            description: '`null` is allowed. The beneficiary''s date of birth.'
          percentage:
            type: integer
            description: An integer representing the percentage of a claim payout that the beneficiary should receive. Note that the percentages across all beneficiaries should add up to 100%.
          cellphone:
            $ref: '#/components/schemas/cellphone-string'
          email:
            type: string
            description: The beneficiary's email address.
          relationship:
            $ref: '#/components/schemas/beneficiary-relationship'
          company_name:
            type: string
            description: The name of the company that the beneficiary represents. Required when `type = company`.
          registration_number:
            type: string
            description: The company's registration number. Required when `type = company`.
          payment_details:
            $ref: '#/components/schemas/payment-details'
        example:
          first_name: Jared
          last_name: Dunn
          id:
            type: id
            number: '8704094800082'
            country: ZA
          percentage: 100
          relationship: cousin_or_relative
      example:
      - first_name: Jared
        last_name: Dunn
        id:
          type: id
          number: '8704094800082'
          country: ZA
        percentage: 100
        relationship: cousin_or_relative
    payment-status:
      type: string
      enum:
      - submitted
      - pending
      - processing
      - successful
      - failed
      - cancelled
      description: The status to which to create the payment.
    payment-coupon:
      type: object
      required:
      - payment_coupon_id
      - policy_id
      - status
      - type
      - created_at
      - created_by
      properties:
        payment_coupon_id:
          type: string
          description: Must be a UUID. Object ID of the payment coupon.
        policy_id:
          type: string
          description: Must be a UUID. Object ID of the policy.
        status:
          type: string
          description: A string indicating the status of the payment coupon. Possible values include `pending`, `redeemed`, or `cancelled`.
        type:
          type: string
          enum:
          - ad_hoc
          - payment_holiday
          description: The type of the payment coupon.
        redeemable_from:
          type: string
          format: date-time
          description: The date from which the coupon can be redeemed. Required when creating `payment_holiday` coupons.
        redeemable_to:
          type: string
          format: date-time
          description: The date by which the coupon must be redeemed. Required when creating `payment_holiday` coupons.
        amount:
          type: integer
          description: The amount, in cents, that represents the value of the coupon once redeemed. Required when creating `ad_hoc` coupons.
        reason:
          type: string
          description: The reason for the payment coupon being granted.
        payment_date:
          type: string
          format: date-time
          description: The date the payment coupon was redeemed.
        billing_date:
          type: string
          format: date-time
          description: The billing date of the payment the payment coupon repalces.
        created_at:
          type: string
          format: date-time
          description: The time at which the policy was created.
        created_by:
          type:
          - object
          - 'null'
          description: An object indicating the user or API key that created the policy. See [Authentication](#client-apps).
      example:
        payment_coupon_id: 307286b9-bbaa-4096-9ccf-fcbe596ea0a8
        policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
        status: pending
        type: payment_holiday
        redeemable_from: '2022-06-01T00:00:00.000Z'
        redeemable_to: '2022-06-30T00:00:00.000Z'
        reason: Customer retrenched
        created_at: '2020-08-04T09:14:21.451Z'
        created_by:
          type: api_key
          id: 420df14d-b09d-4d89-84a8-8e3118c9ca23
          owner_id: 00000000-0000-0000-0000-000000000001
    payment-type:
      type: string
      description: The type of the payment being created.
      enum:
      - premium
      - reversal
      - claim_payout
      - premium_refund
      - other
    premium-type:
      type: string
      description: The type of the payment being created.Required when `payment_type` is premium or reversal, optional when `payment_type` is premium_refund, forbidden otherwise.
      enum:
      - recurring
      - arrears
      - ad_hoc
      - pro_rata
      - cover_period
      - collection_request
      - manual_eft
      - premium_refund
    failure-action:
      type: string
      enum:
      - block_payment_method
      - block_retry
      - allow_retry
      description: 'The additional action to perform when processing a failed payment. `block_payment_method`: Set the payment method''s verification status to `blocked`, and do not generate a retry. `block_retry`: Do not generate a retry payment (even if enabled in the [product module settings](doc:billing-settings)). `allow_retry`: Generate a retry payment (if enabled in the [product module settings](doc:billing-settings)). **Note:** The payment method will be blocked after 4 consecutive failed payments regardless. See the [billing settings](https://docs.rootplatform.com/docs/billing-settings#consecutive-failed-payments-allowed) guide for more details on the number of consecutive payments allowed. This field will be required if `status` is `failed`, forbidden otherwise.

        '
    collection-type:
      type: string
      description: The collection type of the payment being created.
      enum:
      - debit_order_same_day
      - debit_order_two_day
      - debit_order_one_day
      - debit_order_debicheck
      - card
      - external
      - collection_module
      - other
    claim:
      type: object
      required:
      - claim_id
      - created_at
      - claim_status
      - approval_status
      - created_by
      properties:
        claim_id:
          type: string
          description: Must be a UUID. The unique identifier of the claim.
        claim_number:
          type: string
          description: A human-readable claim reference number.
        created_at:
          type: string
          format: date-time
          description: The timestamp at which the claim was opened.
        updated_at:
          type: string
          format: date-time
          description: The timestamp at which the claim was last updated.
        policy_id:
          type:
          - string
          - 'null'
          description: Must be a UUID. The identifier of the [policy](ref:policy) attached to this claim. May be `null` if no policy is linked yet.
        policyholder_id:
          type:
          - string
          - 'null'
          description: Must be a UUID. The identifier of the [policyholder](ref:policyholder) for this claim. May be `null` if no policyholder is linked yet.
        member_id:
          type:
          - string
          - 'null'
          description: Must be a UUID. The identifier of the member for this claim. Only used for group scheme policies. May be `null`.
        covered_item_id:
          type:
          - string
          - 'null'
          description: Must be a UUID. The identifier of the covered item that this claim is against. Required if the policy supports covered items.
        claim_status:
          type: string
          description: The current status of the claim.
          enum:
          - open
          - in_review
          - acknowledged
          - pending_payout
          - paid_out
          - closed
        approval_status:
          type: string
          description: The approval decision status of the claim.
          enum:
          - pending
          - approved
          - repudiated
          - no_claim
          - goodwill
        claimant:
          type:
          - object
          - 'null'
          description: An object containing the claimant's details. `null` if no claimant is specified.
          properties:
            first_name:
              type: string
              description: The first name of the claimant.
            last_name:
              type: string
              description: The last name of the claimant.
            id_number:
              type: string
              description: The ID number of the claimant.
            cellphone:
              type: string
              description: The cellphone number of the claimant.
            email:
              type: string
              description: The email address of the claimant.
            relationship:
              type: string
              description: The relationship of the claimant to the policyholder.
        incident_type:
          type:
          - string
          - 'null'
          description: A description of the incident type.
        incident_cause:
          type:
          - string
          - 'null'
          description: A description of the cause of the incident.
        incident_date:
          type:
          - string
          - 'null'
          format: date-time
          description: The date on which the incident occurred.
        assigned_to:
          type:
          - string
          - 'null'
          description: Must be a UUID. The identifier of the user to whom this claim is assigned.
        app_data:
          type:
          - object
          - 'null'
          description: An object containing additional custom data for the claim.
          additionalProperties: true
        module_data:
          type:
          - object
          - 'null'
          description: An object containing data populated by the product module.
          additionalProperties: true
        requested_amount:
          type:
          - integer
          - 'null'
          description: The requested payout amount (in cents) for the claim.
        granted_amount:
          type:
          - integer
          - 'null'
          description: The granted payout amount (in cents) for the claim.
        rejection_reason:
          type:
          - string
          - 'null'
          description: The reason for claim rejection, if applicable.
        currency:
          type: string
          description: The currency code for monetary amounts (e.g., `ZAR`, `USD`).
        created_by:
          type:
          - object
          - 'null'
          description: An object indicating the user or API key that created the claim. See [Authentication](https://docs.rootplatform.com/reference/getting-started-1#created_by-field).
        policyholder:
          type:
          - object
          - 'null'
          description: The [policyholder](ref:policyholder) object. Only included when `include=policyholder` query parameter is specified.
        policy:
          type:
          - object
          - 'null'
          description: The [policy](ref:policy) object. Only included when `include=policy` query parameter is specified.
        member:
          type:
          - object
          - 'null'
          description: The member object for group scheme policies. Only included when available.
        user_group:
          type:
          - object
          - 'null'
          description: The user group object. Only included when `include=user_group` query parameter is specified.
        block_states:
          type:
          - object
          - 'null'
          description: An object containing the current state of claim blocks (dynamic form fields).
          additionalProperties: true
      example:
        claim_id: d3d13c48-4dc3-4816-8d01-de3215878225
        claim_number: D33B754ADA8F
        created_at: '2017-10-16T10:12:02.872Z'
        updated_at: '2017-10-16T10:15:02.872Z'
        policy_id: 8349345c-a6c5-4bf9-8ebb-6bbfc1628715
        policyholder_id: 00000000-0000-0000-0000-000000000004
        member_id: 673b8081-9668-4136-97cc-6ae0debda083
        covered_item_id: 9dc39b57-cdc7-48f9-a303-d7c4f0421a0c
        claim_status: open
        approval_status: pending
        claimant:
          first_name: Erlich
          last_name: Aviato
          email: erlich@aviato.com
          cellphone: 0821234567
          relationship: main_member
        incident_type: Theft
        incident_cause: Device stolen during burglary
        incident_date: '2017-10-15T08:00:00.000Z'
        app_data:
          key1: value 1
          key2: value 2
        requested_amount: 13000000
        granted_amount: null
        currency: ZAR
        created_by:
          id: 00000000-0000-0000-0000-000000000001
          type: user
    payment-create:
      type: object
      required:
      - amount
      - status
      - description
      - payment_type
      - payment_date
      - collection_type
      - payment_method_id
      properties:
        status:
          $ref: '#/components/schemas/payment-status'
        payment_method_id:
          type: string
          description: Payment method id of the payment being created. Must be a UUID.
        payment_type:
          $ref: '#/components/schemas/payment-type'
        premium_type:
          $ref: '#/components/schemas/premium-type'
        amount:
          type: number
          description: The payment amount. Required when `retry_of` is not provided; otherwise forbidden.
        description:
          type: string
          description: Description of the payment being submitted. Required when `retry_of` is not provided; otherwise forbidden.
        payment_date:
          type: string
          format: date-time
          description: Date the payment was created.
        finalized_at:
          type: string
          format: date-time
          description: Date the payment was finalized. Required when `status` is `failed` or `successful`.
        collection_type:
          $ref: '#/components/schemas/collection-type'
        billing_date:
          type: string
          format: date-time
          description: Date the payment should be processed.
        external_reference:
          type: string
          description: Unique external reference of the payment.
        retry_of:
          type: string
          description: Original payment id of the payment being retried. Must be a UUID.
        failure_reason:
          type: string
          description: A description of the reason the payment failed. Required if `status` is `failed`, forbidden otherwise.
        failure_action:
          $ref: '#/components/schemas/failure-action'
        failure_code:
          type: string
          description: Optional if `status` is `failed`, forbidden otherwise. The failure error code.
      example:
        status: successful
        description: Monthly premium
        payment_type: premium
        premium_type: pro_rata
        amount: 1800
        payment_date: '2022-09-08T00:00:00Z'
        external_reference: B23423
        collection_type: debit_order_same_day
        finalized_at: '2022-09-08T00:00:00Z'
        billing_date: '2022-09-08T00:00:00Z'
    policy:
      type: object
      description: Policies are issued from applications, and represent binding insurance agreements. Parameters stored on the policy can be referenced in custom notifications, policy documents, data exports and external integrations. <br/><br/> See the [issuing policies](https://docs.rootplatform.com/docs/policy-issuing) guide and the [policy issue hook](https://docs.rootplatform.com/docs/policy-issue-hook) guide for more details.
      required:
      - policy_id
      - policy_number
      - status
      - policyholder_id
      - package_name
      - monthly_premium
      - billing_amount
      - balance
      - currency
      - billing_day
      - billing_frequency
      - next_billing_date
      - covered_people
      - base_premium
      - claim_ids
      - complaint_ids
      - start_date
      - end_date
      - policy_schedule_uri
      - terms_uri
      - schedule_versions
      - created_at
      - module
      - app_data
      - created_by
      - scheme_type
      - charges
      - supplementary_terms_files
      properties:
        policy_id:
          type: string
          description: Must be a UUID. Object ID of the policy.
        policy_number:
          type: string
          description: A shorter, human-readable policy identifier. This typically used in policy documents and customer notifications for ease of reference.
        status:
          $ref: '#/components/schemas/policy-status'
        policyholder_id:
          type: string
          description: Must be a UUID. The system identifier of the policy's policyholder.
        package_name:
          type: string
          description: The insurance package name.
        sum_assured:
          type: integer
          description: The amount, in cents, of the maximum value insured.
        monthly_premium:
          type: integer
          description: The total monthly premium, in cents, that will be billed to the policyholder.
        billing_amount:
          type: integer
          description: The amount, in cents, that will be billed on the next billing run.
        balance:
          type: integer
          description: The amount, in cents, that is owed on the policy. If the policyholder makes an adhoc payment to the policy, the amount is credited to this balance. If the policyholder defaults on a payment, it is subtracted from the balance. If the balance is found negative during the next billing run, the amount is added to the monthly premium, else the monthly premium is subtracted from the balance and the remainder is charged.
        billing_day:
          type:
          - integer
          - 'null'
          description: '`null` is allowed. The day of month on which the policy is billed. Should be between 1 and 31, or `null`. If it falls on a day that does not exist in the month (for example, 31 in February) the policy will be billed on the last day of the month. Setting this value to 31 will ensure that the policy is billed on the last day of every month.'
        billing_frequency:
          type: string
          description: The frequency at which the policy is billed. One of [`monthly`, `yearly`, `once_off`]. See the [billing settings](https://docs.rootplatform.com/docs/billing-settings#billing-frequency) guide for more details on the billing frequency.
        next_billing_date:
          type: string
          format: date-time
          description: The next date the policy is due to be billed.
        currency:
          type: string
          description: The currency code of the policy.
        beneficiaries:
          description: An array of beneficiaries, or "null".
          oneOf:
          - $ref: '#/components/schemas/beneficiaries'
          - type: 'null'
        covered_people:
          type:
          - array
          - 'null'
          items:
            type: object
          description: '`null` is allowed. An array of covered people added to the policy.'
        base_premium:
          type: integer
          description: The amount, in cents, of the minimum allowed monthly premium fee. This includes risk pricing and platform fees.
        claim_ids:
          type: array
          items:
            type: string
          description: An array of claim ids of the claims linked to the policy.
        complaint_ids:
          type: array
          items:
            type: string
          description: An array of complaint ids of the complaints linked to the policy.
        start_date:
          type: string
          format: date-time
          description: Once the policy reaches its start date, cover commences and regular collection attempts can run against the policy (provided it has an `active` status). See the [Managing policies](https://docs.rootplatform.com/docs/policy-administration#policy-lifecycle) guide for more details on the policy lifecycle.
        end_date:
          type: string
          format: date-time
          description: When the policy reaches its end date, its status will change to `expired`. Cover and collections will cease. Policies with no end date do not expire.
        current_version:
          type:
          - integer
          - 'null'
          description: '`null` is allowed. The current policy schedule version.'
        schedule_file_id:
          type:
          - string
          - 'null'
          description: '`null` is allowed. Object ID of the policy document.'
        policy_schedule_uri:
          type:
          - string
          - 'null'
          description: URI to the policy document in PDF format.
        terms_file_id:
          type:
          - string
          - 'null'
          description: '`null` is allowed. Attachment ID of the policy terms document.'
        terms_uri:
          type:
          - string
          - 'null'
          description: URI to the terms document in PDF format.
        supplementary_terms_files:
          type: array
          description: Supplementary terms files associated with the policy.
          items:
            type: object
            properties:
              supplementary_terms_file_id:
                type: string
                description: Attachment ID of the supplementary terms document.
              type:
                type: string
                description: The supplementary terms file type, as specified in the product module settings.
              uri:
                type: string
                description: URI to the supplementary terms document in PDF format.
        policy_welcome_letter_file_id:
          type:
          - string
          - 'null'
          description: '`null` is allowed. Object ID of the welcome letter.'
        policy_welcome_letter_uri:
          type:
          - string
          - 'null'
          description: '`null` is allowed. URI to the welcome letter in PDF format.'
        policy_certificate_file_id:
          type:
          - string
          - 'null'
          description: '`null` is allowed. Object ID of the policy certificate.'
        policy_certificate_uri:
          type:
          - string
          - 'null'
          description: '`null` is allowed. URI to the certificate in PDF format.'
        policy_anniversary_file_id:
          type:
          - string
          - 'null'
          description: '`null` is allowed. Object ID of the policy anniversary document.'
        schedule_versions:
          type: array
          items:
            type: object
            properties:
              version:
                type: integer
                description: The policy schedule version number.
              created_at:
                type: string
                format: date-time
                description: The date the policy schedule version was created.
          description: The policy schedule versions for the policy. A new policy schedule version is typically created when the policy is updated.
        created_at:
          type: string
          format: date-time
          description: The time at which the policy was created.
        module:
          type: object
          description: Custom, product-specific fields stored against the policy. These parameters are set in the [policy issue hook](https://docs.rootplatform.com/docs/policy-issue-hook) in the product module code. They can be referenced in policy documents, data exports and external integrations.
          additionalProperties: true
        restricted_data:
          type: object
          description: Optional restricted product-specific information saved to the policy. This field is only returned when the requestee has access to restricted policy module data.
          additionalProperties: true
        app_data:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object containing additional custom data for the policy.'
          additionalProperties: true
        created_by:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object indicating the user or API key that created the policy.'
        scheme_type:
          type: string
          description: Indicates the policy scheme type, being either `individual` or `group`.
        payment_method_id:
          type: string
          description: Must be a UUID. The ID of the policy's payment method, if set.
        status_updated_at:
          type: string
          format: date-time
          description: Date indicating when the policy status was last updated.
        charges:
          type: array
          description: Whenever a premium payment is created (including reversals), a breakdown of the payment amount is calculated according to the charges stored on the policy. This allows the premium breakdown to be referenced in policy documents and disclosures, and in the policy's payment data. See the [policy issue hook](https://docs.rootplatform.com/docs/policy-issue-hook#charges-and-commissions) guide for more details on charges and commissions.
          items:
            type: object
            required:
            - type
            - name
            properties:
              type:
                $ref: '#/components/schemas/payment-charge-type'
              name:
                type: string
                description: The name of the charge.
              description:
                type: string
                description: The description of the charge.
              amount:
                type: integer
                description: The charged amount. Required when type is `fixed` or `variable`. Either a proportion of the total premium (if `type` is `variable`), or a currency amount in cents (if `type` is `fixed`).
      example:
        policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
        policy_number: 1HFCT1CDBJ
        policyholder_id: bf3ab7ce-064d-43b7-811d-0ecd9aca3daf
        status: active
        package_name: Theft + comprehensive
        sum_assured: 1199900
        base_premium: 14999
        monthly_premium: 50000
        balance: 0
        currency: ZAR
        billing_amount: 50000
        billing_day: 1
        billing_frequency: monthly
        covered_people: []
        start_date: '2017-10-05T00:00:00.000Z'
        end_date: '2018-10-05T00:00:00.000Z'
        current_version: 1
        schedule_file_id: c85f1d4e-f09b-11ed-a05b-0242ac120003
        policy_schedule_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/schedule/schedule_latest.pdf
        terms_file_id: 68c8b6e6-f484-11ed-a05b-0242ac120003
        terms_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/terms/terms.pdf
        supplementary_terms_files:
        - supplementary_terms_file_id: c414342a-7ea4-4a16-be68-d152aa5fce68
          type: client-conduct
          uri: https://sandbox.root.co.za/v1/files/download/a7bc326f-640e-4b43-9909-7a6c8be17e37
        policy_welcome_letter_file_id: d0864e70-f09b-11ed-a05b-0242ac120003
        policy_welcome_letter_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/welcome-letter/welcome_letter.pdf
        policy_certificate_file_id: 1e527606-f09c-11ed-a05b-0242ac120003
        policy_certificate_uri: https://sandbox.root.co.za/v1/insurance/policies/128ba0c0-3f6a-4f8b-9b40-e2066b02b59e/certificate/certificate.pdf
        policy_anniversary_file_id: 7e6d32c4-f484-11ed-a05b-0242ac120003
        schedule_versions:
        - version: 1
          created_at: '2017-10-05T18:40:47.281Z'
        created_at: '2017-10-05T18:40:47.281Z'
        module:
          type: root_gadgets
          make: Apple
          model: iPhone 6S 64GB LTE
          serial_number: '1234567890'
        restricted_data:
          internal_commission_bps: 1500
        app_data:
          gadget_colour: Space Grey
        created_by:
          id: 00000000-0000-0000-0000-000000000001
          type: user
        scheme_type: individual
        payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
        charges: []
        beneficiaries:
        - first_name: Jared
          last_name: Dunn
          id:
            type: id
            number: '8704094800082'
            country: ZA
          percentage: 100
          relationship: cousin_or_relative
    actor-type:
      type: string
      description: The actor who created the record.
      enum:
      - api_key
      - system
      - user
    policyholder-request:
      type: object
      required:
      - id
      - first_name
      - last_name
      - company_name
      - registration_number
      properties:
        type:
          type: string
          description: The policyholder type.
          enum:
          - individual
          - company
        id:
          type: object
          description: (Individual policyholders only) Object containing policyholder's identification information.
          properties:
            type:
              type: string
              description: The id type of the policyholder.
              enum:
              - id
              - passport
              - email
              - cellphone
              - custom
            number:
              type: string
              description: Depending on the `type` selected, either an ID number, passport number, email address, cellphone number or custom identifier.
            country:
              type: string
              description: The [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) country code of the `number`.
            expiration_date:
              type: string
              format: date-time
              description: (Individual policyholders only) The expiration date of the policyholder's passport or custom identifier.
          required:
          - type
          - number
          - country
        date_of_birth:
          type: string
          description: (Individual policyholders only) The policyholder's date of birth in the format YYYYMMDD. Forbidden if `id.type` is "id" and `id.country` is "ZA".
        gender:
          type:
          - string
          - 'null'
          description: (Individual policyholders only) The gender of the policyholder.
          enum:
          - male
          - female
        initials:
          type: string
          description: Policyholder or primary contact's initials.
        title:
          type: string
          description: The policyholders's title.
          enum:
          - mr
          - mrs
          - miss
          - mx
          - sir
          - dr
          - adv
          - ms
          - prof
        first_name:
          type: string
          description: Policyholder or primary contact's legal first name.
        middle_name:
          type: string
          description: The policyholder or primary contact's legal middle name.
        last_name:
          type: string
          description: Policyholder or primary contact's legal last name.
        email:
          type:
          - string
          - 'null'
          description: '`null` is allowed. Policyholder or primary contact''s contact email address.'
        cellphone:
          oneOf:
          - $ref: '#/components/schemas/cellphone'
          - $ref: '#/components/schemas/cellphone-string'
        phone_other:
          oneOf:
          - $ref: '#/components/schemas/cellphone'
          - $ref: '#/components/schemas/cellphone-string'
        app_data:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object containing additional custom data for the policyholder.'
          additionalProperties: true
        company_name:
          type: string
          description: The name of the company that the policyholder represents. Only required when `type = company`.
        registration_number:
          type: string
          description: The company's registration number. Only required when `type = company`.
        date_of_establishment:
          type: string
          description: (Company policyholders only) The company's date of establishment in the format YYYYMMDD. Required when `type = company`.
        company_website_url:
          type: string
          description: (Company policyholders only) The company's website URL. Required when `type = company`.
        subsidiary_companies:
          type: array
          items:
            type: string
          description: (Company policyholders only) An array of subsidiary company names. Required when `type = company`.
        contact_position:
          type: string
          description: (Company policyholders only) The position or role of the primary contact at the company. Required when `type = company`.
        address:
          type:
          - object
          - 'null'
          description: '`null` is allowed. The policyholder''s physical address. See below for more details.'
          properties:
            line_1:
              type: string
              description: First line of the policyholder's address.
            line_2:
              type:
              - string
              - 'null'
              description: '`null` is allowed. Optional second line of the policyholder''s address.'
            suburb:
              type: string
              description: The policyholder's suburb.
            city:
              type: string
              description: The policyholder's city.
            country:
              type: string
              description: The policyholder's country code, in the [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) format.
            area_code:
              type: string
              description: The policyholder's area code, must be 4 characters long when the policyholder's country code is ZA.
          required:
          - line_1
          - city
          - country
          - area_code
      example:
        id:
          type: id
          number: '6801015800084'
          country: ZA
        initials: E
        first_name: Erlich
        middle_name: Aviato
        last_name: Bachman
        email: erlich@avaito.com
        cellphone: '+27821234567'
        phone_other: '+27124101337'
        app_data:
          company: Aviato
        address:
          line_1: 5230 Penfield Avenue
          suburb: Woodland Hills
          city: Los Angeles
          country: US
          area_code: '91364'
    beneficiary-relationship:
      type: string
      description: The beneficiary's relationship to the policyholder.
      enum:
      - main_member
      - spouse
      - parent
      - son
      - daughter
      - aunt_or_uncle
      - grandparent
      - cousin_or_relative
      - brother
      - sister
      - employer
      - policyholder
      - credit_provider
      - cessionary
      - estate
      - trust
      - guardian_fund
      - funeral_parlour
      - son_in_law
      - daughter_in_law
      - mother_in_law
      - father_in_law
      - grandchild
      - niece_or_nephew
      - other
    quote-package:
      type: object
      description: Quote packages are designed to be low-fidelity and fast to generate,  and are used to generate and display new quotes rapidly on a customer-facing front-end.  They expire after one week. <br/><br/> See the [issing policies](https://docs.rootplatform.com/docs/policy-issuing) guide  and the [quote hook](https://docs.rootplatform.com/docs/quote-hook) guide for more details.
      required:
      - quote_package_id
      - package_name
      - sum_assured
      - base_premium
      - suggested_premium
      - module
      - created_at
      - currency
      - billing_frequency
      - product_module_definition_id
      properties:
        quote_package_id:
          type: string
          description: Must be a UUID. Unique identifier of the quote package.
        package_name:
          type: string
          description: The package name.
        sum_assured:
          type: integer
          description: The maximum insured value in cents.
        base_premium:
          type: integer
          description: The combined risk and platform fee in cents. `monthly_premium` should be calculated from this.
        suggested_premium:
          type: integer
          description: The suggested `monthly_premium` amount in cents. This is the total premium for display to the customer.
        module:
          type: object
          description: Custom, product-specific information saved to the quote for later reference.  These parameters are set in the [quote hook](https://docs.rootplatform.com/docs/quote-hook) in the product module code.
          additionalProperties: true
        restricted_data:
          type: object
          description: Optional restricted product-specific information saved to the quote. This field is only returned when the requestee has access to restricted quote module data.
          additionalProperties: true
        input_data:
          type: object
          description: Quote input parameters as received over the [create a quote](https://docs.rootplatform.com/reference/getting-a-quote-2) endpoint.
          additionalProperties: true
        created_at:
          type: string
          format: date-time
          description: The date/time at which the quote package was created.
        currency:
          type: string
          description: The currency used for the quote package, in [ISO 4217] (https://en.wikipedia.org/wiki/ISO_4217) format.
        billing_frequency:
          type: string
          enum:
          - monthly
          - yearly
          - once_off
          description: The frequency at which the policy will be billed. See the [billing settings](https://docs.rootplatform.com/docs/billing-settings#billing-frequency) guide for more details on the billing frequency.
        product_module_definition_id:
          type: string
          description: Must be a UUID. Unique identifier of the product module definition associated with this quote package. If a policy is issued from this quote, this product module definition will be associated with the policy.
      example:
        quote_package_id: 3822b8fb-43e7-43f7-94ad-63e94e6ce1e3
        package_name: Theft + comprehensive
        sum_assured: 1199900
        base_premium: 14999
        suggested_premium: 18749
        module:
          type: root_gadgets
          make: Apple
          model: iPhone 6S 64GB LTE
        restricted_data:
          internal_commission_bps: 2500
        created_at: '2023-02-03T11:17:09.747Z'
        currency: ZAR
        billing_frequency: monthly
        product_module_definition_id: 4889a9e0-d5f9-4971-8ac2-2175a9d15477
    notes:
      type: array
      items:
        $ref: '#/components/schemas/note'
    alteration-package:
      type: object
      required:
      - alteration_package_id
      - product_module_definition_id
      - module
      - created_at
      - created_by
      properties:
        alteration_package_id:
          type: string
          description: Must be a UUID. Unique identifier of the alteration package.
        product_module_definition_id:
          type: string
          description: Must be a UUID. Unique identifier of the product module definition.
        module:
          type: object
          description: Custom module-specific fields stored against the alteration package. See [product modules](#product-modules) for more details.
          additionalProperties: true
        created_at:
          type: string
          format: date-time
          description: The date/time at which the alteration package was created.
        created_by:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object indicating the user or API key that created the alteration package. See [Authentication](#client-apps).'
      example:
        alteration_package_id: f4397823-db4a-4d6a-a06b-08e1a2a3172c
        product_module_id: 5d8c8c63-e2f1-43e0-94f1-c467545f182d
        created_at: '2017-10-12T15:47:34.281Z'
        created_by:
          id: 00000000-0000-0000-0000-000000000001
          type: user
        module:
          type: root_gadgets
          make: Apple
          model: iPhone 6S 64GB LTE
        monthly_premium: 11200
        currency: ZAR
        sum_assured: 329900
        billing_frequency: monthly
        status: pending
        change_description: Updating device
        product_module_definition_id: 9b7b43f4-9ab8-4e37-b42b-59d5595f3983
        input_data: {}
        policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
        product_module_definition_alteration_hook_id: 2cbbc377-e142-4986-8871-29b0a4c23353
    payment:
      type: object
      required:
      - payment_id
      - policy_id
      - payment_method_id
      - status
      - amount
      - created_at
      - created_by
      - updated_at
      - payment_date
      - action_date
      - billing_date
      - policy
      - policyholder
      - payment_method
      - payment_type
      - currency
      - retry_number
      - app_data
      - raw_response
      properties:
        payment_id:
          type: string
          description: Must be a UUID. The unique identifier of the payment.
        policy_id:
          type: string
          description: Must be a UUID. The unique identified of the policy the payment is linked to.
        payment_method_id:
          type: string
          description: Must be a UUID. The unique identifier of the payment method used to make the payment.
        status:
          $ref: '#/components/schemas/payment-status'
        amount:
          type:
          - number
          - 'null'
          description: The payment amount as an integer in cents.
        description:
          type: string
          description: Description of the payment.
        external_ref:
          type:
          - string
          - 'null'
          description: Unique external reference of the payment.
        customer_ref:
          type:
          - string
          - 'null'
          description: Customer reference for the payment.
        created_at:
          type: string
          format: date-time
          description: The time at which the payment was created.
        created_by:
          type: object
          description: An object indicating the user or API key that created the policyholder.
          required:
          - type
          properties:
            id:
              type: string
              description: Unique identifier for the actor.
            type:
              $ref: '#/components/schemas/actor-type'
            owner_id:
              type: string
              description: The related organisation's UUID.
        updated_at:
          type: string
          format: date-time
          description: Date the payment was last updated.
        billing_date:
          type: string
          format: date-time
          description: The customer's chosen payment date, as specified using the `billing_day` property on the policy.
        payment_date:
          type: string
          format: date-time
          description: The target date for the payment to go off the customer’s card or bank account. Typically the same as `billing_date`, but may be earlier or later if `billing_date` falls on a bank holiday or Sunday.
        action_date:
          type: string
          format: date-time
          description: The date that the system first attempts to collect the payment from the customer's card or bank account. Typically the same as the `payment_date`, but can be earlier for certain payment methods.
        payment_method:
          oneOf:
          - $ref: '#/components/schemas/payment-method'
          - type: 'null'
        payment_type:
          $ref: '#/components/schemas/payment-type'
        premium_type:
          $ref: '#/components/schemas/premium-type'
        app_data:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object containing additional custom data for the payment.'
          additionalProperties: true
        failure_reason:
          type:
          - string
          - 'null'
          description: 'The reason the payment failed.

            '
        currency:
          type: string
          description: Three-digit currency code for the payment. E.g. `ZAR` or `GBP`
        retry_of:
          type: string
          description: Must be a UUID. Only relevant for retry payments. Original payment id of the payment being retried.
        retry_number:
          type:
          - number
          - 'null'
          description: '`null` is allowed. Only relevant for retry payments. The number of times the payment has been retried (including the current retry payment).

            '
        net_amount:
          type: number
          description: Integer in cents. The payment amount net of any charges.
        finalized_at:
          type: string
          format: date-time
          description: The date the payment update was finalized.
        finalized_by:
          type: object
          description: '`null` is allowed. An object indicating the user or API key that finalized the payment.'
          required:
          - type
          properties:
            id:
              type: string
              description: Unique identifier for the actor e.g. user
            type:
              $ref: '#/components/schemas/actor-type'
            owner_id:
              type: string
              description: The related organisation's UUID
        collection_type:
          $ref: '#/components/schemas/collection-type'
        policyholder:
          description: '`null` is allowed. The policyholder linked to the payment.'
          anyOf:
          - type: 'null'
          - $ref: '#/components/schemas/policyholder'
        policy:
          description: '`null` is allowed. The policy the payment is linked to.'
          anyOf:
          - type: 'null'
          - $ref: '#/components/schemas/policy'
        charges:
          type: array
          description: Whenever a premium payment is created (including reversals), a breakdown of the payment amount is calculated according to the charges stored on the policy.
          items:
            type: object
            required:
            - type
            - name
            - description
            - amount
            - calculated
            properties:
              type:
                $ref: '#/components/schemas/payment-charge-type'
              name:
                type: string
                description: The name of the charge.
              description:
                type: string
                description: The description of the charge.
              amount:
                type: integer
                description: The charged amount. Required when type is `fixed` or `variable`. Either a proportion of the total premium (if `type` is `variable`), or a currency amount in cents (if `type` is `fixed`).
              calculated:
                type: integer
                description: The final calculated charge amount.
        raw_response:
          type:
          - string
          - 'null'
          description: The raw response from upstream providers.
      example:
      - payment_id: c9625104-c8da-45e2-972f-baf3037bce6b
        policy_id: 07f9b73e-d16d-4a5a-8463-44ee62de4da3
        payment_method_id: ff80fa5b-6daf-4c3c-9ca1-bb442a796aa6
        status: failed
        amount: 100
        description: monthly_premium
        external_ref: ExternalSystem00001
        customer_ref: null
        created_at: '2022-10-28T14:17:21.441Z'
        created_by:
          type: api_key
          id: 312d8c45-eb3a-4f18-a952-c358fb94abdc
          owner_id: cb8a0648-9186-454d-bf1f-6d82b3b82894
        updated_at: '2022-10-28T14:17:38.798Z'
        payment_date: '2022-10-26T00:00:00.000Z'
        action_date: '2022-10-26T00:00:00.000Z'
        billing_date: '2022-10-26T00:00:00.000Z'
        policy: null
        policyholder: null
        payment_method: null
        payment_type: premium
        premium_type: recurring
        failure_reason: Account Closed
        currency: ZAR
        retry_number: 0
        finalized_at: '2022-10-28T14:17:38.798Z'
        finalized_by:
          type: api_key
          id: 312d8c45-eb3a-4f18-a952-c358fb94abdc
          owner_id: cb8a0648-9186-454d-bf1f-6d82b3b82894
        collection_type: debit_order_two_day
        app_data: {}
        charges: []
        raw_response: null
    cellphone:
      type:
      - object
      - 'null'
      description: '`null` and `""` allowed. Object containing the cellphone number in national format, and the corresponding alpha 2 country code.'
      properties:
        number:
          type: string
          description: The cellphone number.
        country:
          type: string
          description: The [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) country code of the country of the cellphone number.
      required:
      - number
      - country
      example:
        number: 0821234567
        country: ZA
    note:
      type: object
      required:
      - text
      - created_at
      properties:
        text:
          type: string
          description: A string of text for the note.
        created_at:
          type: string
          format: date-time
          description: Time at which the attachment was created.
      example:
        text: Customer spoke to Erlich previously
        created_at: '2022-10-16T10:12:02.872Z'
        requested_by:
          type: user
          id: 00000000-0000-0000-0000-000000000001
    policy-status:
      type: string
      description: The policy status. See the [managing policies](https://docs.rootplatform.com/docs/policy-administration#policy-lifecycle) guide for more details on the policy lifecycle.
      enum:
      - pending_initial_payment
      - active
      - cancelled
      - expired
      - lapsed
      - not_taken_up
    policyholder:
      type: object
      required:
      - policyholder_id
      - type
      - id
      - first_name
      - last_name
      - policy_ids
      - created_at
      - app_data
      - created_by
      properties:
        policyholder_id:
          type: string
          description: Must be a UUID. The unique identifier of the policyholder.
        type:
          type: string
          description: The policyholder type.
          enum:
          - individual
          - company
        id:
          type: object
          description: (Individual policyholders only) Object containing policyholder's identification information.
          properties:
            type:
              type: string
              description: The id type of the policyholder.
              enum:
              - id
              - passport
              - email
              - cellphone
              - custom
            number:
              type: string
              description: The ID or passport number.
            country:
              type: string
              description: The [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) country code of the country of the id/passport number.
            expiration_date:
              type: string
              format: date-time
              description: (Individual policyholders only) The expiration date of the policyholder's passport.
          required:
          - type
          - number
          - country
        title:
          type: string
          description: The policyholders's title.
          enum:
          - mr
          - mrs
          - miss
          - mx
          - sir
          - dr
          - adv
          - ms
          - prof
        date_of_birth:
          type: string
          description: (Individual policyholders only) The policyholder's date of birth in the format YYYYMMDD.
        gender:
          type: string
          description: Null is allowed. (Individual policyholders only) The policyholder's gender.
          enum:
          - male
          - female
        initials:
          type:
          - string
          - 'null'
          description: '`null` is allowed. The policyholder or primary contact''s initials.'
        first_name:
          type: string
          description: The policyholder or primary contact's legal first name.
        middle_name:
          type:
          - string
          - 'null'
          description: '`null` is allowed. The policyholder or primary contact''s legal middle name.'
        last_name:
          type: string
          description: The policyholder or primary contact's legal last name.
        company_name:
          type: string
          description: (Company policyholders only) The name of the company that the policyholder represents.
        registration_number:
          type: string
          description: (Company policyholders only) The company's registration number.
        date_of_establishment:
          type: string
          description: (Company policyholders only) The company's date of establishment in the format YYYYMMDD.
        company_website_url:
          type: string
          description: (Company policyholders only) The company's website URL.
        contact_position:
          type: string
          description: (Company policyholders only) The position or role of the primary contact at the company.
        subsidiary_companies:
          type: array
          items:
            type: string
          description: (Company policyholders only) An array of subsidiary company names.
        email:
          type:
          - string
          - 'null'
          description: '`null` is allowed. The policyholder or primary contact''s contact email address.'
        cellphone:
          $ref: '#/components/schemas/cellphone-string'
        phone_other:
          $ref: '#/components/schemas/cellphone-string'
        policy_ids:
          type: array
          items:
            type: string
          description: An array of ids of the policies linked to this policyholder.
        policies:
          type: array
          items:
            $ref: '#/components/schemas/policy'
          description: An array of full [policy objects](#policy) owned by the policyholder. This is currently only included when [fetching all policyholders](#list-all-policyholders) or [fetching an individual policyholder](#retrieve-a-policyholder) with `?include=policies`.
        created_at:
          type: string
          format: date-time
          description: The time at which the policyholder was created.
        app_data:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object containing additional custom data for the policy holder.'
          additionalProperties: true
        created_by:
          type:
          - object
          - 'null'
          description: '`null` is allowed. An object indicating the user or API key that created the policyholder. See [Authentication](#client-apps).'
        updated_at:
          type: string
          format: date-time
          description: The time at which the policyholder was last updated.
        address:
          type:
          - object
          - 'null'
          description: '`null` is allowed. The policyholder''s physical address. See below for more details.'
          properties:
            line_1:
              type: string
              description: First line of the policyholder's address.
            line_2:
              type:
              - string
              - 'null'
              description: '`null` is allowed. Optional second line of the policyholder''s address.'
            suburb:
              type: string
              description: The policyholder's suburb.
            city:
              type: string
              description: The policyholder's city.
            country:
              type: string
              description: The policyholder's country code, in the [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) format.
            area_code:
              type: string
              description: The policyholder's area code must be 4 characters long for South African addresses.
          required:
          - line_1
          - city
          - country
          - area_code
      example:
        policyholder_id: bf1ada91-eecb-4f47-9bfa-1258bb1e0055
        type: individual
        initials: E
        first_name: Erlich
        middle_name: Aviato
        last_name: Bachman
        id:
          type: id
          number: '6801015800084'
          country: ZA
        date_of_birth: '19680101'
        gender: male
        email: erlich@aviato.com
        cellphone: '+27821234567'
        phone_other: '+27124101337'
        created_at: '2017-10-12T15:47:34.281Z'
        app_data:
          company: Aviato
        policy_ids: []
        created_by:
          id: 00000000-0000-0000-0000-000000000001
          type: user
        address:
          line_1: 5230 Penfield Avenue
          suburb: Woodland Hills
          city: Los Angeles
          country: US
          area_code: CA 91364
    alteration-packages:
      type: array
      items:
        $ref: '#/components/schemas/alteration-package'
    payment-method:
      type: object
      required:
      - payment_method_id
      - type
      - created_at
      - organization_id
      - policyholder_id
      properties:
        payment_method_id:
          type: string
          description: Must be a UUID. The Unique identifier for the payment method.
        type:
          type: string
          description: The payment method type. Except for external payment methods, must be one of `debit_order`, `card`, `eft`, `collection_module`. For external payment methods, will correspond to the custom `key` field.
        created_at:
          type: string
          format: date-time
          description: The date and time at which the payment method was created.
        updated_at:
          type: string
          format: date-time
          description: The date and time at which the payment method was last updated.
        organization_id:
          type: string
          description: Must be a UUID. The unique identifier of the related organisation.
        policyholder_id:
          type: string
          description: Must be a UUID. The unique identifier of the policyholder the payment method is linked to.
        policyholder:
          $ref: '#/components/schemas/policyholder'
          description: The policyholder object linked to the payment method. Only included when `?include=policyholder` is specified.
        policies:
          type: array
          items:
            $ref: '#/components/schemas/policy'
          description: An array of policy objects linked to the payment method. Only included when `?include=policies` is specified.
        bank_details:
          type: object
          description: Required if `type` is `debit_order`. Bank details for the debit order.
          required:
          - account_holder
          - bank
          - branch_code
          - account_number
          - account_type
          properties:
            account_holder:
              type: string
              description: Name of account holder.
            account_holder_identification:
              type:
              - object
              - 'null'
              description: '`null` is allowed. An object containing the identification details of the account holder.'
              required:
              - type
              - number
              - country
              properties:
                type:
                  type: string
                  description: The type of identity document.
                  enum:
                  - id
                  - passport
                number:
                  type: string
                  description: The identity document number.
                country:
                  type: string
                  description: The [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) country code of the country of the identification document.
                expiration_date:
                  type: string
                  format: date-time
                  description: The expiration date of the lead's passport.
            bank:
              $ref: '#/components/schemas/bank-name'
            branch_code:
              type: string
              description: Branch code for bank account.
            account_number:
              type: string
              description: Bank account number.
            account_type:
              type: string
              description: Bank account type.
              enum:
              - cheque
              - savings
            banv_status:
              type: string
              description: The [bank account verification status](doc:account-verification-banvavs#reporting-on-payment-methods).
              enum:
              - pending
              - processing
              - verified
              - failed_verification
              - blocked
            blocked_reason:
              type:
              - string
              - 'null'
              description: The reason the payment method is blocked. Only relevant if `banv_status` is `blocked`.
            banv_response:
              type:
              - string
              - 'null'
              description: The response received when bank account verification was attempted.
            payment_method_id:
              type: string
              description: Must be a UUID. The unique identifier of the payment method.
        card:
          type: object
          description: Details of the payment card. Required if `type` is `card`.
          required:
          - bin
          - holder
          - brand
          - expiry_month
          - expiry_year
          - last_4_digits
          properties:
            bin:
              type: string
              description: The bank identification number.
            holder:
              type: string
              description: The name of the cardholder.
            brand:
              type: string
              description: The brand of the card.
            expiry_month:
              type: string
              description: The month of the card's exiry date.
            expiry_year:
              type: string
              description: The year of the card's exiry date.
            last_4_digits:
              type: string
              description: The last four digits of the card number.
            registration:
              type: string
              description: The registration ID of the card.
        external_reference:
          type: string
          description: The external identifier of the payment method. Required if `type` is `external`.
        banv_status:
          type: string
          description: The [bank account verification status](doc:account-verification-banvavs#reporting-on-payment-methods). Only relevant if `type` is `external`.
          enum:
          - pending
          - processing
          - verified
          - failed_verification
          - blocked
        blocked_reason:
          type: string
          description: The reason the payment method is blocked. Only relevant if `banv_status` is `blocked` and `type` is `external`.
        collection_module_definition_id:
          type: string
          description: The unique identifier of the collection module definition that the payment method is linked to. Only relevant if `type` is `collection_module`.
        collection_module_key:
          type: string
          description: The key of the collection module that the payment method is linked to. Only relevant if `type` is `collection_module`.
        module:
          type: object
          description: Custom module-specific data for collection module payment methods. Only relevant if `type` is `collection_module`.
          additionalProperties: true
        collection_module:
          type: object
          description: The collection module object linked to the payment method. Only included when `?include=collection_module` is specified and `type` is `collection_module`.
          additionalProperties: true
        updated_by:
          type: object
          description: An object indicating the user or API key that last updated the payment method. Only relevant if `type` is `collection_module`.
      example:
        payment_method_id: e0b7b222-772f-47ac-b08d-c7ba38aa1b25
        type: debit_order
        organization_id: 952bfef5-7517-47ff-bf41-08c5a66c52db
        policyholder_id: f91f4ea4-9c6d-459e-998b-a5711cbd8895
        created_at: '2021-01-29T13:12:00.968Z'
        updated_at: '2021-01-29T13:12:00.968Z'
        bank_details:
          account_holder: Erlich Bachman
          bank: absa
          branch_code: '12345'
          account_number: '123456789'
          account_type: cheque
          banv_status: pending
    cellphone-string:
      type:
      - string
      - 'null'
      description: '`null` and `""` allowed. String containing the cellphone number in international format.'
      example: '+27821234567'
    beneficiaries-request:
      type: array
      description: '`null` is allowed. An array of beneficiaries. If null, the default beneficiary may be the policyholder if enabled in the product module settings. Some modules may require adding beneficiaries to a policy for claims to be processed.'
      items:
        type: object
        required:
        - first_name
        - last_name
        - percentage
        - relationship
        properties:
          type:
            type: string
            description: The type of beneficiary to be created.
            enum:
            - individual
            - company
            default: individual
          first_name:
            type: string
            description: The beneficiary's first name.
          last_name:
            type: string
            description: The beneficiary's last name.
          title:
            type: string
            description: The beneficiary's title.
            enum:
            - mr
            - mrs
            - miss
            - mx
            - sir
            - dr
            - adv
            - ms
            - prof
          gender:
            type: string
            description: The beneficiary's gender.
            enum:
            - male
            - female
          id:
            type: object
            description: (Individual beneficiaries only) Object containing beneficiary's identification number, type and country.
            properties:
              type:
                type: string
                description: The beneficiary's identification type.
                enum:
                - id
                - passport
                - custom
              number:
                type: string
                description: Depending on the type selected, either an ID number, passport number or custom identifier.
              country:
                type: string
                description: The [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) country code of the `number`.
            required:
            - type
            - number
            - country
          date_of_birth:
            type:
            - string
            - 'null'
            format: date
            description: '`null` is allowed. An optional string containing the beneficiary''s date of birth.'
          percentage:
            type: integer
            description: An integer representing the percentage of a claim payout that the beneficiary should receive. Note that the percentages across all beneficiaries should add up to 100%.
          cellphone:
            oneOf:
            - $ref: '#/components/schemas/cellphone'
            - $ref: '#/components/schemas/cellphone-string'
          email:
            type: string
            description: The beneficiary's email address.
          relationship:
            $ref: '#/components/schemas/beneficiary-relationship'
          company_name:
            type: string
            description: The name of the company that the beneficiary represents. Required when `type = company`.
          registration_number:
            type: string
            description: The company's registration number. Required when `type = company`.
          payment_details:
            $ref: '#/components/schemas/payment-details'
          policyholder_id:
            type: string
            description: Must be a UUID. The unique identifier of an existing policyholder to link as a beneficiary.
          address:
            type: object
            description: The beneficiary's physical address.
            properties:
              line_1:
                type: string
                description: First line of the beneficiary's address.
              line_2:
                type:
                - string
                - 'null'
                description: '`null` is allowed. Optional second line of the beneficiary''s address.'
              suburb:
                type: string
                description: The beneficiary's suburb.
              city:
                type: string
                description: The beneficiary's city.
              country:
                type: string
                description: The beneficiary's country code, in the [ISO Alpha-2](http://www.nationsonline.org/oneworld/country_code_list.htm) format.
              area_code:
                type: string
                description: The beneficiary's area code.
            required:
            - line_1
            - city
            - country
            - area_code
        example:
          first_name: Jared
          last_name: Dunn
          id:
            type: id
            number: '8704094800082'
            country: ZA
          percentage: 100
          relationship: cousin_or_relative
          payment_details:
            type: eft
            details:
              bank_name: absa
              branch_code: '632005'
              account_number: '23234342424'
              account_type: cheque_account
      example:
      - first_name: Mary
        last_name: Yang
        percentage: 90
        title: mrs
        gender: female
        id:
          type: id
          number: '9504014800082'
          country: ZA
        email: mary@piedpiper.com
        relationship: spouse
        cellphone: '+27821234567'
        payment_details:
          type: eft
          details:
            account_number: '01304055557'
            account_type: cheque_account
            bank_name: nedbank
            branch_code: '20177778'
        type: individual
      - first_name: Erlich
        last_name: Aviatio
        percentage: 10
        title: mr
        email: erlich@aviatio.com
        relationship: other
        cellphone: '+27783456578'
        payment_details:
          type: eft
          details:
            account_number: '546767819'
            account_type: cheque_account
            bank_name: investec
            branch_code: '201507'
        company_name: Pied Piper
        registration_number: CC1234
        type: company
    payment-details:
      type: object
      description: Details of the account into which the payout should be made.
      required:
      - type
      - details
      properties:
        type:
          type: string
          description: The type of account into which the payout should be made.  For a beneficiary, this must be `eft`.
          enum:
          - eft
          - card
        details:
          type: object
          description: The bank account details.
          required:
          - bank_name
          - branch_code
          - account_type
          - account_number
          properties:
            bank_name:
              $ref: '#/components/schemas/bank-name'
            branch_code:
              type: string
              description: The branch code for the account.
            account_type:
              type: string
              description: The account type.
              enum:
              - cheque_account
              - savings
            account_number:
              type: string
              description: The account number.
    payment-charge-type:
      type: string
      description: Variable charges are applied as a proportion of the total payment amount. Fixed charges are applied as an absolute currency value in cents. The `balance` is the balance of the payment total after all charges have been applied.
      enum:
      - fixed
      - variable
      - balance
    payment-coupons:
      type: array
      items:
        $ref: '#/components/schemas/payment-coupon'
      example:
      - payment_coupon_id: 307286b9-bbaa-4096-9ccf-fcbe596ea0a8
        policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
        status: pending
        type: payment_holiday
        redeemable_from: '2022-06-01T00:00:00.000Z'
        redeemable_to: '2022-06-30T00:00:00.000Z'
        reason: Customer retrenched
        created_at: '2020-08-04T09:14:21.451Z'
        created_by:
          type: api_key
          id: 420df14d-b09d-4d89-84a8-8e3118c9ca23
          owner_id: 00000000-0000-0000-0000-000000000001
      - payment_coupon_id: de07f9a8-f818-4fbe-9d19-b46ba8d98758
        policy_id: 128ba0c0-3f6a-4f8b-9b40-e2066b02b59e
        status: pending
        type: ad_hoc
        amount: 2000
        reason: Customer retrenched
        created_at: '2020-08-04T09:14:21.451Z'
        created_by:
          type: api_key
          id: 420df14d-b09d-4d89-84a8-8e3118c9ca23
          owner_id: 00000000-0000-0000-0000-000000000001
    attachment:
      type: object
      required:
      - file_name
      - description
      - file_type
      - file_url
      - created_at
      - requested_by
      properties:
        file_name:
          type: string
          description: The name of the file (with file extension).
        description:
          type: string
          description: A tag describing what the document is about (e.g. affidavit, etc.).
        file_type:
          type: string
          description: The mime type of the attachment (e.g. image/png).
        file_url:
          type: string
          format: uri
          description: The URL to download the attachment file.
        created_at:
          type: string
          format: date-time
          description: Time at which the attachment was created.
        requested_by:
          type: object
          description: An object indicating the user or API key that created the attachment. See [Authentication](#client-apps).
          properties:
            type:
              type: string
              description: The type of the creator (e.g., user, api_key).
            id:
              type: string
              description: The identifier of the creator.
            owner_id:
              type: string
              description: The identifier of the owner (only present for API key requests).
          required:
          - type
        type:
          type: string
          description: The event type associated with the attachment (e.g., attachment_created). This field is only present when the attachment is returned as part of an event.
      example:
        file_name: report.pdf
        file_type: application/pdf
        file_url: https://sandbox.rootplatform.com/v1/files/download/00000000-0000-0000-0000-000000000001
        description: quote
        type: attachment_created
        created_at: '2025-11-10T14:33:50.095Z'
        requested_by:
          type: api_key
          id: 00000000-0000-0000-0000-000000000001
          owner_id: 00000000-0000-0000-0000-000000000001
    bank-name:
      type: string
      description: The name of the bank
      enum:
      - absa
      - access
      - african_bank
      - al_baraka
      - bank_of_china
      - bank_of_lisbon
      - bank_zero
      - bidvest
      - bidvest_bank_alliances
      - capitec
      - discovery_bank
      - finbond_mutual
      - fnb
      - hbz
      - investec
      - ithala
      - mercantile
      - nedbank
      - old_mutual
      - postbank
      - sasfin
      - standard_bank
      - sure
      - tyme_bank
      - ubank
      - vbc_mutual_bank
      - wizzit
    policies:
      type: array
      items:
        $ref: '#/components/schemas/policy'
  parameters:
    page:
      name: page
      in: query
      description: The page number of the entities to fetch. Must be a minimum of 1.
      required: false
      schema:
        type: integer
        minimum: 1
        example: 1
        default: 1
    page_size:
      name: page_size
      in: query
      description: The maximum number of items that will be contained in a single page, between 1 and 100 (inclusive).
      required: false
      schema:
        type: integer
        minimum: 1
        maximum: 100
        example: 30
        default: 30
    idempotency:
      name: idempotency_key
      in: query
      description: To perform an idempotent request, provide the `idempotency_key` query parameter with the request. An idempotency key is a unique value generated by the client which the platform uses to recognize subsequent retries of the same request. How you create unique keys is up to you, but we suggest using a V4 UUID, or another random string with enough entropy to avoid collisions. Idempotency keys can be up to 255 characters long.
      required: false
      schema:
        type: string
        example: 96e06845-6d37-4dca-8859-9d8ed27dcf58
  securitySchemes:
    basicAuth:
      type: http
      scheme: basic
x-readme:
  explorer-enabled: true
  proxy-enabled: true
  samples-enabled: true